$214,900
SOLD MAY 19, 2025

1020 N Main St Effingham, IL 62401

3 Beds
2 Baths
1,536 Sq Ft
0.31 Acres

Recently Sold

$140 Per Sq Ft

1 Day on Market

Highlights

  • 1 Fireplace
  • En-Suite Primary Bedroom
  • 1-Story Property
  • 2 Car Attached Garage
  • Forced Air Heating and Cooling System

About This Home

As of May 2025

Welcome to this meticulously maintained 1,536 square foot home, offering 3 spacious bedrooms and 2 full bathrooms in a fantastic neighborhood. This home has been thoughtfully updated and is move-in ready, featuring a brand-new roof that ensures long-lasting protection. Enjoy energy savings with the leased solar panels, which add an eco-friendly touch while helping to reduce utility costs. The attached 2-car garage provides ample space for both parking and storage, and a large shed in the backyard offers even more room for tools, equipment, or hobbies.Set on an oversized lot, this home provides plenty of space for outdoor activities, gardening, or simply enjoying the peaceful surroundings. With its ideal location in a quiet, welcoming neighborhood, this home is close to schools, parks, and convenient amenities, making it the perfect place to call home.Don't miss out on this beautiful property – schedule a showing today and experience all that it has to offer!

Last Agent to Sell the Property

Christopher Etter

RE/MAX Key Advantage License #475133172 Listed on: 03/22/2025

RE/MAX Key Advantage

Last Buyer's Agent

Blake McWilliams

KELLER WILLIAMS-TREC License #475204739

KELLER WILLIAMS-TREC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,143

Year Built

  • Built in 1974

Lot Details

  • 0.31 Acre Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Shingle Roof
  • Aluminum Siding

Interior Spaces

  • 1,536 Sq Ft Home
  • 1-Story Property
  • 1 Fireplace
  • Crawl Space
  • Laundry on main level

Kitchen

  • Oven
  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater

Community Details

  • Lot B George Katz Sub Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0311020036

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,143

Year Built

Built in 1974

Lot Details

0

Parking

2

Listing Details

  • Above Grade Finished Sq Ft: 1536.0
  • Lot Size Acres: 0.31
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Surface Type: Concrete
  • Building Stories: 1
  • Subdivision Name: Lot B George Katz Sub
  • Year Built: 1974
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Electric Water Heater, Oven, Range, Refrigerator
  • Has Basement: Crawl Space
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Bath in Primary Bedroom, Main Level Primary
  • Fireplaces: 1
  • Fireplace: Yes
  • Stories: 1
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Type: Aluminum Siding, Brick
  • Roof: Shingle
  • Waterfront: No
  • Foundation Details: Crawlspace

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Attached, Garage

Utilities

  • Cooling: Central Air
  • Heating: Electric, Forced Air
  • Water Source: Public
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Schools

  • Junior High Dist: Effingham Dist. 40

Lot Info

  • Lot Size Sq Ft: 13504.0
  • Parcel #: 0311020036
  • Zoning: RES
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 3143.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 22, 2025
Closed on
May 19, 2025
Sold by
Bray Holly M
Bought by
Mcwilliams Blake A
Seller's Agent
Christopher Etter
RE/MAX Key Advantage
Buyer's Agent
Blake McWilliams
KELLER WILLIAMS-TREC
List Price
$214,900
Sold Price
$214,900
Views
18
Current Estimated Value
$344,579

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$129,679
Avg. Annual Appreciation
318.19%
Original Mortgage
$195,500
Outstanding Balance
$195,155
Interest Rate
6.64%
Mortgage Type
New Conventional
Estimated Equity
$149,424

Purchase Details

Closed on
Apr 7, 2016
Sold by
Albert Jason W and Albert Shauna N
Bought by
Bray Holly M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,000
Interest Rate
3.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 1, 2011
Sold by
Tegeler Loretta and Baker Donald K
Bought by
Albert Jason W and Albert Shauna N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,445
Interest Rate
4.56%
Mortgage Type
FHA
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $645,000 None Listed On Document
Warranty Deed -- None Available
Administrators Deed $95,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $195,500 New Conventional
Previous Owner $89,533 New Conventional
Previous Owner $99,000 New Conventional
Previous Owner $101,445 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/19/2025 05/19/25 Sold $214,900 0.0% $140 / Sq Ft
03/23/2025 03/23/25 Pending -- -- --
03/22/2025 03/22/25 For Sale $214,900 -- $140 / Sq Ft
Source: Central Illinois Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,472 $57,390 $12,090 $45,300
2023 $3,143 $52,170 $10,990 $41,180
2022 $2,923 $47,860 $10,080 $37,780
2021 $3,002 $47,390 $9,980 $37,410
2020 $2,936 $46,060 $9,700 $36,360
2019 $2,876 $45,600 $9,600 $36,000
2018 $2,766 $43,850 $9,230 $34,620
2017 $2,710 $42,990 $9,050 $33,940
2016 $2,640 $41,740 $8,790 $32,950
2015 -- $40,520 $8,530 $31,990
2014 -- $39,340 $8,280 $31,060
2013 -- $38,570 $8,120 $30,450
2012 -- $38,000 $8,000 $30,000
Source: Public Records

Agents Affiliated with this Home

  • Christopher Etter

    Seller's Agent in 2025

    Christopher Etter

    RE/MAX

    (217) 821-5125

    60 Total Sales

    Christopher Etter
    Section Image
  • Blake McWilliams

    Buyer's Agent in 2025

    Blake McWilliams

    KELLER WILLIAMS-TREC

    (618) 508-1808

    26 Total Sales

    Blake McWilliams
    Section Image
See All Agents

Map

Source: Central Illinois Board of REALTORS®

MLS Number: 6251149

APN: 0311020036

Illinois Effingham County Effingham 62401

1020 N Main St, Effingham, IL

This home is located at 1020 N Main St, Effingham, IL 62401 and is currently priced at $214,900, approximately $139 per square foot. This property was built in 1974. 1020 N Main St is a home located in Effingham County with nearby schools including South Side Grade School, Early Learning Center, and Central Grade School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes