$439,900

10205 Saint Francis Terrace Palmetto, FL 34221

Artisan Lakes Neighborhood

Estimated payment $2,930/month

Total Views 4,257
2 Beds
2 Baths
1,698 Sq Ft
$259 Price per Sq Ft

Highlights

  • Fitness Center
  • View of Trees or Woods
  • Clubhouse
  • Gated Community
  • Open Floorplan
  • Main Floor Primary Bedroom

About This Home

Welcome to your coastal retreat — where sun-kissed light, gentle breezes, and laid-back elegance await.Step inside this airy, coastal-inspired home and let your imagination set sail. From the moment you enter, you're greeted by a bright and open living space that flows effortlessly to a tranquil lanai, perfect for morning coffee or sunset lounging. Beyond the large sliding glass doors, enjoy a spacious backyard that backs up to serene conservation land — your own private slice of nature. The living room is filled with natural light, thanks to two generously sized windows, and offers the perfect backdrop for cozy coastal furnishings. The primary suite is a true seaside sanctuary, featuring a trio of bay windows that invite in soft light and offer views of the outdoors. A modern retractable ceiling fan with dual light settings adds both function and flair. The ensuite bath is spa-like, with a walk-in shower featuring a built-in seat, dual vanities with abundant counter space, and direct access to a walk-in closet with built-in shelving — and yes, there's attic access too. The dining room is bright and inviting, framed by a picture window that captures the beauty of the day. The kitchen is thoughtfully designed for both style and function, featuring stainless steel appliances, a double sink, ample lighting, and generous cabinet space — 15 upper cabinets, 12 lowers, and 6 drawers to be exact. A fixed window fills the space with natural light, making every meal prep a pleasure. The second bedroom offers comfort and versatility, with a walk-in closet, retractable ceiling fan, and pocket-door access to the second full bathroom, complete with a tub/shower combo and easy access from the hallway. Across the hall, you’ll find a spacious office — or creative space — with another fixed window and a ceiling fan to keep the ocean-inspired vibes going strong. Laundry is tucked away in a private room with ample shelving, and the two-car garage offers plenty of space and additional attic access. The community? It's your coastal clubhouse dream come true. The HOA includes landscaping, cable, and exclusive access to the Amenity Center — featuring a resort-style pool, lap pool, bubbling spa, fire pit, 24-hour fitness room, tennis courts, pickleball, corn hole, massage room, billiards, library, event space, and a calendar full of activities like dancing, bingo, and live shows. Don’t miss the opportunity to live the laid-back lifestyle you’ve been dreaming of — this coastal haven is calling your name.

Listing Agent

Tim Lester

TIM LESTER INTERNAT'L REALTY Brokerage Phone: 941-981-5388 License #3101382 Listed on: 04/22/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,122

Year Built

  • Built in 2015

Lot Details

  • 5,732 Sq Ft Lot
  • Near Conservation Area
  • Street terminates at a dead end
  • Unincorporated Location
  • East Facing Home
  • Mature Landscaping
  • Level Lot
  • Landscaped with Trees
  • Property is zoned PDMU

HOA Fees

  • $492 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Guest Parking

Home Design

  • Mediterranean Architecture
  • Slab Foundation
  • Tile Roof
  • Concrete Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,698 Sq Ft Home
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Insulated Windows
  • Blinds
  • Sliding Doors
  • Living Room
  • Formal Dining Room
  • Den
  • Inside Utility
  • Views of Woods

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Brick
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Closet Cabinetry
  • Walk-In Closet
  • 2 Full Bathrooms
  • Single Vanity
  • Dual Sinks
  • Private Water Closet
  • Bathtub with Shower
  • Shower Only
  • Built-In Shower Bench

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Hurricane or Storm Shutters
  • Pest Guard System

Eco-Friendly Details

  • Irrigation System Uses Rainwater From Ponds

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Vented Exhaust Fan
  • Thermostat
  • Natural Gas Connected
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include cable TV, pool, escrow reserves fund, internet, ground maintenance, management, pest control, recreational facilities
  • Catherine Gangloff Association, Phone Number (941) 479-6575
  • Visit Association Website
  • Built by Taylor Morrison
  • Esplanade Of Artisan Lakes Community
  • Artisan Lakes Esplanade Ph I Sp A D Subdivision
  • Association Owns Recreation Facilities
  • The community has rules related to building or community restrictions, deed restrictions, allowable golf cart usage in the community

