NOT LISTED FOR SALE

1020 E Whitecloud Ln Hernando, FL 34442

Estimated Value: $366,000 - $406,000

3 Beds
2.5 Baths
1,684 Sq Ft
$226/Sq Ft Est. Value

Last Sold August 26, 2022

Last sale price $375,000 $223 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $2,318/month

18 Days on Market

Highlights

  • In Ground Pool
  • Updated Kitchen
  • Deck
  • Primary Bedroom Suite
  • Open Floorplan
  • Vaulted Ceiling

About This Home

As of August 2022

Affordable living in Citrus Hills. 3 bedroom, 2 full baths plus a half bath in the pool area. Oversized 2 car side entry garage. Almost 1700 square feet of living area with over 2500 under roof. Fresh exterior paint. Pergo laminate flooring, spacious living room has vaulted ceiling, eat in kitchen/breakfast nook plus formal dining area. Updated kitchen offers stunning exotic granite counters, copper sink and custom backsplash. All nestled on 1 acre of beautiful Florida land! New garage door 2019, HVAC 2015 and Roof 2011.

Last Agent to Sell the Property

Linda Bega

Landmark Realty License #393153 Listed on: 07/08/2022

Last Buyer's Agent

Mary Chapman

Landmark Realty License #3064510

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,300

Year Built

  • Built in 1987

Lot Details

  • 0.99 Acre Lot
  • Property fronts a county road
  • Landscaped with Trees
  • Property is zoned LDR

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Circular Driveway

Home Design

  • Stem Wall Foundation
  • Frame Construction
  • Shingle Roof
  • Asphalt Roof
  • Stucco

Interior Spaces

  • 1,684 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Blinds

Kitchen

  • Updated Kitchen
  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Electric Range
  • Built-In Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Secondary Bathroom Jetted Tub
  • Bathtub with Shower

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Deck
  • Wood Patio
  • Outdoor Water Feature
  • Shed
  • Rain Gutters

Schools

  • Central Ridge Elementary School
  • Citrus Springs Middle School
  • Lecanto High School

Utilities

  • Central Heating and Cooling System
  • Septic Tank
  • High Speed Internet

Community Details

  • Fairview Estates Association, Phone Number (352) 746-6770
  • Citrus Hills Fairview Estates Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,300

Year Built

Built in 1987

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Architectural Style: One Story
  • Carport Y N: No
  • Directions: From 486 take Annapolis north to the end, right then first left on Eisenhower. Follow around the left curve to the house on the left.
  • Garage Yn: Yes
  • Unit Levels: One
  • Lot Size Acres: 0.99
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: County Road
  • Building Stories: 1
  • Subdivision Name: Citrus Hills - Fairview Estates
  • Year Built: 1987
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Oven, Electric Range, Microwave Hood Fan, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Carpet, Ceramic Tile, Laminate
  • Interior Amenities: Breakfast Bar, Eat-in Kitchen, High Ceilings, Jetted Tub, Main Level Master, Master Suite, Open Floorplan, Split Bedrooms, Solid Surface Counters, Tub Shower, Updated Kitchen, Vaulted Ceiling(s), Walk-In Closet(s)
  • Living Area: 1684.0
  • Window Features: Blinds
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Type: Frame, Stucco
  • Exterior Features: Deck, Rain Gutters, Water Feature, Circular Driveway, Concrete Driveway
  • Foundation Details: Stem Wall
  • Lot Features: Trees
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Wood
  • Pool Features: Concrete, In Ground, Pool
  • Roof: Asphalt, Shingle
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Circular Driveway, Concrete, Driveway, Garage, Garage Door Opener
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Laundry Features: Laundry - Living Area
  • Sewer: Septic Tank
  • Utilities: High Speed Internet Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 90.0
  • Association Fee Frequency: Annually
  • Association Name: Fairview Estates
  • Phone: 352-746-6770
  • Association: Yes

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Central Ridge Elementary
  • High School: Lecanto High
  • Middle Or Junior School: Citrus Springs Middle

