$420,000
SOLD JAN 29, 2025

102 Water Oaks Loop Santa Rosa Beach, FL 32459

3 Beds
2.5 Baths
1,952 Sq Ft
3,920 Sq Ft Lot

Recently Sold

$215 Per Sq Ft

12% Below List Price

174 Days on Market

Highlights

  • Craftsman Architecture
  • Covered patio or porch
  • Living Room
  • Van R. Butler Elementary School Rated A-
  • Separate Shower in Primary Bathroom
  • Garden Bath

About This Home

As of January 2025

*This home is waiting for you*
Welcome to your next home in the highly sought-after Santa Rosa Beach. This stunning 3-bedroom, 2.5 bathroom residence perfectly blends style, comfort and convenience. Located just a couple of minutes from the famous beaches of 30A, while being close to grocery and daily shopping. It's got it all!

This home is truly turnkey, boasting a brand new roof, along with fresh and new exterior paint. Inside you will discover a home ready for modern living. The kitchen features fantastic counter space perfect for making Thanksgiving memorable, while the large primary suite features a cozy sitting area, ideal for relaxation. You will also find two spacious bedrooms, perfect for any use you need. This home is move in ready and waiting for you.

Last Agent to Sell the Property

Carl Simpson

Sharp RES License #3538882 Listed on: 12/01/2024

Last Buyer's Agent

Jabbour Luxury Group

Scenic Sotheby's International Realty License #BK3325676

Scenic Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,205

Year Built

  • Built in 2012

Lot Details

  • 3,920 Sq Ft Lot
  • Lot Dimensions are 80x50

HOA Fees

  • $43 Monthly HOA Fees

Home Design

  • Craftsman Architecture
  • Shingle Roof
  • Cement Board or Planked

Interior Spaces

  • 1,952 Sq Ft Home
  • 2-Story Property
  • Living Room
  • Dining Room
  • Fire and Smoke Detector
  • Exterior Washer Dryer Hookup

Kitchen

  • Electric Oven or Range
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Outdoor Features

  • Covered patio or porch

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Central Air
  • Phone Available
  • Cable TV Available

Community Details

  • Association fees include accounting, land recreation, management, utilities
  • Water Oaks Subdivision

Listing and Financial Details

  • Assessor Parcel Number 28-2S-20-33440-000-0450

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,205

Year Built

Built in 2012

Lot Details

0

HOA Fees

$43 per month

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.09
  • Lot Size: 80x50
  • Subdivision Name: WATER OAKS
  • Directions: North on Musset Bayou Rd from 98. Left on Water Oaks Loop
  • Architectural Style: Craftsman Style
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2012
  • Utilities Electric: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Interior Amenities: Washer/Dryer Hookup
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Appliances:Refrigerator WIceMk: Yes

Exterior Features

  • Construction Type: Roof Shingle/Shake, Siding CmntFbrHrdBrd
  • Exterior Features: Patio Covered, Patio Open
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • ConstructionSiding:Roof ShingleShake: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Utilities: Electric, Phone, Public Sewer, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pets Allowed
  • Association #2 Fee: 130.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Land Recreation, Management, Other Utilities

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 3920.4
  • Parcel #: 28-2S-20-33440-000-0450
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 1, 2024
Closed on
Jan 29, 2025
Sold by
Sands Kristofer R
Bought by
Carroll Randolph R and Carroll Ariel B
Seller's Agent
Carl Simpson
Sharp RES
Buyer's Agent
Jabbour Luxury Group
Scenic Sotheby's International Realty
List Price
$474,900
Sold Price
$420,000
Premium/Discount to List
-$54,900
-11.56%
Total Days on Market
174
Views
57
Current Estimated Value
$432,277

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,277
Avg. Annual Appreciation
8.58%
Original Mortgage
$412,392
Outstanding Balance
$411,676
Interest Rate
6.72%
Mortgage Type
FHA
Estimated Equity
$20,601

Purchase Details

Closed on
Jul 30, 2012
Sold by
D R Horton Inc
Bought by
Sands Kristofer R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,167
Interest Rate
3.68%
Mortgage Type
VA

Purchase Details

Closed on
Mar 8, 2012
Sold by
Trustmark National Bank
Bought by
D R Horton Inc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $420,000 Scenic Title Llc
Warranty Deed $420,000 Scenic Title Llc
Corporate Deed $176,375 Dhi Title Of Florida Inc
Special Warranty Deed $128,000 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $412,392 FHA
Closed $412,392 FHA
Previous Owner $261,000 New Conventional
Previous Owner $25,000 Credit Line Revolving
Previous Owner $225,710 VA
Previous Owner $180,167 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/29/2025 01/29/25 Sold $420,000 -2.3% $215 / Sq Ft
12/17/2024 12/17/24 Pending -- -- --
11/30/2024 11/30/24 Price Changed $429,999 -1.1% $220 / Sq Ft
11/22/2024 11/22/24 Price Changed $434,999 -0.9% $223 / Sq Ft
10/19/2024 10/19/24 Price Changed $439,000 -4.4% $225 / Sq Ft
09/20/2024 09/20/24 Price Changed $459,000 -0.6% $235 / Sq Ft
09/06/2024 09/06/24 Price Changed $462,000 -0.2% $237 / Sq Ft
09/05/2024 09/05/24 Price Changed $462,900 -0.4% $237 / Sq Ft
08/23/2024 08/23/24 Price Changed $464,900 -0.9% $238 / Sq Ft
08/08/2024 08/08/24 Price Changed $469,000 -1.2% $240 / Sq Ft
07/17/2024 07/17/24 Price Changed $474,900 0.0% $243 / Sq Ft
07/17/2024 07/17/24 For Sale $474,900 +1.1% $243 / Sq Ft
07/05/2024 07/05/24 Pending -- -- --
06/26/2024 06/26/24 For Sale $469,900 -- $241 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,205 $176,000 -- --
2023 $1,205 $170,874 $0 $0
2022 $1,184 $165,897 $0 $0
2021 $1,195 $161,065 $0 $0
2020 $1,213 $256,817 $20,455 $236,362
2019 $1,171 $155,270 $0 $0
2018 $1,147 $152,375 $0 $0
2017 $1,111 $149,241 $0 $0
2016 $1,092 $146,171 $0 $0
2015 $1,101 $145,155 $0 $0
2014 $1,106 $144,003 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 953279

Emerald Coast Association of REALTORS®

APN: 28-2S-20-33440-000-0450