$6,400,000
SOLD JUL 18, 2025

102 Palm Place Neptune Beach, FL 32266

5 Beds
5 Baths
3,615 Sq Ft
1934 Built

Recently Sold

$1,770 Per Sq Ft

5% Below List Price

22 Days on Market

Highlights

  • Ocean Front
  • Open Floorplan
  • Vaulted Ceiling
  • Duncan U. Fletcher High School Rated A-
  • Deck
  • Traditional Architecture

About This Home

As of July 2025

This oceanfront Neptune Beach home sits on a rare double lot, an increasingly hard-to-find feature in today's market. The main residence is positioned on an oversized 60x188 parcel, with an additional 60x75 parcel as the front yard. Altogether, the property offers a fully fenced yard, detached two-car garage, and ample space in the backyard for a pool or future expansion. A secluded beach access directly from the back of the property provides a quiet and convenient path to the shoreline.

Preserving the character of Old Florida, the home features original heart pine wood floors and vaulted ceilings, while thoughtful updates ensure modern comfort and functionality. Expansive ocean views can be enjoyed throughout the home, with wraparound porches that invite you to take full advantage of the coastal setting. The five-bedroom, five-bathroom layout includes an open-concept living and dining area, a kitchen equipped with a Wolf range and new stainless steel appliances and new kitchen windows. A residential elevator provides easy access between levels. Recent upgrades include new upper and lower decks built with premium Brazilian Ipe hardwood, an updated HVAC system with new ductwork, a newer metal roof, and cedar shake siding.

Just a 10-minute walk to Beaches Town Center, where locals gather for dining, parks, boutique shopping, and nightlife. Neptune Beach continues to rank among Northeast Florida's most desirable neighborhoods for its sense of community, highly rated schools, and walkable coastal lifestyle. Schedule your private tour today.

Last Agent to Sell the Property

Griffin Rapp

KST GROUP LLC License #3459018 Listed on: 05/22/2025

Co-Listed By

HanhLe McDaniel

KST GROUP LLC License #3514133

Last Buyer's Agent

Dan McCarthy

BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY License #3241416

BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $42,708

Year Built

  • Built in 1934 | Remodeled

Lot Details

  • Ocean Front
  • Property is Fully Fenced

Parking

  • 2 Car Detached Garage
  • Additional Parking
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Metal Roof

Interior Spaces

  • 3,615 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Ocean Views

Kitchen

  • Butlers Pantry
  • Convection Oven
  • Gas Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • 5 Full Bathrooms
  • Bathtub With Separate Shower Stall

Laundry

  • Dryer
  • Washer

Accessible Home Design

  • Accessible Elevator Installed
  • Accessibility Features
  • Accessible Entrance

Outdoor Features

  • Outdoor Shower
  • Balcony
  • Deck
  • Front Porch

Schools

  • Neptune Beach Elementary School
  • Fletcher Jr High Middle School
  • Duncan Fletcher High School

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Neptune Subdivision

Listing and Financial Details

  • Assessor Parcel Number 172676 0010

Home Details

Home Type

Single Family

Est. Annual Taxes

$42,708

Year Built

Built in 1934 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 2
  • Year Built: 1934
  • Property Sub Type: Single Family Residence
  • Road Surface Type: Asphalt, Paved
  • Subdivision Name: Neptune
  • Architectural Style: Historic, Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • General Property Information Living Area2: 3615.0
  • General Property Information Waterfront YN: Yes
  • General Property Information New Construction YN: No
  • General Property Information List PriceSqFt2: 1867.22
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • Architectural Style Traditional: Yes
  • General Property Information Accessibility Features YN2: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Flooring Wood: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • ViewOcean: Yes
  • General Property Information Senior Community YN: No
  • Interior Features Butler Pantry: Yes
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • Levels Two: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Property Condition UpdatedRemodeled: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Built-in Features, Butler Pantry, Ceiling Fan(s), Elevator, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
  • Major Appliances: Convection Oven, Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer
  • Accessibility Features: Accessible Elevator Installed, Accessible Entrance
  • Full Bathrooms: 5
  • Total Bedrooms: 5
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Stone, Tile, Wood
  • Living Area: 3615.0
  • Appliances Dishwasher: Yes
  • Appliances:Gas Range: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:Elevator: Yes
  • Interior Features:Wet Bar: Yes
  • Appliances:Convection Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Open Floorplan: Yes

Exterior Features

  • Waterfront: Yes
  • Exterior: Balcony, Outdoor Shower
  • Fencing: Full
  • Roof: Metal
  • View: Beach, Ocean
  • Waterfront Features: Ocean Front
  • Patio And Porch Features: Deck, Front Porch
  • Property Condition: Updated/Remodeled
  • Exterior Features:Balcony: Yes
  • Exterior Features:Fencing - Full: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Deck: Yes
  • Waterfront Features:Ocean Front: Yes
  • Exterior Features:Outdoor Shower: Yes
  • Accessibility Features:Accessible Elevator Installed: Yes
  • Accessibility Features:Accessible Entrance: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Additional Parking, Detached, Off Street
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Detached: Yes
  • Parking Features:Additional Parking: Yes
  • General Property Information:Garage YN: Yes
  • Parking Features:Off Street: Yes

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected, Propane
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Neptune Beach
  • High School: Duncan Fletcher
  • Middle Or Junior School: Fletcher Jr High

Lot Info

  • Current Use: Residential
  • Parcel #: 172676 0010

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2025
Closed on
Jul 18, 2025
Sold by
Pajcic Helen J and Nicholson Marvin D
Bought by
Ahmed Family Trust and Ahmed
Seller's Agent
Griffin Rapp
KST GROUP LLC
Buyer's Agent
Dan McCarthy
BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
List Price
$6,750,000
Sold Price
$6,400,000
Premium/Discount to List
-$350,000
-5.19%
Views
21
Current Estimated Value
$6,196,025

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$203,975
Avg. Annual Appreciation
-8.84%
Original Mortgage
$3,400,000
Outstanding Balance
$3,394,231
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$2,801,794

Purchase Details

Closed on
Apr 29, 2016
Sold by
Vickers Raymond B and Raymond B Vickers Trust
Bought by
Pajcic Helen L and Nicholson Marvin D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,000,000
Interest Rate
3.71%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 26, 2007
Sold by
Cook Daniel P and Cook Lisa J
Bought by
Vickers Raymond B and Raymond B Vickers Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,500,000
Interest Rate
6.65%
Mortgage Type
Negative Amortization

Purchase Details

Closed on
Sep 25, 2006
Sold by
Neptune Beach Partners Llc
Bought by
Cook Daniel P and Cook Lisa J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,677,000
Interest Rate
6.62%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $6,400,000 None Listed On Document
Warranty Deed $2,500,000 Attorney
Warranty Deed $2,650,000 None Available
Quit Claim Deed -- Homeguard Title & Trust Of J
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $3,400,000 New Conventional
Previous Owner $1,000,000 New Conventional
Previous Owner $1,500,000 Negative Amortization
Previous Owner $1,677,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/18/2025 07/18/25 Sold $6,400,000 -5.2% $1,770 / Sq Ft
05/22/2025 05/22/25 For Sale $6,750,000 -- $1,867 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $42,708 $2,492,006 -- --
2024 $41,654 $2,421,775 -- --
2023 $41,654 $2,351,238 $0 $0
2022 $38,329 $2,282,756 $0 $0
2021 $38,219 $2,216,268 $0 $0
2020 $37,912 $2,185,669 $0 $0
2019 $37,587 $2,136,529 $0 $0
2018 $36,664 $2,067,180 $1,188,000 $879,180
2017 $37,531 $2,050,168 $1,188,000 $862,168
2016 $32,400 $1,741,017 $0 $0
2015 $29,947 $1,578,832 $0 $0
2014 $28,385 $1,480,504 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2088968

realMLS (Northeast Florida Multiple Listing Service)

APN: 172676-0010