$194,999
PENDING $5K PRICE DROP

1023 Harbor Springs Rd Jamestown, KY 42629

Estimated payment $1,176/month

Total Views 3,629
2 Beds
1 Bath
1,440 Sq Ft
$135 Price per Sq Ft

Highlights

  • Property is near a marina
  • Waterfront
  • Main Floor Primary Bedroom
  • Lake View
  • Deck
  • No HOA

About This Home

Nestled in the heart of Lake Cumberland, this charming A-frame cabin offers stunning views of the Jamestown Marina and the tranquil waters beyond. Located in Harbor Springs and just minutes from a launching ramp and the Jamestown Marina, this income-producing property is perfect for those seeking both relaxation and adventure.

Featuring one cozy bedroom on the main floor and huge sleeping loft, this cabin provides ample space for guests to unwind and enjoy the beautiful surroundings. Step outside and enjoy breathtaking views from not one, but two spacious decks, ideal for morning coffee or evening sunsets.

Inside, the cabin has been thoughtfully updated with new countertops in the kitchen and fresh paint and flooring on the main level, offering modern comforts while retaining its rustic charm. Whether you're looking for a peaceful retreat or a lucrative rental property, this A-frame cabin is a rare find on Lake Cumberland.

Don't miss the opportunity to own your slice of paradise!

Listing Agent

Whitney Marcum

Lake Cumberland Properties, Ltd. Co. License #264287 Listed on: 05/27/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,184

Lot Details

  • Waterfront

Parking

  • Driveway

Property Views

  • Lake
  • Woods
  • Rural
  • Neighborhood

Home Design

  • Block Foundation
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1,440 Sq Ft Home
  • 1.5-Story Property
  • Ceiling Fan
  • Blinds
  • Living Room
  • Dining Area
  • Washer and Electric Dryer Hookup

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • 1 Full Bathroom

Outdoor Features

  • Property is near a marina
  • Deck
  • Porch

Schools

  • Jamestown Elementary School
  • Russell Co Middle School
  • Not Applicable Middle School
  • Russell Co High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Harbor Springs Subdivision

Listing and Financial Details

  • Assessor Parcel Number 048-50-05-012.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,184

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Year Built: 9999
  • Above Grade Finished Sq Ft: 1440.0
  • Levels: One, One and One Half
  • Location Tax Legal Info:Elementary School: Jamestown
  • Location Tax Legal Info:Middle or Junior School: Russell Co
  • Location Tax Legal Info:High School: Russell Co
  • Location Tax Legal Info:Intermediate School: Not Applicable
  • Contract Info:On Market Date: 2025-03-10
  • General Property Description:Above Grade Finished Area: 1440.0
  • General Property Description:Waterfront: Yes
  • Utilities:Electricity2: Electricity Connected
  • Water: Water Connected
  • Structure Type:House: Yes
  • View:Neighborhood: Yes
  • Basement: No
  • Flooring:Carpet: Yes
  • Attic:Attic YN: No
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Stories:One: Yes
  • Foundation Details:Block3: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Vinyl: Yes
  • Cooling:Heat Pump3: Yes
  • View:Rural: Yes
  • View:Trees: Yes
  • Roof:Metal3: Yes
  • Water Access:RampMarina Nearby (less than three miles): Yes
  • Stories:One and One Half: Yes
  • General Property Description:Finished Area Total: 1440.0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Electric Water Heater, Microwave, Range, Refrigerator
  • Interior Amenities: Primary First Floor, Breakfast Bar, Dining Area, Bedroom First Floor, Ceiling Fan(s)
  • Flooring: Carpet, Vinyl
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: No
  • Total Bedrooms: 2
  • Fireplace: No
  • Window Features: Blinds
  • Fireplace Features:Fireplace YN: No
  • Appliances Range: Yes
  • Interior Features:Primary First Floor: Yes
  • Interior Features:Dining Area2: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Bedroom First Floor: Yes
  • Appliances:Electric Water Heater: Yes
  • General Property Description:_pound_ of Primary Bedrooms: 1
  • Rooms:_pound_ of Bedrooms2: 1

Exterior Features

  • Exterior Features: Deck
  • Roof: Metal
  • Construction Materials: Vinyl Siding
  • Fencing: None
  • Foundation Details: Block
  • List Price: 194999.0
  • Lot Features: Waterfront
  • Patio And Porch Features: Porch
  • View: Lake, Neighborhood, Rural, Trees
  • Window Features:Blinds: Yes
  • Exterior Features:Deck: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Exterior Features:Porch: Yes
  • View:Lake: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage: No
  • Parking Features: Driveway
  • Garage Features:Garage YN: No
  • Carport Features:Carport YN: No
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Septic Tank
  • Heating: Heat Pump
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Washer Hookup, Electric Dryer Hookup
  • Water Source: Public
  • Heating:Heat Pump2: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Jamestown
  • High School: Russell Co
  • Middle or Junior School: Russell Co

Lot Info

  • Parcel Number: 048-50-05-012.00

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,184 $125,000 $0 $0
2023 $1,211 $125,000 $0 $0
2022 $1,216 $125,000 $0 $0
2021 $1,245 $125,000 $0 $0
2020 $200 $20,000 $0 $0
2019 $200 $20,000 $0 $0
2018 $198 $20,000 $0 $0
2017 $592 $60,000 $0 $0
2016 $820 $85,000 $0 $0
2015 -- $85,000 $0 $0
2013 -- $85,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/13/2025 07/13/25 Pending -- -- --
06/09/2025 06/09/25 Price Changed $194,999 -2.5% $135 / Sq Ft
05/27/2025 05/27/25 For Sale $199,999 0.0% $139 / Sq Ft
05/15/2025 05/15/25 Pending -- -- --
04/02/2025 04/02/25 For Sale $199,999 0.0% $139 / Sq Ft
03/19/2025 03/19/25 Pending -- -- --
03/10/2025 03/10/25 For Sale $199,999 +60.0% $139 / Sq Ft
06/08/2020 06/08/20 Sold $125,000 -15.3% $87 / Sq Ft
04/22/2020 04/22/20 Pending -- -- --
11/11/2019 11/11/19 For Sale $147,500 -- $102 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $125,000 None Available
Warranty Deed $125,000 Tece Title Services Inc
Warranty Deed $20,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $112,500 New Conventional
Source: Public Records

Similar Homes in Jamestown, KY

  • 819 Scotts Chapel Rd, Jamestown, KY 42629

    $189,000

    • 3 Beds
    • 2 Baths
    • 860 Sq Ft
    • 819 Scotts Chapel Rd
    • Jamestown, KY

    Charming Lake Cumberland Retreat - Updated & Move-In Ready!Discover your ideal weekend getaway just minutes from the water! Located less than three miles from Jamestown Resort and Marina, this beautifully renovated home is the perfect launchpad for lake adventures or a relaxing escape from the everyday. Whether you're looking for a peaceful personal retreat or a savvy Airbnb investment, this

    Whitney Marcum Lake Cumberland Properties, Ltd. Co.

    Section Image
  • 110 Andrews Ln, Jamestown, KY 42629

    $199,000

    • 3 Beds
    • 1 Bath
    • 700 Sq Ft
    • 110 Andrews Ln
    • Jamestown, KY

    Located just under two miles from the stunning Lake Cumberland in Jamestown, KY, this home offers the perfect blend of privacy and convenience. Situated on a quiet road with only a few other homes, it provides a peaceful retreat away from the hustle and bustle while still being close to all the natural beauty and recreational opportunities that Lake Cumberland offers. Whether you're looking for a

    Courtney Vance PCS Real Estate

    Section Image
  • 276 Clifty Creek Rd, Jamestown, KY 42629

    $183,000

    • 1 Bed
    • 1 Bath
    • 850 Sq Ft
    • 276 Clifty Creek Rd
    • Jamestown, KY

    Welcome to our delightful cozy cabin, the perfect getaway nestled just 2 miles from the beautiful Clifty Creek boat ramp and swimming area. Ideal for nature enthusiasts and those looking to unwind, our cabin offers a serene retreat surrounded by picturesque scenery and outdoor adventures. Outstanding investment property as it is used as an AIRBNB currently!

    Caleb Weaver PCS Real Estate

    Section Image
  • 373 Lawless Ln, Jamestown, KY 42629

    $230,000

    • 3 Beds
    • 2 Baths
    • 1,200 Sq Ft
    • 373 Lawless Ln
    • Jamestown, KY

    Charming Ranch Home Near Jamestown Marina - Prime Location! Looking for the perfect getaway or permanent residence near Lake Cumberland? This well-maintained ranch-style home off Hwy 92 in Jamestown, KY is just what you've been searching for! Situated less than 4 miles from the Jamestown Resort and Marina, this property offers both convenience and comfort in a sought-after location. Nestled in

    Whitney Marcum Lake Cumberland Properties, Ltd. Co.

    Section Image
  • 651 S Main St, Jamestown, KY 42629

    $179,900

    • 3 Beds
    • 2 Baths
    • 1,124 Sq Ft
    • 651 S Main St
    • Jamestown, KY

    Adorable farmhouse located on South Main Street, sitting on a spacious half-acre lot that backs up to scenic farmland—offering peace, privacy, and a touch of country charm right in town. The main level features two bedrooms, a full bath, and a bonus room that offers flexible living space. Upstairs, you'll find a third bedroom along with another bonus room perfect for a home office, playroom, or

    Dreama Bolin Lake Cumberland Real Estate Professionals

    Section Image
  • 273 Rosin Ridge Rd, Jamestown, KY 42629

    $249,900

    • 3 Beds
    • 2 Baths
    • 1,700 Sq Ft
    • 273 Rosin Ridge Rd
    • Jamestown, KY

    This beautiful home offers over 7 acres of land along with a beautiful 3 bedroom, two bath home, located minutes to Jamestown & Pleasant Hill Boat Ramp. Don't miss your opportunity on a highly sought after piece of property.

    Josh McKinley Mckinley Real Estate Group

    Section Image
  • 168 S Main St, Jamestown, KY 42629

    $190,000

    • 3 Beds
    • 1.5 Baths
    • 1,152 Sq Ft
    • 168 S Main St
    • Jamestown, KY

    Charming Brick Ranch in the Heart of Jamestown - Minutes from Lake Cumberland! Enjoy the best of downtown living with this beautifully located brick ranch, just under 4 miles from the shores of Lake Cumberland. Whether you're looking for a full-time residence, a weekend getaway, or a savvy investment opportunity, this 3-bedroom, 1.5-bath home offers the perfect blend of comfort, convenience, and

    Whitney Marcum Lake Cumberland Properties, Ltd. Co.

    Section Image
  • 131 Jefferson St, Jamestown, KY 42629

    $168,000

    • 3 Beds
    • 2 Baths
    • 1,152 Sq Ft
    • 131 Jefferson St
    • Jamestown, KY

    Check out this charming 1 1/2 story home with 3 bedrooms and 2 full baths. Quiet and peaceful neighborhood so you can sit on the porch and enjoy those evenings. Also on the back porch, the view is a nice backyard lined with trees. Inside the well kept home, the master bedroom is on the first floor and a full bath. The kitchen has a long bar separating the kitchen area from the dining and living

    Kathy Nissley Southern Nest Realty, LLC

    Section Image
  • 807 W Cumberland Ave, Jamestown, KY 42629

    $159,900

    • 2 Beds
    • 1 Bath
    • 807 W Cumberland Ave
    • Jamestown, KY

    Come home to Jamestown with this modest brick home a short walk from the square and shopping. This home features lots of updates as well as a nice big garage all situated on a spacious 0.59 Ac. lot. Call Today For Your Showing!!!

    Josh McKinley Mckinley Real Estate Group

    Section Image

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25004460

ImagineMLS (Bluegrass REALTORS®)

APN: 048-50-05-012.00