Lot Info

  • Zoning: LDR
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2299.68
  • Tax Year: 2021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 8, 2022
Closed on
Aug 26, 2022
Sold by
Philip Giammona
Bought by
Cardea Anthony Lowe and Cardea Rebekah Jane
Seller's Agent
Linda Bega
Landmark Realty
Buyer's Agent
Mary Chapman
Landmark Realty
List Price
$379,900
Sold Price
$375,000
Premium/Discount to List
-$4,900
-1.29%
Current Estimated Value
$380,164

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,164
Avg. Annual Appreciation
1.38%
Original Mortgage
$241,875
Outstanding Balance
$233,093
Interest Rate
5.51%
Mortgage Type
New Conventional
Estimated Equity
$157,751

Purchase Details

Listed on
Jan 30, 2020
Closed on
Mar 26, 2020
Sold by
Smitley Thomas E and Smitley Kelly A
Bought by
Giammona Philip
Seller's Agent
Katie Spires
Keller Williams Realty - Elite Partners II
Buyer's Agent
Christine Cooper
Tropic Shores Realty
List Price
$244,900
Sold Price
$241,900
Premium/Discount to List
-$3,000
-1.22%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.86%
Original Mortgage
$176,900
Interest Rate
3.4%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 5, 2015
Closed on
Feb 29, 2016
Sold by
Federal National Mortgage Association
Bought by
Smitley Thomas E and Smitley Kelly A
Seller's Agent
Tomika Spires-Hanssen
Keller Williams Realty - Elite Partners II
Buyer's Agent
Mary Chapman
Landmark Realty
List Price
$144,900
Sold Price
$145,000
Premium/Discount to List
$100
0.07%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.40%
Original Mortgage
$142,373
Interest Rate
4.37%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 4, 2015
Sold by
Seale Bobby and Bank Of America Na
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Jul 23, 2015
Sold by
Seale Bobby and Bank Of America Na
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
May 21, 2004
Sold by
Quirk Lorna L
Bought by
Seale Bobby and Seale Linda J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,000
Interest Rate
5.88%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 1, 1987
Bought by
Smitley Thomas E and Smitley Kelly A
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cardea Anthony Lowe $375,000 --
Giammona Philip $241,900 First International Ttl Inc
Smitley Thomas E $145,000 Fidelity Title Services Llc
Federal National Mortgage Association -- None Available
Federal National Mortgage Association $81,100 None Available
Seale Bobby $163,000 Citrus Land Title
Smitley Thomas E $35,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cardea Anthony Lowe $241,875
Previous Owner Giammona Philip $176,900
Previous Owner Smitley Thomas E $183,964
Previous Owner Smitley Thomas E $142,373
Previous Owner Seale Bobby $153,000
Previous Owner Quirk Francis E $113,800
Previous Owner Quirk Francis E $37,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/26/2022 08/26/22 Sold $375,000 -1.3% $223 / Sq Ft
07/27/2022 07/27/22 Pending -- -- --
07/08/2022 07/08/22 For Sale $379,900 +57.0% $226 / Sq Ft
03/26/2020 03/26/20 Sold $241,900 -1.2% $144 / Sq Ft
02/25/2020 02/25/20 Pending -- -- --
01/30/2020 01/30/20 For Sale $244,900 +68.9% $145 / Sq Ft
02/29/2016 02/29/16 Sold $145,000 +0.1% $86 / Sq Ft
01/30/2016 01/30/16 Pending -- -- --
10/04/2015 10/04/15 For Sale $144,900 -- $86 / Sq Ft
Source: REALTORS® Association of Citrus County

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,063 $241,475 -- --
2023 $3,063 $234,442 $0 $0
2022 $2,397 $195,160 $0 $0
2021 $2,300 $189,476 $13,000 $176,476
2020 $1,347 $164,420 $15,650 $148,770
2019 $1,324 $149,283 $13,800 $135,483
2018 $1,293 $134,527 $12,000 $122,527
2017 $1,284 $122,431 $14,960 $107,471
2016 $2,015 $120,733 $21,440 $99,293
2015 $1,932 $112,929 $21,440 $91,489
2014 $2,128 $120,610 $23,831 $96,779
Source: Public Records

Agents Affiliated with this Home

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Map

Source: REALTORS® Association of Citrus County

MLS Number: 814734

REALTORS® Association of Citrus County

APN: 19E-18S-17-0010-000A0-0320