$480,000
$35K PRICE DROP

1022 Canal St Ruskin, FL 33570

Estimated payment $3,126/month

Total Views 6,340
3 Beds
2 Baths
2,340 Sq Ft
$205 Price per Sq Ft

Highlights

  • 50 Feet of Bay Harbor Waterfront
  • Water access To Gulf or Ocean To Bay
  • Great Room
  • White Water Ocean Views
  • Cathedral Ceiling
  • No HOA

About This Home

Spectacular views on the Bay and Little Manatee River/Water front beauty! Opportunity awaits to make this diamond in the rough your very own. Special financing available and with your specifications this will be the home of your dreams with the added bonus of a brand new roof and Dock! Just Imagine having full access to Tampa Bay/Gulf Waters and the Little Manatee River right from your back yard! This prime, waterfront beauty is waiting for your vision and final touch, it is a water lovers dream and it has been completely demoed, cleaned and sanitized from water intrusion from Hurricane Helene, for the new owner's convenience drywall, built ins and cabinetry have been removed leaving a blank canvas for your dream home design and even saving the kitchen granite countertops for the new owners. All lower outlets have been replaced and the dock has been rebuilt! You can't help but to immediately fall in love with this home, as you walk in the door and see the breathtaking view, where Tampa Bay and The Little Manatee River meet. The possibilities are endless for this 3 bedroom 2 bath home offering an exquisite upstairs owner’s suite, with a walk out balcony overlooking the water. You will forever treasure the memories made in the cottage style great room with a cozy fireplace. Just imagine yourself enjoying the water-view from almost every room and living the perfect Florida lifestyle! The potential in this home is truly astounding! Spend the day doing some world class fishing, kayaking or boating and delight in watching the sun set over Tampa Bay only to come back and relax with your fresh catch by the crackling fire with all the comforts of home..and if that's not enough you are also just around the corner from 4800 acres of the Preserve at Cockroach Bay where there is a nature lover's hiking trail, this home truly has something for everyone! Enjoy easy access to I75 and all major highways, schools, restaurants, recreational areas and just a short boat ride to some of Florida's most beautiful beaches.
Call me today for more information or for a private tour and Let's Talk Homes!!

Listing Agent

Lori McDonough

DALTON WADE INC Brokerage Phone: 888-668-8283 License #3536143 Listed on: 01/20/2025

DALTON WADE INC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,697

Year Built

  • Built in 1953

Lot Details

  • 6,850 Sq Ft Lot
  • Lot Dimensions are 50x137
  • 50 Feet of Bay Harbor Waterfront
  • River Front
  • Property fronts brackish water
  • South Facing Home
  • Property is zoned RSC-9

Parking

  • 2 Car Attached Garage

Property Views

  • White Water Ocean
  • River

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 2,340 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Great Room

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • 2 Full Bathrooms

Outdoor Features

  • Water access To Gulf or Ocean To Bay
  • Property fronts gulf or ocean with access to the bay
  • River Access
  • Access to Brackish Water
  • Balcony

Utilities

  • Central Heating and Cooling System
  • Water Filtration System
  • 1 Water Well
  • 1 Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Unplatted Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,697

Year Built

Built in 1953

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 2340
  • Lot Size Acres: 0.16
  • New Construction: No
  • Year Built: 1953
  • Building Area Total: 2340
  • Lot Size Sq Ft: 6850
  • Directions to Property: US 41 to Gulf City Rd. Follow Gulf City Rd. to Right on Canal St. Property is on the Right. 1022 Canal St.
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Apollo Beach
  • Escrow Postal Code: 33572
  • Escrow State: FL
  • Escrow Street Name: N US Hwy 41
  • Escrow Street Number: 6162
  • List Office Head Office Key Nume: 163917242
  • Minimum Lease: 1-7 Days
  • RATIO Current Price By Calculate: 205.13
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Other
  • MFR_DockYN: 1
  • Attribution Contact: 888-668-8283
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Other
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), High Ceilings, Other, PrimaryBedroom Upstairs
  • Appliances Included: Other, Water Filtration System
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Two
  • Stories: 2
  • Street Number Modifier: 1022
  • Living Area Meters: 217.39
  • Room Count: 3

