NOT LISTED FOR SALE

102 Settlers Ln Duck, NC 27949

Estimated Value: $1,100,000 - $1,292,000

5 Beds
7 Baths
3,460 Sq Ft
$338/Sq Ft Est. Value

Last Sold April 12, 2023

Last sale price $1,000,000 $289 Per Sq Ft

Est. 17% increase in value since last sale

Current estimated payment $6,629/month

51 Days on Market

Highlights

  • Beach Access
  • Concrete Pool
  • Coastal Architecture
  • Kitty Hawk Elementary School Rated 9+
  • Second Refrigerator
  • Cathedral Ceiling

About This Home

As of April 2023

Just 1/2 mile to Downtown Duck and close to the Atlantic Ocean, you will not beat this location at 102 Settlers Lane in Duck! Not only does this home boast finishes including hardwood floors, hickory cabinets, granite counters, 5 bedrooms all with en-suite private baths and custom closet systems, an elevator and private salt water pool, it also offers a deeded Duck beach access and is located on a quiet cul-de-sac just minutes to the heart of Downtown Duck. The amenities at this owner occupied property are bar none with a low maintenance custom concrete salt water pool, stamped concrete pool deck, fenced-in yard, extensive covered and sun decking, and a remodeled outside shower. It is no wonder the Rental Projection shows over $121,000 in projected gross rental revenue for 2023! This property is high and dry in an X Flood zone and move-in or rental ready. The dreamy interior floor plan can be accessed by an elevator to each level, and the top floor offers a stunning kitchen adjoining a grand living and dining area with gas fireplace, cathedral ceilings, and access to a screened in porch as well as sun decking. The primary bedroom is also located on this level with a spacious walk in closet, built-in dressing table, and beautiful primary en-suite bathroom. The mid level provides 3 additional bedrooms all with en-suite private baths, an office / den with half bath, and a laundry room. The ground level is ideal for entertaining with a large wet bar area, game room, 5th bedroom and full bathroom, and access to the front and back yard. The back yard offers the epitome of outdoor living with both covered and sun patio areas for outdoor dining, room for a hot tub, outside shower, a fenced-in grassy yard area, private pool, a lower yard with a large ship play house, and is surrounded by gorgeous trees for ultimate privacy. Check the survey to see the adjacent parcel that conveys with the property as well! Additional features include: New closet systems 2021; All new appliances 2018; New 1st/2nd floor HVAC 2018; Gutters; New side yard boardwalk and foot washing station 2020; New Back yard sprinkler system 2018; Pool refinished with Ecofinsh and converted to salt system 2017; Newly Sealed and stained concrete pool decking; New deck (dining area deck bump out added without permits) and yard/fence 2022; New above ground plumbing outside shower 2022. Cruise into the quaint town of Duck to enjoy a meal overlooking the Currituck Sound, a stroll on the Duck waterfront boardwalk, entertainment at the town park, walking trails through the woods, canoe and kayak access, a playground with gazebo, and endless shopping! Virtual Tour: https://my.matterport.com/show/?m=zuRAxjLH1Vo&mls=1

Last Agent to Sell the Property

Heather Sakers

Coldwell Banker Seaside Realty KH License #255119 Listed on: 01/02/2023

Coldwell Banker Seaside Realty KH

Co-Listed By

Ann Taylor Lusk

Coldwell Banker Seaside Realty KH License #309078

Last Buyer's Agent

Scott Teigeler

Keller Williams - Outer Banks License #327345

Keller Williams - Outer Banks

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,470

Year Built

  • Built in 2005

Lot Details

  • 0.44 Acre Lot
  • Property fronts a private road
  • Cul-De-Sac
  • Fenced Yard
  • Irregular Lot
  • Property is zoned RS-1

Home Design

  • Coastal Architecture
  • Contemporary Architecture
  • Reverse Style Home
  • Slab Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Shake Siding
  • Piling Construction

Interior Spaces

  • 3,460 Sq Ft Home
  • Elevator
  • Wet Bar
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Game Room
  • Screened Porch
  • Fire and Smoke Detector

Kitchen

  • Oven or Range
  • Microwave
  • Second Refrigerator
  • Ice Maker
  • Second Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • Garage
  • Carport
  • Garage Door Opener
  • Off-Street Parking

Pool

  • Concrete Pool
  • In Ground Pool
  • Outdoor Pool
  • Saltwater Pool
  • Outdoor Shower

Outdoor Features

  • Beach Access
  • Sun Deck
  • Covered Deck
  • Patio
  • Exterior Lighting

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Municipal Utilities District Water
  • Fuel Tank
  • Private or Community Septic Tank

Community Details

  • Property has a Home Owners Association
  • Lance Miyamoto Association
  • Founders Ridge Subdivision

