$409,000

1025 Mineral Bluff Hwy Mineral Bluff, GA 30559

Estimated payment $2,349/month

3 Beds
1.5 Baths
1,432 Sq Ft
$286 Price per Sq Ft

Highlights

  • View of Trees or Woods
  • Traditional Architecture
  • No HOA
  • Deck
  • Wood Flooring
  • Covered patio or porch

About This Home

Welcome to this cozy 3-bedroom, 1.5-bath cottage bursting with personality and character, nestled just minutes from downtown McCaysville and the Toccoa River. Whether you're seeking a full-time residence, short-term rental, or long-term investment, this home offers comfort, charm, and flexibility in one package. Inside, you'll find original hardwood floors, a beautifully updated kitchen with open shelving, stainless steel appliances, and vintage touches throughout. The warm and inviting living spaces blend modern comfort with nostalgic cottage style. A bonus flex room—perfect for a bunk room, playroom, or extra lounge—makes hosting friends and family a breeze. The full bath features a stylish black-and-white tiled floor and a sleek tiled shower with grid-glass doors. Outside, the yard is just as charming, with mature landscaping, old-growth trees, and plenty of room for outdoor living or future garden plans. There's ample parking space to accommodate guests or multiple vehicles. Just a mile from Horseshoe Bend Park and mere minutes to restaurants, shops, and riverside adventures, this property is perfectly placed for relaxation and convenience.

Last Listed By

Caroline Gray

Mountain Sotheby's International Realty Brokerage Phone: 7062225588 License #377874 Listed on: 06/17/2025

Mountain Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $769

Year Built

  • Built in 1960

Lot Details

  • 0.52 Acre Lot
  • Level Lot
  • Garden

Property Views

  • Woods
  • Creek or Stream

Home Design

  • Traditional Architecture
  • Cottage
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,432 Sq Ft Home
  • 1-Story Property
  • Sheet Rock Walls or Ceilings
  • Ceiling Fan
  • Aluminum Window Frames
  • Crawl Space
  • Laundry on main level

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Parking

  • Driveway
  • Open Parking

Outdoor Features

  • Deck
  • Covered patio or porch
  • Fire Pit

Utilities

  • Central Heating and Cooling System
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0049108

Home Details

Home Type

Single Family

Est. Annual Taxes

$769

Year Built

Built in 1960

Lot Details

0

Listing Details

  • Prop. Type: Residential
  • Year Built: 1960
  • Property Sub Type: Residential
  • Road Frontage Type: None
  • Lot Size Acres: 0.52
  • Road Surface Type: Paved
  • Architectural Style: Ranch, Traditional, Cottage
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Attribution Contact: 7062225588
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Refrigerator, Range, Microwave, Dishwasher
  • Has Basement: Crawl Space
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: None
  • Fireplace: No
  • Flooring: Wood, Tile, Laminate
  • Interior Amenities: Ceiling Fan(s), Sheetrock
  • Living Area: 1432
  • Window Features: Aluminum Frames
  • Master Bedroom Master Bedroom Level: Main

Exterior Features

  • Roof: Shingle
  • View: Creek/Stream, Trees/Woods
  • Topography: Level
  • View: Yes
  • Waterfront: No
  • Construction Type: Frame, Brick, Vinyl Siding
  • Exterior Features: Garden, Fire Pit
  • Patio And Porch Features: Front Porch, Deck, Covered, Patio, Open
  • Property Condition: Resale

Garage/Parking

  • Open Parking: Yes
  • Parking Features: Driveway, Asphalt

Utilities

  • Cooling: Central Air
  • Heating: Central, Electric
  • Sewer: Septic Tank
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Junior High Dist: Fannin County

Lot Info

  • Lot Size Sq Ft: 22651.2
  • Parcel #: 0049108

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $769 $83,906 $5,222 $78,684
2023 $700 $68,694 $5,222 $63,472
2022 $700 $68,694 $5,222 $63,472
2021 $452 $32,237 $5,222 $27,015
2020 $651 $45,688 $7,023 $38,665
2019 $664 $45,688 $7,023 $38,665
2018 $520 $33,760 $5,016 $28,744
2017 $586 $33,134 $5,298 $27,836
2016 $91 $28,208 $5,298 $22,910
2015 $94 $28,208 $5,298 $22,910
2014 $95 $30,911 $4,030 $26,881
2013 -- $24,144 $4,030 $20,114
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/17/2025 06/17/25 For Sale $409,000 +78.6% $286 / Sq Ft
02/12/2021 02/12/21 Sold $229,000 0.0% $160 / Sq Ft
02/12/2021 02/12/21 Pending -- -- --
02/03/2021 02/03/21 For Sale $229,000 +20.8% $160 / Sq Ft
09/15/2020 09/15/20 Sold $189,500 0.0% $132 / Sq Ft
08/18/2020 08/18/20 Pending -- -- --
07/22/2020 07/22/20 For Sale $189,500 -19.4% $132 / Sq Ft
01/27/2020 01/27/20 Sold $235,000 0.0% $101 / Sq Ft
12/09/2019 12/09/19 Pending -- -- --
08/12/2019 08/12/19 For Sale $235,000 +194.1% $101 / Sq Ft
07/12/2017 07/12/17 Sold $79,900 0.0% $34 / Sq Ft
06/21/2017 06/21/17 Pending -- -- --
03/24/2017 03/24/17 For Sale $79,900 -- $34 / Sq Ft
Source: Northeast Georgia Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Limited Warranty Deed $229,000 --
Warranty Deed $189,500 --
Warranty Deed $179,500 --
Warranty Deed $235,000 --
Warranty Deed $79,900 --
Warranty Deed $50,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $194,650 New Conventional
Previous Owner $230,743 FHA
Source: Public Records

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Source: Northeast Georgia Board of REALTORS®

MLS Number: 416586

Northeast Georgia Board of REALTORS®

APN: 0049-108