Exterior Features

  • Direction Faces: South
  • Exterior Features: Balcony
  • Roof: Shingle
  • Pool Private: No
  • Water Body Name: TAMPA BAY/LITTLE MANATEE RIVER
  • Waterfront: Yes
  • Road Surface Type: Asphalt
  • Water Access: Bay/Harbor,Brackish Water,Gulf/Ocean to Bay,River
  • Water Extras YN: 0
  • Water View: Bay/Harbor - Full,Gulf/Ocean - Full,Gulf/Ocean to Bay,River
  • Water View YN: 1
  • Waterfront Feet Total: 50
  • Water Frontage Feet Bay Harbor: 50

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Other
  • Sewer: Septic Tank
  • Water Source: Well
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Pet Restrictions: Please contact your insurance company and County ordinance for restrictions

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: RSC-9
  • Parcel Number: U-10-32-18-ZZZ-000001-07590.0
  • Additional Parcels: No
  • Lot Dimensions: 50x137
  • Flood Zone Code: AE
  • Homestead YN: 1
  • Lot Size Square Meters: 636
  • Zoning Compatible YN: 1

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please contact your County ordinances for lease restrictions

Tax Info

  • Tax Annual Amount: 5697.43
  • Tax Block: 1
  • Tax Book Number: 000/000
  • Tax Lot: 1

Multi Family

  • Waterfront Features: Bay/Harbor, Brackish Water, Gulf/Ocean to Bay, River Front

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,697 $338,313 -- --
2023 $5,501 $328,459 $0 $0
2022 $5,279 $318,892 $0 $0
2021 $5,224 $309,604 $0 $0
2020 $5,121 $305,329 $0 $0
2019 $4,992 $298,464 $0 $0
2018 $4,933 $292,899 $0 $0
2017 $4,512 $226,526 $0 $0
2016 $4,215 $207,549 $0 $0
2015 $3,270 $155,062 $0 $0
2014 $3,193 $150,983 $0 $0
2013 -- $145,203 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/13/2025 07/13/25 Price Changed $480,000 -3.8% $205 / Sq Ft
01/31/2025 01/31/25 Price Changed $499,000 -3.1% $213 / Sq Ft
01/20/2025 01/20/25 For Sale $515,000 +35.6% $220 / Sq Ft
02/20/2018 02/20/18 Off Market $379,900 -- --
11/20/2017 11/20/17 Sold $379,900 -2.6% $162 / Sq Ft
10/18/2017 10/18/17 Pending -- -- --
10/02/2017 10/02/17 Price Changed $389,900 -0.7% $167 / Sq Ft
09/22/2017 09/22/17 Price Changed $392,500 -1.4% $168 / Sq Ft
09/21/2017 09/21/17 For Sale $397,999 +4.8% $170 / Sq Ft
09/12/2017 09/12/17 Off Market $379,900 -- --
09/01/2017 09/01/17 Price Changed $397,999 -0.5% $170 / Sq Ft
08/23/2017 08/23/17 Price Changed $399,999 -1.8% $171 / Sq Ft
07/28/2017 07/28/17 Price Changed $407,400 -0.6% $174 / Sq Ft
07/03/2017 07/03/17 Price Changed $409,900 -14.6% $175 / Sq Ft
04/21/2017 04/21/17 For Sale $479,900 -- $205 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $379,900 Attorney
Special Warranty Deed $198,000 Genesis Title Company
Trustee Deed $161,100 None Available
Warranty Deed $475,000 Title Experts Of Tampa Inc
Warranty Deed $110,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $360,905 New Conventional
Previous Owner $191,900 Stand Alone First
Previous Owner $6,000 Balloon
Previous Owner $186,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $53,600 Stand Alone Second
Previous Owner $62,400 Balloon
Previous Owner $2,298 Unknown
Previous Owner $150,000 Credit Line Revolving
Previous Owner $380,000 Unknown
Previous Owner $164,000 New Conventional
Previous Owner $95,000 No Value Available
Closed $95,000 No Value Available
Source: Public Records

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Source: Stellar MLS

MLS Number: TB8338344

Stellar MLS

APN: U-10-32-18-ZZZ-000001-07590.0