NOT LISTED FOR SALE

102 Ramsay Rd Locust Grove, VA 22508

Estimated Value: $714,000 - $878,000

3 Beds
3 Baths
2,053 Sq Ft
$376/Sq Ft Est. Value

Last Sold July 31, 2020

Last sale price $510,000 $248 Per Sq Ft

Est. 51% increase in value since last sale

Current estimated payment $4,756/month

109 Days on Market

Highlights

  • 37 Feet of Waterfront
  • 1 Dock Slip
  • Golf Course Community
  • Boat Ramp
  • Beach
  • Community Stables

About This Home

As of July 2020

Gorgeous views highlight this Three Bedroom/ Three Full Bath(UPSTAIRS BATHS HAVE JUST BEEN RENOVATED) Raised Rambler in amenity- rich Lake of the Woods! Enjoy stunning sunsets or sunrises from the spacious screened porch. Partially renovated with hardwood floors in the main living area, new windows upstairs, new sliding glass doors, and updated Stainless Steel appliances. Views from the open living area with Living Room, Kitchen and Dining area which opens to the screened porch. Downstairs features a Recreation/TV Room, Laundry Room with Storage. The Lower level opens to covered Patio Area that provides access to level backyard perfect for outdoor games. Oversized 2-Car garage and Shed provide storage for all your water-toys. Great location near the back gate, a short walk to Ramsay Beach and three blocks to Green Springs Park. Located on a quiet cove, the Private Dock is ready for you to start the Boating Recreational Lifestyle.All of this in amenity rich Lake of the Woods; with so much to do, so little time-so get this Lake-life started. Enjoy the two Lakes and the many water sports possible such as fishing, boating, jet-skiing, tubing, water skiing or wakeboarding, paddleboards or kayaks. Enjoy fine dining at the clubhouse or a beverage watching your favorite sporting event at the Clubhouse Sports Bar or the Woods Center. Jump in the Brand-New Swimming pool or work out in the Fitness Center. If you like rackets -join the Pickleball or Tennis Clubs. If Theater is your thing, enjoy the LOW Players performances at the Community Center, or better yet, discover your acting talents by auditioning. Hit the fairways at the 18 Hole PGA Golf Course and enjoy the 19th Hole at the Woods Center. Lake of the Woods, Virginia s Best-Kept Secret is the premier Lake Community- Get Started Now-Make this Place Your Home!

Last Listed By

Penny Ostlund

Coldwell Banker Elite Listed on: 03/13/2020

Coldwell Banker Elite

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,359

Year Built

  • Built in 1980

Lot Details

  • 0.3 Acre Lot
  • 37 Feet of Waterfront
  • Home fronts navigable water
  • Landscaped
  • No Through Street
  • Property is in very good condition
  • Property is zoned R3

HOA Fees

  • $136 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • 6 Open Parking Spaces
  • Basement Garage

Home Design

  • Raised Ranch Architecture
  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 2,053 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Vinyl Clad Windows
  • Sliding Windows
  • Sliding Doors
  • Family Room
  • Living Room
  • Dining Room
  • Lake Views

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Primary Bedroom

Laundry

  • Laundry on lower level
  • Stacked Washer and Dryer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Garage Access
  • Basement Windows

Home Security

  • Security Gate
  • Surveillance System
  • Fire and Smoke Detector

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Sail
  • Bulkhead
  • Swimming Allowed
  • Limit On Boat Length
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Dock made with Treated Lumber
  • Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Screened Patio
  • Shed

Schools

  • Locust Grove Elementary And Middle School
  • Orange High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 114
  • Assessor Parcel Number 012A0000701140

Community Details

Overview

  • Association fees include common area maintenance, insurance, management, pool(s), reserve funds, road maintenance, security gate, snow removal
  • Lowa HOA
  • Lake Of The Woods Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Community Dining Room
  • Bar or Lounge

Recreation

  • Boat Ramp
  • Pier or Dock
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Community Playground
  • Fitness Center
  • Community Pool
  • Fishing Allowed
  • Putting Green
  • Community Stables
  • Horse Trails
  • Jogging Path

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,359

Year Built

Built in 1980

Lot Details

0

HOA Fees

$136 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Raised Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Federal Flood Zone: No
  • Year Built: 1980
  • Remarks Public: Gorgeous views highlight this Three Bedroom/ Three Full Bath(UPSTAIRS BATHS HAVE JUST BEEN RENOVATED) Raised Rambler in amenity- rich Lake of the Woods! Enjoy stunning sunsets or sunrises from the spacious screened porch. Partially renovated with hardwood floors in the main living area, new windows upstairs, new sliding glass doors, and updated Stainless Steel appliances. Views from the open living area with Living Room, Kitchen and Dining area which opens to the screened porch. Downstairs features a Recreation/TV Room, Laundry Room with Storage. The Lower level opens to covered Patio Area that provides access to level backyard perfect for outdoor games. Oversized 2-Car garage and Shed provide storage for all your water-toys. Great location near the back gate, a short walk to Ramsay Beach and three blocks to Green Springs Park. Located on a quiet cove, the Private Dock is ready for you to start the Boating Recreational Lifestyle.All of this in amenity rich Lake of the Woods; with so much to do, so little time-so get this Lake-life started. Enjoy the two Lakes and the many water sports possible such as fishing, boating, jet-skiing, tubing, water skiing or wakeboarding, paddleboards or kayaks. Enjoy fine dining at the clubhouse or a beverage watching your favorite sporting event at the Clubhouse Sports Bar or the Woods Center. Jump in the Brand-New Swimming pool or work out in the Fitness Center. If you like rackets -join the Pickleball or Tennis Clubs. If Theater is your thing, enjoy the LOW Players performances at the Community Center, or better yet, discover your acting talents by auditioning. Hit the fairways at the 18 Hole PGA Golf Course and enjoy the 19th Hole at the Woods Center. Lake of the Woods, Virginia s Best-Kept Secret is the premier Lake Community- Get Started Now-Make this Place Your Home!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Exhaust Fan, Refrigerator, Stove, Washer/Dryer Stacked, Water Heater
  • Flooring Type: Carpet, Hardwood, Vinyl
  • Interior Amenities: Carpet, Combination Dining/Living, Combination Kitchen/Living, Combination Kitchen/Dining, Floor Plan - Open
  • Window Features: Sliding, Vinyl Clad
  • Door Features: Sliding Glass
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room
  • Basement: Yes
  • Basement Type: Full, Daylight, Full, Fully Finished, Garage Access, Outside Entrance, Interior Access, Walkout Level, Windows
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2053
  • Living Area Sq Ft: 2053
  • Price Per Sq Ft: 253.24
  • Above Grade Finished Sq Ft: 2053
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 102

