NOT LISTED FOR SALE

1026 Holy Cross Rd Street, MD 21154

Estimated Value: $667,481 - $770,000

4 Beds
3.5 Baths
2,412 Sq Ft
$298/Sq Ft Est. Value

Last Sold November 08, 2019

Last sale price $492,500 $204 Per Sq Ft

Est. 46% increase in value since last sale

Current estimated payment $4,389/month

13 Days on Market

Highlights

  • Open Floorplan
  • Deck
  • Backs to Trees or Woods
  • Colonial Architecture
  • Two Story Ceilings
  • Wood Flooring

About This Home

As of November 2019

Welcome to a little piece of heaven, situated on 2.64 acres just minutes to Rocks State Park and an easy commute to Rt. 1 and I95. This beautiful custom built colonial features welcoming front porch, bright open layout with 4 bedrooms, and 3.5 baths, including a master suite on the main level, fully finished lower level with bar and walkout. The home boasts, wood floors, warm inviting fireplace with insert, updated HVAC and Hot Water Heater approximately 5 years old, roof 12 years old, gorgeous kitchen with cabinet space galore, huge island, new stainless appliances and stunning counters, upper level laundry room, asphalt driveway with space for multiple cars or camper, great back yard that backs to trees, deck, patio and a spacious shed. No HOA restriction. Enjoy peace and tranquility surrounded by amazing views.

Last Agent to Sell the Property

Cathi Powell

Real Broker, LLC License #587850 Listed on: 09/13/2019

Real Broker, LLC

Last Buyer's Agent

Mitchell Toland

Redfin Corp License #649470

Redfin Corp

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,768

Year Built

  • Built in 2005

Lot Details

  • 2.64 Acre Lot
  • Backs to Trees or Woods
  • Property is in very good condition
  • Property is zoned AG

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Colonial Architecture
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,412 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Bar
  • Two Story Ceilings
  • Ceiling Fan
  • Recessed Lighting
  • 1 Fireplace
  • Screen For Fireplace
  • Window Treatments
  • Six Panel Doors
  • Family Room Off Kitchen
  • Dining Area
  • Storm Doors

Kitchen

  • Country Kitchen
  • Gas Oven or Range
  • Built-In Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Rear Basement Entry

Outdoor Features

  • Deck
  • Shed
  • Porch

Schools

  • North Bend Elementary School
  • North Harford Middle School
  • North Harford High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Powered By Owned Propane
  • Well
  • Electric Water Heater
  • Gravity Septic Field
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 4
  • Assessor Parcel Number 04-102940

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,768

Year Built

Built in 2005

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2005
  • Remarks Public: Welcome to a little piece of heaven, situated on 2.64 acres just minutes to Rocks State Park and an easy commute to Rt. 1 and I95. This beautiful custom built colonial features welcoming front porch, bright open layout with 4 bedrooms, and 3.5 baths, including a master suite on the main level, fully finished lower level with bar and walkout. The home boasts, wood floors, warm inviting fireplace with insert, updated HVAC and Hot Water Heater approximately 5 years old, roof 12 years old, gorgeous kitchen with cabinet space galore, huge island, new stainless appliances and stunning counters, upper level laundry room, asphalt driveway with space for multiple cars or camper, great back yard that backs to trees, deck, patio and a spacious shed. No HOA restriction. Enjoy peace and tranquility surrounded by amazing views.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dryer, Dishwasher, Washer, Disposal, Refrigerator, Icemaker, Humidifier, Freezer, Oven/Range - Gas, Water Heater
  • Flooring Type: Carpet, Wood, Ceramic Tile, Laminated
  • Interior Amenities: Dining Area, Entry Level Bedroom, Kitchen - Country, Kitchen - Island, Wet/Dry Bar, Window Treatments, Ceiling Fan(s), Carpet, Bar, Built-Ins, Combination Kitchen/Dining, Combination Kitchen/Living, Family Room Off Kitchen, Floor Plan - Open, Primary Bath(s), Pantry, Recessed Lighting, Stall Shower, Store/Office, Tub Shower, Upgraded Countertops, Walk-In Closet(s), Wood Floors
  • Fireplace Features: Screen
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Storm, Six Panel
  • Wall Ceiling Types: 2 Story Ceilings, Dry Wall
  • Levels Count: 3+
  • Basement: Yes
  • Basement Type: Connecting Stairway, Full, Fully Finished, Improved, Outside Entrance, Rear Entrance, Walkout Level
  • Laundry Type: Upper Floor
  • Total Sq Ft: 2412
  • Living Area Sq Ft: 2412
  • Price Per Sq Ft: 207.26
  • Above Grade Finished Sq Ft: 2412
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1026

