NOT LISTED FOR SALE

1026 N Independence Dr Montross, VA 22520

Estimated Value: $327,000 - $440,561

3 Beds
2.5 Baths
1,680 Sq Ft
$225/Sq Ft Est. Value

Last Sold February 25, 2022

Last sale price $285,000 $170 Per Sq Ft

Est. 44% increase in value since last sale

Current estimated payment $2,413/month

49 Days on Market

Highlights

  • Marina
  • Home fronts navigable water
  • Public Beach
  • Boat Ramp
  • Canoe or Kayak Water Access
  • Fitness Center

About This Home

As of February 2022

Proudly offered for Sale is a definite "One of a kind" and absolutely stunning "A" Frame, Chalet, Contemporary style Home in the well sought after waterfront community of Stratford Harbour! A weekend oasis or live full time! 3 Levels, 3 Bedrooms and 2.5 Baths. This home has 1680 Living Sq. Ft., and 3680 Total Sq. Ft. and is SO unique that also offers the new purchaser TONS of storage possibilities! This Home will not disappoint, is priced to Sell and a definite must see! This home invites very attractive "curb appeal" with a beautiful stone front, 3/4 wrap around treated wood deck, gas fireplace, living room with hardwood flooring, kitchen/dining area with upgraded formica counters, pantry, coat closet and separate laundry area with washer and dryer that conveys. Master/Primary bedroom on main level with full tub/shower bath and tile flooring. 2nd Bedroom on main level with carpet. 2nd full Bathroom on main level with tub/shower and tile flooring. Upstairs is a spacious loft area with hardwood flooring that can be used as a sitting room or library. The upper level also offers a 3rd large Bedroom with hardwood flooring as well as a half bathroom with added Closet for additional wardrobe space. The 3rd bedroom also includes an extra storage area. French drains are around house, and an exterior outlet for higher voltage power source (as for trailer or boat). All of this including the wonderful amenities that STRATFORD HARBOUR offers that includes 2 beaches, a 100 acre fresh water lake for fishing, swimming, non gas boating, a beautiful Clubhouse with monthly pot luck dinners, an Olympic size inground pool, planned activities, tennis/pickleball courts, soccer field, Marina on the Potomac River side of the development, boat slip rental and much more! Take the time to watch my Video Tour of Stratford Harbour here on the MLS and discover for yourself why Stratford Harbour is a community where "Neighbors become friends, and friends become family!"

Last Agent to Sell the Property

Ms. Tina M. Keene

Berkshire Hathaway HomeServices PenFed Realty Listed on: 11/12/2021

Berkshire Hathaway HomeServices PenFed Realty

Last Buyer's Agent

Ms. Tina M. Keene

Berkshire Hathaway HomeServices PenFed Realty Listed on: 11/12/2021

Berkshire Hathaway HomeServices PenFed Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,762

Year Built

  • Built in 2005

Lot Details

  • 0.38 Acre Lot
  • Home fronts navigable water
  • Public Beach
  • Landscaped
  • Level Lot
  • Cleared Lot
  • Backs to Trees or Woods
  • Back and Front Yard
  • Property is in excellent condition

HOA Fees

  • $23 Monthly HOA Fees

Home Design

  • Chalet
  • A-Frame Home
  • Contemporary Architecture
  • Block Foundation
  • Wood Siding
  • Shingle Siding
  • Stone Siding
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,680 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Partially Furnished
  • Gas Fireplace
  • Window Treatments
  • Living Room
  • Combination Kitchen and Dining Room
  • Loft
  • Storage Room
  • Garden Views
  • Basement
  • Exterior Basement Entry
  • Attic

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Range Hood
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile or Brick

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces
  • Paved Parking
  • Off-Street Parking
  • Assigned Parking
  • Secure Parking

Accessible Home Design

  • Ramp on the main level

Outdoor Features

  • Canoe or Kayak Water Access
  • Public Water Access
  • Property is near a lake
  • Swimming Allowed
  • Electric Motor Boats Only
  • Lake Privileges

Utilities

  • Central Heating and Cooling System
  • Heating System Powered By Leased Propane
  • Electric Water Heater
  • Septic Greater Than The Number Of Bedrooms
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Tax Lot 98
  • Assessor Parcel Number 22B 98

Community Details

Overview

  • Stratford Harbour HOA, Phone Number (804) 493-8180
  • Stratford Harbour Subdivision
  • Property Manager
  • Community Lake

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Community Center
  • Meeting Room
  • Community Dining Room