Listing and Financial Details

  • Tax Lot 7R

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,470

Year Built

Built in 2005

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Style: Contemporary, Reverse Floor Plan, Coastal
  • Directions: North on Hwy 12. Left on Settlers Lane just before you hit downtown Duck. Home on Right.
  • Extras: Beach Access, Ceiling Fan(s), Covered Decks, Elevator, Fenced Yard, Garage Door Opener, Outside Lighting, Outside Shower, Patio, Screened Porch, Smoke Detector(s), Sun Deck, Dry Entry, Inside Laundry Room
  • Flood Zone: X
  • Headline: POOL, ELEVATOR, $121K EST. GRR
  • Heated Sq Ft: 3460
  • L V T Date: 01/02/2023
  • Primary Residence: Yes
  • Roads: Paved, Private
  • Sale/Rent: For Sale
  • Zoning: RS-1
  • Deed Book Pg Number: 0343
  • Destination Commerce Corp: Yes
  • Lone Wolf Real Estate Technologies: Yes
  • Newpoint Media: Yes
  • Office License Number: C7166
  • Outer Banks Software: Yes
  • Terradatum Inc: Yes
  • W And R Studios: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator w/Ice Maker, Washer, 2nd Dishwasher, 2nd Refrigerator
  • Bedrooms: 5
  • Bedroom 1: PrimarySte, On Level: 2
  • Bedroom 2: EnSuite, On Level: 1
  • Bedroom 3: EnSuite, On Level: 1
  • Bedroom 4: EnSuite, On Level: 1
  • Bedroom 5: On Level: Ground
  • Kitchen: On Level: 2
  • Countertops: Granite
  • Electronic Locks: Owned
  • Floor Coverings: Carpet, Tile, Hardwood
  • Foundation: Piling, Slab
  • Full Bathrooms: 5
  • Interior Amenities: Cathedral Ceiling(s), Dryer Connection, Gas Fireplace, Ensuite, Walk in Closet, Washer Connection, Wet Bar
  • Dining Room: On Level: 2
  • Family Room: On Level: Ground
  • Game Room: On Level: Ground
  • Living Room: On Level: 2
  • Optional Rooms: Foyer, Game Room, Office
  • Partial Bathrooms: 2
  • Optional Room 1: Office, On Level: 1

Exterior Features

  • Construction: Frame, Wood
  • Exterior: Shakes
  • Pool: Yes
  • Pool: Private
  • Pool Type: Outdoor, In Ground, Concrete, Salt, Private Pool
  • Roof: Asphalt/Fiber Shingle

Garage/Parking

  • Garage: 1 Car, Attached
  • Parking: Paved, Off Street

Utilities

  • Cooling: Central, Heat Pump
  • Heating: Electric, Forced Air, Heat Pump
  • Fuel Tanks: Leased
  • Sewer/Septic System: Private Septic
  • Water: Municipal

Condo/Co-op/Association

  • Association Fee: Voluntary - Restrictive Covenants May Apply
  • Hoa Contact: Lance Miyamoto
  • HOA Contact: miyamotolance@gmail.com
  • Home Owner Dwelling Insurance: 1294

Lot Info

  • Estimated Lot Sq Ft: 19000
  • Lot Description: Cul-de-sac, Irregular Terrain
  • Lot Number: Lot 7R
  • Estimated Lot Size: 0.44
  • Deed Book: 2172

Rental Info

  • Est Annual Rental Income: 121583
  • Estimated Rental Performance: 0.1216
  • Yearly Expense Actual Estimate: Actual
  • Annual Electric: 2800
  • Annual Water Expense: 1000

Building Info

  • Year Built: 2005

Tax Info

  • Year: 2022
  • Taxes: 3470.46

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 2, 2023
Closed on
Apr 12, 2023
Sold by
Gould Benjamin J and Gould Becky A
Bought by
Adam Ragodna
Seller's Agent
Heather Sakers
Coldwell Banker Seaside Realty KH
Buyer's Agent
Scott Teigeler
Keller Williams - Outer Banks
List Price
$999,000
Sold Price
$1,000,000
Premium/Discount to List
$1,000
0.1%
Views
96
Current Estimated Value
$1,169,094

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$169,094
Avg. Annual Appreciation
6.70%
Original Mortgage
$750,000
Outstanding Balance
$730,702
Interest Rate
6.6%
Mortgage Type
New Conventional
Estimated Equity
$438,392

Purchase Details

Closed on
Oct 17, 2005
Sold by
Weisbecker Bryan R
Bought by
Plucker Gail A and Webb Robert W
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Adam Ragodna $5,000,000 None Listed On Document
Ragodna Adam $5,000,000 None Listed On Document
Plucker Gail A $725,500 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ragodna Adam $750,000
Closed Ragodna Adam $750,000
Previous Owner Gould Benjamin J $390,250
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/12/2023 04/12/23 Sold $1,000,000 +0.1% $289 / Sq Ft
02/22/2023 02/22/23 Pending -- -- --
01/25/2023 01/25/23 For Sale $999,000 0.0% $289 / Sq Ft
01/14/2023 01/14/23 Pending -- -- --
01/02/2023 01/02/23 For Sale $999,000 +94.0% $289 / Sq Ft
05/31/2017 05/31/17 Sold $515,000 -19.4% $149 / Sq Ft
02/01/2017 02/01/17 Pending -- -- --
11/25/2015 11/25/15 For Sale $639,000 -- $185 / Sq Ft
Source: Outer Banks Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,694 $567,900 $115,200 $452,700
2023 $3,470 $559,300 $115,200 $444,100
2022 $3,470 $559,300 $115,200 $444,100
2021 $3,470 $559,300 $115,200 $444,100
2020 $3,338 $559,300 $115,200 $444,100
2019 $3,966 $570,600 $166,900 $403,700
2018 $3,966 $570,600 $166,900 $403,700
2017 $4,031 $570,600 $166,900 $403,700
2016 $3,652 $570,600 $166,900 $403,700
2014 $3,652 $570,600 $166,900 $403,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Outer Banks Association of REALTORS®

MLS Number: 121093

Outer Banks Association of REALTORS®

APN: 028800007