$157,000
SOLD AUG 8, 2025

1023 Harbor Springs Rd Jamestown, KY 42629

2 Beds
1 Bath
1,440 Sq Ft
-- Built

Recently Sold

$109 Per Sq Ft

21% Below List Price

47 Days on Market

Highlights

  • Lake View
  • Deck
  • Porch
  • Waterfront
  • Main Floor Primary Bedroom
  • Cooling Available

About This Home

As of August 2025

Nestled in the heart of Lake Cumberland, this charming A-frame cabin offers stunning views of the Jamestown Marina and the tranquil waters beyond. Located in Harbor Springs and just minutes from a launching ramp and the Jamestown Marina, this income-producing property is perfect for those seeking both relaxation and adventure.

Featuring one cozy bedroom on the main floor and huge sleeping loft, this cabin provides ample space for guests to unwind and enjoy the beautiful surroundings. Step outside and enjoy breathtaking views from not one, but two spacious decks, ideal for morning coffee or evening sunsets.

Inside, the cabin has been thoughtfully updated with new countertops in the kitchen and fresh paint and flooring on the main level, offering modern comforts while retaining its rustic charm. Whether you're looking for a peaceful retreat or a lucrative rental property, this A-frame cabin is a rare find on Lake Cumberland.

Don't miss the opportunity to own your slice of paradise!

Last Agent to Sell the Property

Whitney Marcum

Lake Cumberland Properties, Ltd. Co. License #264287 Listed on: 05/27/2025

Last Buyer's Agent

Whitney Marcum

Lake Cumberland Properties, Ltd. Co. License #264287 Listed on: 05/27/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,391

Lot Details

  • Waterfront

Parking

  • Driveway

Property Views

  • Lake
  • Woods
  • Rural
  • Neighborhood

Home Design

  • Block Foundation
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1,440 Sq Ft Home
  • 1.5-Story Property
  • Ceiling Fan
  • Blinds
  • Living Room
  • Washer and Electric Dryer Hookup

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • 1 Full Bathroom

Outdoor Features

  • Deck
  • Porch

Schools

  • Jamestown Elementary School
  • Russell Co Middle School
  • Russell Co High School

Utilities

  • Cooling Available
  • Air Source Heat Pump
  • Electric Water Heater
  • Septic Tank

Community Details

  • Harbor Springs Subdivision

Listing and Financial Details

  • Assessor Parcel Number 048-50-05-012.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,391

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Year Built: 9999
  • Above Grade Finished Sq Ft: 1440.0
  • Levels: One, One and One Half
  • New Construction: No
  • Structure Type:House: Yes
  • View:Neighborhood: Yes
  • Flooring:Carpet: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Foundation Details:Block3: Yes
  • Appliances Refrigerators: Yes
  • View:Rural: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Range, Refrigerator
  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Primary Downstairs
  • Flooring: Carpet, Vinyl
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: No
  • Total Bedrooms: 2
  • Fireplace: No
  • LivingArea: 1440.0
  • Window Features: Blinds
  • Appliances Range: Yes
  • Interior Features:Breakfast Bar: Yes

Exterior Features

  • Roof: Metal
  • Construction Materials: Vinyl Siding
  • Fencing: None
  • Foundation Details: Block
  • List Price: 194999.0
  • Patio And Porch Features: Deck, Porch
  • View: Lake, Neighborhood, Rural, Trees/Woods
  • View YN: Yes
  • Water Body Name: Lake Cumberland
  • Waterfront: Yes
  • Window Features:Blinds: Yes
  • Construction Materials:Vinyl Siding: Yes
  • View:Lake: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage: No
  • Parking Features: Driveway
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Septic Tank
  • Heating: Heat Pump
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Utilities: Electricity Connected, Water Connected
  • Water Source: Public
  • Heating:Heat Pump2: Yes
  • Sewer Septic Tank: Yes

Schools

  • Elementary School: Jamestown
  • High School: Russell Co
  • Middle or Junior School: Russell Co

Lot Info

  • Parcel Number: 048-50-05-012.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 27, 2025
Closed on
Aug 8, 2025
Sold by
Fbr Holdings Llc
Bought by
Wooten Ashley and Wooten Corey
Seller's Agent
Whitney Marcum
Lake Cumberland Properties, Ltd. Co.
Buyer's Agent
Whitney Marcum
Lake Cumberland Properties, Ltd. Co.
List Price
$199,999
Sold Price
$157,000
Premium/Discount to List
-$42,999
-21.5%
Views
59
Current Estimated Value
$170,782

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,782
Avg. Annual Appreciation
14.55%
Original Mortgage
$122,400
Outstanding Balance
$121,988
Interest Rate
6.25%
Mortgage Type
New Conventional
Estimated Equity
$41,766

Purchase Details

Listed on
Apr 6, 2020
Closed on
Jul 10, 2020
Sold by
Fox Justin M and Fox Elise M
Bought by
Deluca Evan G and Fox Justin M
Seller's Agent
GaVon Antle
Golden Rule - Wilson Real Estate & Auction #2 LLC
Buyer's Agent
GaVon Antle
Golden Rule - Wilson Real Estate & Auction #2 LLC
List Price
$147,500
Sold Price
$125,000
Premium/Discount to List
-$22,500
-15.25%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.51%
Original Mortgage
$112,500
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 6, 2020
Closed on
Jun 8, 2020
Sold by
Goodwin Kimberly S and Staples Kimberly
Bought by
Deluca Evan G and Fox Justin M
Seller's Agent
GaVon Antle
Golden Rule - Wilson Real Estate & Auction #2 LLC
Buyer's Agent
GaVon Antle
Golden Rule - Wilson Real Estate & Auction #2 LLC
List Price
$147,500
Sold Price
$125,000
Premium/Discount to List
-$22,500
-15.25%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,500
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 31, 2017
Sold by
Staples James Walton and Staples Linda
Bought by
Goodwin Kimberly S
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $157,000 Legacy Title
Warranty Deed $157,000 Legacy Title
Warranty Deed $125,000 None Available
Warranty Deed $125,000 Tece Title Services Inc
Warranty Deed $20,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $122,400 New Conventional
Closed $122,400 New Conventional
Previous Owner $112,500 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/08/2025 08/08/25 Sold $157,000 -19.5% $109 / Sq Ft
07/13/2025 07/13/25 Pending -- -- --
06/09/2025 06/09/25 Price Changed $194,999 -2.5% $135 / Sq Ft
05/27/2025 05/27/25 For Sale $199,999 0.0% $139 / Sq Ft
05/15/2025 05/15/25 Pending -- -- --
04/02/2025 04/02/25 For Sale $199,999 0.0% $139 / Sq Ft
03/19/2025 03/19/25 Pending -- -- --
03/10/2025 03/10/25 For Sale $199,999 +60.0% $139 / Sq Ft
06/08/2020 06/08/20 Sold $125,000 -15.3% $87 / Sq Ft View Prior Sale
04/22/2020 04/22/20 Pending -- -- --
11/11/2019 11/11/19 For Sale $147,500 -- $102 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,391 $150,000 $0 $0
2024 $1,184 $125,000 $0 $0
2023 $1,211 $125,000 $0 $0
2022 $1,216 $125,000 $0 $0
2021 $1,245 $125,000 $0 $0
2020 $200 $20,000 $0 $0
2019 $200 $20,000 $0 $0
2018 $198 $20,000 $0 $0
2017 $592 $60,000 $0 $0
2016 $820 $85,000 $0 $0
2015 -- $85,000 $0 $0
2013 -- $85,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25004460

ImagineMLS (Bluegrass REALTORS®)

APN: 048-50-05-012.00