$409,000

1025 Mineral Bluff Hwy Mineral Bluff, GA 30559

Estimated payment $2,323/month

Total Views 2,303
3 Beds
1.5 Baths
1,432 Sq Ft
$286 Price per Sq Ft

Highlights

  • Deck
  • Bonus Room
  • Home Office
  • Ranch Style House
  • No HOA
  • Patio

About This Home

Welcome to this cozy 3-bedroom, 1.5-bath cottage bursting with personality and character, nestled just minutes from downtown McCaysville and the Toccoa River. Whether you're seeking a full-time residence, short-term rental, or long-term investment, this home offers comfort, charm, and flexibility in one package. Inside, you'll find original hardwood floors, a beautifully updated kitchen with open shelving, stainless steel appliances, and vintage touches throughout. The warm and inviting living spaces blend modern comfort with nostalgic cottage style. A bonus flex room-perfect for a bunk room, playroom, or extra lounge-makes hosting friends and family a breeze. The full bath features a stylish black-and-white tiled floor and a sleek tiled shower with grid-glass doors. Outside, the yard is just as charming, with mature landscaping, old-growth trees, and plenty of room for outdoor living or future garden plans. There's ample parking space to accommodate guests or multiple vehicles. Just a mile from Horseshoe Bend Park and mere minutes to restaurants, shops, and riverside adventures, this property is perfectly placed for relaxation and convenience.

Listing Agent

Caroline Gray

Mountain Sotheby's Int'l Realty Brokerage Phone: 7062225588 License #377874 Listed on: 07/08/2025

Mountain Sotheby's Int'l Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $769

Year Built

  • Built in 1960

Lot Details

  • 0.52 Acre Lot
  • Level Lot
  • Garden

Parking

  • Parking Pad

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Bungalow
  • Brick Exterior Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,432 Sq Ft Home
  • Ceiling Fan
  • Home Office
  • Bonus Room
  • Crawl Space

Kitchen

  • Microwave
  • Dishwasher

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Outdoor Features

  • Deck
  • Patio

Schools

  • West Fannin Elementary School
  • Fannin County Middle School
  • Fannin County High School

Utilities

  • Central Heating and Cooling System
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • No Laundry Facilities

Listing and Financial Details

  • Tax Lot 7

Home Details

Home Type

Single Family

Est. Annual Taxes

$769

Year Built

Built in 1960

Lot Details

0

Listing Details

  • Property Type: Residential
  • District: 8
  • Section: 2
  • Year Built: 1960
  • ArchitecturalStyle: Bungalow/Cottage, Ranch, Traditional
  • Main Level Half Bathrooms: 1
  • Levels: One
  • Lot Size Acres: .52
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 1432
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator
  • Bedrooms: 3
  • Basement: Crawl Space
  • Total Finished Sq Ft: 1432
  • Above Grade Finished Sq Ft: 1432
  • Interior Amenities: Master On Main Level
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Flooring: Laminate, Tile
  • Price Per Square Foot: 285.614

Beds/Baths

  • Main Level Full Bathrooms: 1
  • Bedroom Main Level: 3

Exterior Features

  • Construction Materials: Brick, Vinyl Siding
  • ExteriorFeatures: Garden
  • Lot Features: Level
  • Patio And Porch Features: Deck, Patio
  • Property Condition: Resale
  • Roof: Composition

Garage/Parking

  • Parking Features: Parking Pad

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Central, Electric
  • Laundry Features: None
  • Sewer: Septic Tank
  • Utilities: Cable Available, High Speed Internet
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: None

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: West Fannin
  • High School: Fannin County
  • Middle School: Fannin County
  • Elementary School: West Fannin
  • Middle School: Fannin County
  • High School: Fannin County

Lot Info

  • Land Lot: 7
  • Deed Book: 1369
  • Deed Page: 505
  • Plat Book: F205
  • Plat Page: 5

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $769 $83,906 $5,222 $78,684
2023 $700 $68,694 $5,222 $63,472
2022 $700 $68,694 $5,222 $63,472
2021 $452 $32,237 $5,222 $27,015
2020 $651 $45,688 $7,023 $38,665
2019 $664 $45,688 $7,023 $38,665
2018 $520 $33,760 $5,016 $28,744
2017 $586 $33,134 $5,298 $27,836
2016 $91 $28,208 $5,298 $22,910
2015 $94 $28,208 $5,298 $22,910
2014 $95 $30,911 $4,030 $26,881
2013 -- $24,144 $4,030 $20,114
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/08/2025 07/08/25 For Sale $409,000 +78.6% $286 / Sq Ft
02/12/2021 02/12/21 Sold $229,000 0.0% $160 / Sq Ft
02/12/2021 02/12/21 Pending -- -- --
02/03/2021 02/03/21 For Sale $229,000 +20.8% $160 / Sq Ft
09/15/2020 09/15/20 Sold $189,500 0.0% $132 / Sq Ft
08/18/2020 08/18/20 Pending -- -- --
07/22/2020 07/22/20 For Sale $189,500 -19.4% $132 / Sq Ft
01/27/2020 01/27/20 Sold $235,000 0.0% $101 / Sq Ft
12/09/2019 12/09/19 Pending -- -- --
08/12/2019 08/12/19 For Sale $235,000 +194.1% $101 / Sq Ft
07/12/2017 07/12/17 Sold $79,900 0.0% $34 / Sq Ft
06/21/2017 06/21/17 Pending -- -- --
03/24/2017 03/24/17 For Sale $79,900 -- $34 / Sq Ft
Source: Georgia MLS

Purchase History

Date Type Sale Price Title Company
Limited Warranty Deed $229,000 --
Warranty Deed $189,500 --
Warranty Deed $179,500 --
Warranty Deed $235,000 --
Warranty Deed $79,900 --
Warranty Deed $50,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $194,650 New Conventional
Previous Owner $230,743 FHA
Source: Public Records

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Source: Georgia MLS

MLS Number: 10559531

Georgia MLS

APN: 0049-108