$389,900

1022 Kelly Fern Loop Ruskin, FL 33570

Estimated payment $2,600/month

Total Views 426
4 Beds
3 Baths
2,289 Sq Ft
$170 Price per Sq Ft

Highlights

  • Open Floorplan
  • Loft
  • Great Room
  • Contemporary Architecture
  • High Ceiling
  • Granite Countertops

About This Home

Now available in the desirable South Haven community of Ruskin! This move-in ready two-story home, only 3 years old, offers 4 bedrooms, 3 bathrooms, and a 2-car garage with a thoughtful layout designed for comfort and convenience. Inside, you’ll find brand-new carpeting and fresh paint throughout, creating a bright, like-new feel. The modern kitchen is equipped with granite countertops, newer stainless steel appliances, and ample storage, flowing seamlessly into the open-concept living and dining areas. Upstairs, a spacious loft/bonus room provides flexible space for a home office, playroom, or media room. All bedrooms feature walk-in closets, while the first-floor bedroom and full bath are perfect for guests or multigenerational living. The laundry room is conveniently located upstairs with a full-size washer and dryer, shelving, and extra storage space. Step outside to enjoy a generously sized backyard with an open patio, ideal for grilling or soaking up the Florida sunshine. South Haven is a small, welcoming community with LOW HOA dues and access to a playground and dog park. Location grants easy access to all major highways including I75, I4, Selmon Expressway, and US Highway 301, beaches, restaurants, theme parks, and many other entertainment destinations. Don’t miss your chance to own this modern, updated home in a sought-after neighborhood!

Listing Agent

Angela Lara

NORTHPOINT ASSET MANAGEMENT Brokerage Phone: 704-750-5115 License #3250424 Listed on: 09/24/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,585

Year Built

  • Built in 2022

Lot Details

  • 4,293 Sq Ft Lot
  • South Facing Home
  • Metered Sprinkler System
  • Landscaped with Trees
  • Property is zoned PD

HOA Fees

  • $68 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Shingle Roof
  • Wood Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,289 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Dry Bar
  • High Ceiling
  • Blinds
  • Sliding Doors
  • Great Room
  • Family Room Off Kitchen
  • Living Room
  • Loft
  • Bonus Room
  • Inside Utility

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Upstairs
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Exterior Lighting
  • Front Porch

Schools

  • Cypress Creek Elementary School
  • Shields Middle School
  • Lennard High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Electric Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include common area taxes, escrow reserves fund, recreational facilities
  • Prime Community Management Association, Phone Number (863) 293-7400
  • Visit Association Website
  • Built by Starlight Homes
  • South Haven Subdivision, Magellan Floorplan
  • The community has rules related to deed restrictions, fencing

Amenities

  • Community Mailbox

Recreation

  • Community Playground
  • Dog Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,585

Year Built

Built in 2022

Lot Details

0

HOA Fees

$68 per month

Parking

2

Listing Details

  • HOA Fee Includes: Common Area Taxes, Escrow Reserves Fund, Recreational Facilities
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary
  • Construction Materials: Block, Stucco, Wood Siding
  • Fireplace: No
  • Living Area: 2289
  • Lot Size Acres: 0.1
  • New Construction: No
  • Year Built: 2022
  • Building Area Total: 2758
  • Lot Size Sq Ft: 4293
  • Number Of Lots: 1
  • Status: Active
  • Ownership: Fee Simple
  • Escrow City: Belleair Bluffs
  • Escrow State: FL
  • Escrow Street Name: West Bay Drive
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 170.34
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Planned Unit Development Yn: 1
  • AG Exemption YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 704-750-5115
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Vinyl
  • Full Bathrooms: 3
  • Interior Amenities: Dry Bar, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Stories: 2
  • Window Features: Blinds
  • Additional Rooms: Bonus Room,Great Room,Inside Utility,Loft
  • Living Area Meters: 212.65

Exterior Features

  • Direction Faces: South
  • Exterior Features: Lighting, Sidewalk, Sliding Doors, Sprinkler Metered
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Front Porch, Patio
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12057C0657J

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Phone Available, Public, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public
  • Number Of Septics: 0
  • Number of Wells: 0

Condo/Co-op/Association

  • Community Features: Community Mailbox, Deed Restrictions, Dog Park, Playground, Street Lights
  • Association Amenities: Fence Restrictions, Playground
  • Association Fee: 409
  • Association Fee Frequency: Semi-Annually
  • Association Name: Prime Community Management
  • Phone: 863-293-7400
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: See HOA Guidelines
  • Association Fee Requirement: Required
  • Condo Land Included YN: 0
  • Association Email: info@primehoa.com
  • Association URL: https://www.primehoa.com/

Fee Information

  • Total Annual Fees: 818.00
  • Total Monthly Fees: 68.17
  • Monthly HOA Amount: 68.17

Schools

  • Elementary School: Cypress Creek-HB
  • High School: Lennard-HB
  • Middle Or Junior School: Shields-HB

Lot Info

  • Zoning: PD
  • Parcel Number: U-04-32-19-C51-000000-00042.0
  • Additional Parcels: No
  • Lot Features: In County, Landscaped, Sidewalk, Paved
  • Property Attached Yn: No
  • Flood Zone Code: X

Building Info

  • Builder Name: Starlight Homes

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: See HOA Guidelines

Tax Info

  • Tax Annual Amount: 5584.66
  • Tax Block: 0
  • Tax Book Number: 140-65
  • Tax Lot: 42

Multi Family

  • Approval Process: See HOA Guidelines

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2021 $343 $4,296 $4,296 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/24/2025 09/24/25 For Sale $389,900 0.0% $170 / Sq Ft
06/01/2023 06/01/23 Rented $2,500 0.0% --
04/20/2023 04/20/23 Under Contract -- -- --
03/31/2023 03/31/23 Price Changed $2,500 -3.8% $1 / Sq Ft
03/02/2023 03/02/23 For Rent $2,600 0.0% --
02/24/2023 02/24/23 Sold $359,990 -5.3% $159 / Sq Ft View Prior Sale
01/15/2023 01/15/23 Pending -- -- --
01/12/2023 01/12/23 Price Changed $379,990 +5.6% $168 / Sq Ft
01/11/2023 01/11/23 For Sale $359,990 -- $159 / Sq Ft
Source: Stellar MLS

Source: Stellar MLS

MLS Number: O6346772

Stellar MLS

APN: U-04-32-19-C51-000000-00042.0