Amenities

  • Clubhouse
  • Community Mailbox

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Recreation Facilities
  • Community Playground
  • Fitness Center
  • Community Pool
  • Community Spa
  • Park
  • Dog Park

Security

  • Card or Code Access
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,122

Year Built

Built in 2015

Lot Details

0

HOA Fees

$492 per month

Parking

2

Listing Details

  • HOA Fee Includes: Cable TV, Pool, Escrow Reserves Fund, Internet, Maintenance Grounds, Management, Pest Control, Recreational Facilities
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Mediterranean
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1698
  • Lot Size Acres: 0.13
  • New Construction: No
  • Year Built: 2015
  • Building Area Total: 2256
  • Lot Size Sq Ft: 5732
  • Directions to Property: From Moccasin Wallow Road, Turn onto Artisan Lakes Pkwy, At the traffic circle, take the 3rd exit onto Cobble Park Pl, Turn left onto Craftsman Park Way, Turn left onto St Francis Terrace, Home will be on the right.
  • Status: Active
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 1044459
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 259.07
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_BedroomClosetType: Walk-in Closet
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_BedroomClosetType: No Closet
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Fishing,Lake
  • Attribution Contact: 941-981-5388
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), High Ceilings, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Window Features: Blinds, Insulated Windows, Window Treatments
  • Street Number Modifier: 10205
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Den/Library/Office,Formal Dining Room Separate,Inside Utility
  • Living Area Meters: 157.75
  • Room Count: 10

Exterior Features

  • Direction Faces: East
  • Exterior Features: Hurricane Shutters, Irrigation System, Lighting, Rain Gutters, Sidewalk, Sliding Doors
  • Roof: Concrete, Tile
  • Pool Private: No
  • View: Trees/Woods
  • Waterfront: No
  • Patio and Porch Features: Covered, Patio, Screened
  • Road Surface Type: Paved
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2014-03-17
  • Flood Zone Panel: 12081C0157E

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Guest

Utilities

  • Utilities: Natural Gas Connected, Public
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Clubhouse, Community Mailbox, Deed Restrictions, Dog Park, Fitness Center, Gated Community - No Guard, Golf Carts OK, Irrigation-Reclaimed Water, Park, Playground, Pool, Sidewalks, Special Community Restrictions, Tennis Court(s)
  • Association Amenities: Cable TV, Clubhouse, Fitness Center, Gated, Lobby Key Required, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Spa/Hot Tub, Tennis Court(s)
  • Association Fee: 1477.36
  • Association Fee Frequency: Quarterly
  • Association Name: Catherine Gangloff
  • Phone: 941-479-6575
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Verify all pet restrictions with the association.
  • Association Fee Requirement: Required
  • Association Email: catherine.gangloff@teamesplanade.com
  • Association URL: www.esplanadeartisanlakeslifestyle.com

Fee Information

  • Total Annual Fees: 5909.44
  • Total Monthly Fees: 492.45
  • Monthly HOA Amount: 492.45

Lot Info

  • Zoning: PDMU
  • Parcel Number: 610903359
  • Additional Parcels: No
  • Lot Features: Conservation Area, In County, Landscaped, Level, Street Dead-End, Paved, Unincorporated
  • Property Attached Yn: No
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 533

Green Features

  • Green Water Conservation: Irrig. System-Rainwater from Ponds
  • Green Verification Count: 0

Building Info

  • Builder Name: Taylor Morrison

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Verify all leasing restrictions with the association.

Tax Info

  • Tax Annual Amount: 1122
  • Tax Lot: 47
  • Tax Other Annual Assessment Amount: 875

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,099 $173,549 -- --
2024 $1,099 $168,658 -- --
2023 $1,099 $163,746 $0 $0
2022 $3,515 $218,273 $0 $0
2021 $3,366 $211,916 $0 $0
2020 $3,476 $208,990 $0 $0
2019 $3,431 $204,291 $0 $0
2018 $3,404 $200,482 $0 $0
2017 $3,209 $196,358 $0 $0
2016 $3,201 $192,319 $0 $0
2015 -- $45,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/22/2025 04/22/25 For Sale $439,900 -2.5% $259 / Sq Ft
06/01/2022 06/01/22 Sold $451,000 +4.9% $266 / Sq Ft
04/27/2022 04/27/22 Pending -- -- --
04/21/2022 04/21/22 For Sale $429,900 -- $253 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $100 None Listed On Document
Special Warranty Deed $239,178 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $215,260 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: A4649703

Stellar MLS

APN: 6109-0335-9