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Other Structures List: Shed
  • Construction Materials: Brick, Vinyl Siding
  • View: Lake
  • Water Access Features: Boat - Length Limit, Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Lake of the Woods
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Water View: Yes
  • Water Frontage In Feet: 37

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Open Parking Spaces Count: 6
  • Parking Features: Paved Parking, Paved Driveway
  • Garage Features: Basement Garage, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security Gate, Surveillance Sys, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 1633.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Bar/Lounge, Basketball Courts, Beach, Boat Ramp, Club House, Common Grounds, Dining Rooms, Fitness Center, Gated Community, Golf Course, Horse Trails, Jog/Walk Path, Lake, Picnic Area, Pier/Dock, Pool - Outdoor, Putting Green, Riding/Stables, Security, Soccer Field, Swimming Pool, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Insurance, Management, Pool(s), Reserve Funds, Road Maintenance, Security Gate, Snow Removal
  • HOA Name: LOWA
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: ORANGE COUNTY PUBLIC SCHOOLS
  • Elementary School: LOCUST GROVE
  • Middle School: LOCUST GROVE
  • High School: ORANGE
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121141052477
  • School District Source: Listing Agent
  • Elementary School: LOCUST GROVE
  • High School: ORANGE
  • Middle Or Junior School: LOCUST GROVE

Lot Info

  • Lot Features: Bulkheaded, Landscaping, No Thru Street
  • Lot Size Acres: 0.30
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 13230.00
  • Outdoor Living Structures: Deck(s), Patio(s), Screened
  • Property Condition: Very Good
  • Year Assessed: 2016
  • Zoning: R3
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3359.00
  • Assessor Parcel Number: 012A0000701140
  • Tax Lot: 114
  • Tax Year: 2018
  • Close Date: 07/31/2020

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: ORANGE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 19, 2024
Sold by
Spencer Brandon and Spencer Alison
Bought by
Brandon And Alison Spencer Revocable Trust and Spencer
Total Days on Market
109
Current Estimated Value
$771,582

Purchase Details

Listed on
Mar 13, 2020
Closed on
Jul 29, 2020
Sold by
Clifton Henry M and Clifton Karen B
Bought by
Spencer Brandon J and Speneer Alison E
Seller's Agent
Penny Ostlund
Coldwell Banker Elite
Buyer's Agent
Michelle Wilson
CENTURY 21 New Millennium
List Price
$519,900
Sold Price
$510,000
Premium/Discount to List
-$9,900
-1.9%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.95%
Original Mortgage
$408,000
Interest Rate
3.1%
Mortgage Type
Construction

Purchase Details

Closed on
Sep 1, 2005
Sold by
Rounds Donald B and Rounds Patricia A
Bought by
Clifton Henry M and Clifton Karen B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,500
Interest Rate
5.84%
Mortgage Type
Stand Alone Second

Range of Values:

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Average Value
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Brandon And Alison Spencer Revocable Trust $510,000 Lakeside Title
Spencer Brandon J $510,000 Terrys Title
Clifton Henry M -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Spencer Brandon J $408,000
Previous Owner Clifton Henry M $423,200
Previous Owner Clifton Henry M $52,500
Previous Owner Clifton Henry M $420,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2020 07/31/20 Sold $510,000 -1.9% $248 / Sq Ft
06/30/2020 06/30/20 Pending -- -- --
06/28/2020 06/28/20 For Sale $519,900 +1.9% $253 / Sq Ft
06/26/2020 06/26/20 Off Market $510,000 -- --
06/12/2020 06/12/20 Price Changed $519,900 -1.9% $253 / Sq Ft
06/05/2020 06/05/20 Price Changed $529,900 -1.9% $258 / Sq Ft
04/17/2020 04/17/20 For Sale $539,900 +5.9% $263 / Sq Ft
04/03/2020 04/03/20 Off Market $510,000 -- --
03/13/2020 03/13/20 For Sale $539,900 -- $263 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,608 $471,600 $285,000 $186,600
2023 $3,608 $471,600 $285,000 $186,600
2022 $3,608 $471,600 $285,000 $186,600
2021 $3,455 $479,900 $285,000 $194,900
2020 $3,455 $479,900 $285,000 $194,900
2019 $3,559 $442,600 $260,000 $182,600
2018 $3,559 $442,600 $260,000 $182,600
2017 $3,559 $442,600 $260,000 $182,600
2016 $3,559 $442,600 $260,000 $182,600
2015 $3,089 $429,000 $260,000 $169,000
2014 $3,089 $429,000 $260,000 $169,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAOR136180

Bright MLS

APN: 012-A0-00-07-0114-0