$1,625,000
SOLD JAN 23, 2026

1021 Peninsula Dr Belmont, NC 28012

4 Beds
3.5 Baths
4,256 Sq Ft
0.58 Acres

Recently Sold

$382 Per Sq Ft

2% Above List Price

0 Day on Market

Highlights

  • Covered Dock
  • Boat Lift
  • Open Floorplan
  • Belmont Central Elementary School Rated A-
  • Waterfront
  • Deck

About This Home

As of January 2026

Enjoy breathtaking Lake Wylie views every day from this fabulous 4-bedroom waterfront home, thoughtfully designed for both everyday comfort and unforgettable entertaining. Nestled in a beautifully landscaped setting, this dream home offers a seamless blend of elegance, function, and outdoor enjoyment. Step inside to a bright and airy open floor plan filled with natural light, featuring gorgeous flooring, arched doorways, tray ceilings, and custom finishes throughout. The dedicated home office with French doors provides privacy for work or study, while the formal dining room—with its elegant tray ceiling—is perfect for hosting everything from casual dinners to festive holiday gatherings. The lake-facing great room boasts a cozy fireplace and expansive windows that frame the stunning water views, flowing effortlessly into a gourmet kitchen complete with stainless steel appliances, granite countertops, a center island, pantry, and charming breakfast area. Start your mornings or unwind at the end of the day in the sunroom, where panoramic views of the lake set the scene for relaxation, reading, or coffee with friends. Retreat to the main-level primary suite, a true sanctuary featuring tray ceilings, a spacious sitting area, walk-in closet, and a luxurious spa-like bath. Two additional bedrooms complete the main floor. Downstairs, the fully finished lower level offers even more space to entertain and unwind, with a huge rec room, a wet bar, a guest bedroom with full bath, and generous storage. Outdoor living is unparalleled with a covered patio, two decks, and a lakeside firepit—perfect for evening gatherings under the stars. Enjoy boating, fishing, and water sports from your private covered dock with boat lift. Located in the sought-after Belmont area, you’ll love the small-town charm combined with the convenience of being just minutes from uptown Charlotte.

Last Agent to Sell the Property

Drew Choate

Keller Williams Connected Brokerage Email: drew@lwman.com License #169894 Listed on: 09/28/2025

Keller Williams Connected

Last Buyer's Agent

Drew Choate

Keller Williams Connected Brokerage Email: drew@lwman.com License #169894 Listed on: 09/28/2025

Keller Williams Connected

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2015

Lot Details

  • 0.58 Acre Lot
  • Waterfront
  • Irrigation

HOA Fees

  • $32 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Architectural Shingle Roof
  • Vinyl Siding
  • Stone Veneer

Interior Spaces

  • 1-Story Property
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Ceiling Fan
  • Gas Fireplace
  • French Doors
  • Great Room with Fireplace
  • Storage
  • Laundry Room
  • Water Views

Kitchen

  • Breakfast Bar
  • Built-In Double Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • Walk-In Closet
  • Garden Bath

Partially Finished Basement

  • Walk-Out Basement
  • Walk-Up Access
  • Basement Storage
  • Natural lighting in basement

Outdoor Features

  • Personal Watercraft Lift
  • Boat Lift
  • Covered Dock
  • Deck
  • Covered Patio or Porch
  • Fire Pit

Schools

  • Belmont Central Elementary School
  • Belmont Middle School
  • South Point High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Property Matters Association, Phone Number (704) 861-0833
  • Lakepoint Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 218291

Home Details

Home Type

Single Family

Year Built

Built in 2015

Lot Details

0

HOA Fees

$32 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2015
  • Special Assessment Yn: 0
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 381.81
  • Geocode Confidence: High
  • Attribution Contact: drew@lwman.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Flooring: Tile, Wood
  • Interior Amenities: Breakfast Bar, Built-in Features, Garden Tub, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Wet Bar
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2995
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Disposal, Double Oven, Electric Cooktop, Microwave, Wall Oven
  • Above Grade Finished Sq Ft: 2995
  • Has Basement: Daylight, Partially Finished, Storage Space, Walk-Out Access, Walk-Up Access
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1261
  • Door Features: French Doors
  • Fireplace Features: Gas, Great Room
  • Living Area: 4256
  • Bedroom Main: 3
  • Bedroom Basement: 1

Exterior Features

  • Exterior Features: Fire Pit, In-Ground Irrigation
  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Pool Private: No
  • View: Water
  • Water Body Name: Lake Wylie
  • Waterfront Features: Boat Lift, Covered structure, Personal Watercraft Lift, Dock
  • Construction Type: Stone Veneer, Vinyl
  • Patio And Porch Features: Covered, Deck, Front Porch, Patio

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Garage Faces Side

Utilities

  • Heating: Central, Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Laundry Room, Main Level
  • Cooling: Ceiling Fan(s), Central Air
  • Water Source: City

Condo/Co-op/Association

  • Association Fee: 385
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: property matters
  • Phone: 704-861-0833
  • Association: Yes

Association/Amenities

  • Association Annual Expense: 385.00

Schools

  • Middle Or Junior School: Belmont
  • HOA Subject To: Required

Lot Info

  • Lot Features: Waterfront
  • Lot Size Units: Acres
  • Parcel Number: 218291
  • Lot Size Acres: 0.58
  • Additional Parcels: No
  • Zoning Specification: res

MLS Schools

  • Elementary School: Belmont Central
  • High School: South Point (NC)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 18, 2014
Sold by
Lake Point Development Corp
Bought by
Sadowsky Alan P and Sadowsky Ann L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Outstanding Balance
$149,903
Interest Rate
4.09%
Mortgage Type
New Conventional
Estimated Equity
$1,052,960
Source: Public Records
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $210,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $400,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/23/2026 01/23/26 Sold $1,625,000 +1.6% $382 / Sq Ft
09/28/2025 09/28/25 Pending -- -- --
09/28/2025 09/28/25 For Sale $1,600,000 -- $376 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4340946

Canopy MLS (Canopy Realtor® Association)

APN: 218291