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Sidewalks
  • Roof: Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Propane - Owned
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists, Gravity Sept Fld
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: HARFORD COUNTY PUBLIC SCHOOLS
  • Elementary School: NORTH BEND
  • Middle School: NORTH HARFORD
  • High School: NORTH HARFORD
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139964110
  • School District Source: 3rd Party
  • Elementary School: NORTH BEND
  • High School: NORTH HARFORD
  • Middle Or Junior School: NORTH HARFORD

Green Features

  • Clean Green Assessed: No

Lot Info

  • Land Use Code: 110
  • Lot Features: Backs To Trees
  • Lot Size Acres: 2.64
  • Lot Dimensions: 0.00 x 0.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 114998.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Very Good
  • Year Assessed: 2019
  • Zoning: AG
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 5519444
  • Tax Annual Amount: 4768.00
  • Assessor Parcel Number: 04-102940
  • Tax Lot: 4
  • Tax Total Finished Sq Ft: 2412
  • County Tax Payment Frequency: Annually
  • Tax Year: 2018
  • Close Date: 11/08/2019

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 13, 2019
Closed on
Nov 6, 2019
Sold by
Capen John D and Capen Cynthia F
Bought by
Karmann Marleah Lorraine and Karmann Jeffrey Michael
Seller's Agent
Cathi Powell
Real Broker, LLC
Buyer's Agent
Mitchell Toland
Redfin Corp
List Price
$506,900
Sold Price
$492,500
Premium/Discount to List
-$14,400
-2.84%
Current Estimated Value
$719,620

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$227,120
Avg. Annual Appreciation
6.44%
Original Mortgage
$377,500
Interest Rate
3.65%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 23, 2016
Closed on
Feb 22, 2017
Sold by
Mcclung James S and Mcclung Christoina J
Bought by
Capen John D and Capen Cynthia
Seller's Agent
Phyllis Gilbert
Long & Foster Real Estate, Inc.
Buyer's Agent
Kathryne Mann
Long & Foster Real Estate, Inc.
List Price
$484,900
Sold Price
$460,000
Premium/Discount to List
-$24,900
-5.14%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.55%
Original Mortgage
$451,668
Interest Rate
4.5%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 29, 2005
Sold by
St Clair Charles W
Bought by
Mcclung James S and Mc Clung Christina J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$427,500
Interest Rate
6%
Mortgage Type
Construction

Purchase Details

Closed on
May 26, 2005
Sold by
St Clair Charles W
Bought by
Mcclung James S and Mc Clung Christina J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$427,500
Interest Rate
6%
Mortgage Type
Construction
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Karmann Marleah Lorraine $492,500 Title Forward
Capen John D $460,000 Sage Title Group Llcd
Mcclung James S $230,000 --
Mcclung James S $230,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Karmann Marleah Lorralne $373,500
Closed Karmann Marleah Lorraine $377,500
Previous Owner Capen John D $451,827
Previous Owner Capen John D $451,668
Previous Owner Mcclung James S $327,500
Previous Owner Mcclung James S $100,000
Previous Owner Mcclung James S $47,500
Previous Owner Mcclung James S $427,500
Previous Owner Mcclung James S $427,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/08/2019 11/08/19 Sold $492,500 -1.5% $204 / Sq Ft
09/26/2019 09/26/19 Pending -- -- --
09/23/2019 09/23/19 Price Changed $499,900 -1.4% $207 / Sq Ft
09/13/2019 09/13/19 For Sale $506,900 +10.2% $210 / Sq Ft
02/22/2017 02/22/17 Sold $460,000 -5.1% $191 / Sq Ft
12/04/2016 12/04/16 Pending -- -- --
11/23/2016 11/23/16 For Sale $484,900 -- $201 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,705 $556,600 $0 $0
2024 $5,705 $517,900 $113,200 $404,700
2023 $5,502 $499,267 $0 $0
2022 $5,298 $480,633 $0 $0
2021 $10,625 $462,000 $113,200 $348,800
2020 $5,110 $437,567 $0 $0
2019 $4,775 $413,133 $0 $0
2018 $4,486 $388,700 $123,200 $265,500
2017 $4,428 $388,700 $0 $0
2016 -- $381,967 $0 $0
2015 $4,874 $378,600 $0 $0
2014 $4,874 $378,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR238656

Bright MLS

APN: 04-102940