Recreation

  • Boat Ramp
  • Boat Dock
  • Marina
  • Beach
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Pool Membership Available
  • Fishing Allowed
  • Recreational Area

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,762

Year Built

Built in 2005

Lot Details

0

HOA Fees

$23 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: A-Frame, Chalet, Contemporary
  • Accessibility Features: Ramp - Main Level
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: Yes
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2021-11-15
  • Federal Flood Zone: No
  • Year Built: 2005
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: Proudly offered for Sale is a definite "One of a kind" and absolutely stunning "A" Frame, Chalet, Contemporary style Home in the well sought after waterfront community of Stratford Harbour! A weekend oasis or live full time! 3 Levels, 3 Bedrooms and 2.5 Baths. This home has 1680 Living Sq. Ft., and 3680 Total Sq. Ft. and is SO unique that also offers the new purchaser TONS of storage possibilities! This Home will not disappoint, is priced to Sell and a definite must see! This home invites very attractive "curb appeal" with a beautiful stone front, 3/4 wrap around treated wood deck, gas fireplace, living room with hardwood flooring, kitchen/dining area with upgraded formica counters, pantry, coat closet and separate laundry area with washer and dryer that conveys. Master/Primary bedroom on main level with full tub/shower bath and tile flooring. 2nd Bedroom on main level with carpet. 2nd full Bathroom on main level with tub/shower and tile flooring. Upstairs is a spacious loft area with hardwood flooring that can be used as a sitting room or library. The upper level also offers a 3rd large Bedroom with hardwood flooring as well as a half bathroom with added Closet for additional wardrobe space. The 3rd bedroom also includes an extra storage area. French drains are around house, and an exterior outlet for higher voltage power source (as for trailer or boat). All of this including the wonderful amenities that STRATFORD HARBOUR offers that includes 2 beaches, a 100 acre fresh water lake for fishing, swimming, non gas boating, a beautiful Clubhouse with monthly pot luck dinners, an Olympic size inground pool, planned activities, tennis/pickleball courts, soccer field, Marina on the Potomac River side of the development, boat slip rental and much more! Take the time to watch my Video Tour of Stratford Harbour here on the MLS and discover for yourself why Stratford Harbour is a community where "Neighbors become friends, and friends become family!"
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Oven/Range - Electric, Range Hood, Washer, Water Heater
  • Flooring Type: Hardwood, Carpet, Tile/Brick
  • Interior Amenities: Attic, Carpet, Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Open, Kitchen - Eat-In, Pantry, Primary Bath(s), Tub Shower, Window Treatments, Wood Floors
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Concrete Perimeter, Block
  • Levels Count: 3
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Basement, Laundry, Loft, Storage Room, Bathroom 2, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Outside Entrance
  • Laundry Type: Dryer In Unit, Washer In Unit
  • Total Sq Ft: 1680
  • Above Grade Unfinished Sq Ft: 1680
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1026

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Upper Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Wood Siding, Vinyl Siding, Stone, Shingle Siding
  • Spa: No
  • View: Garden/Lawn
  • Water Access Features: Boat - Electric Motor Only, Canoe/Kayak, Fishing Allowed, Public Access, Public Beach, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: LAKE INDEPENDENCE
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway, Paved Driveway, Paved Parking, Secure Parking
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Off Street, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric, Propane - Leased, Central
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic > # Of Br
  • Utilities: Cable Tv Available, Electric Available, Phone Available, Water Available
  • Water Source: Public
  • Municipal Trash: No
  • Internet Services: Broadband

Condo/Co-op/Association

  • HOA Fees: 280.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Beach, Boat Dock/Slip, Boat Ramp, Club House, Common Grounds, Community Center, Dining Rooms, Exercise Room, Lake, Marina/Marina Club, Meeting Room, Non-Lake Recreational Area, Picnic Area, Pool - Outdoor, Pool Mem Avail, Reserved/Assigned Parking, Security, Soccer Field, Swimming Pool, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
  • HOA Name: STRATFORD HARBOUR
  • HOA Phone: 804-493-8180
  • HOA: Yes
  • Senior Community: No
  • Community Pool Features: In Ground

Schools

  • School District: WESTMORELAND COUNTY PUBLIC SCHOOLS
  • Elementary School: CALL SCHOOL BOARD
  • Middle School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121137398432
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • Middle Or Junior School: CALL SCHOOL BOARD

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Improvement Assessed Value: 205000.00
  • Land Assessed Value: 26800.00
  • Land Use Code: 006
  • Lot Features: Backs To Trees, Cleared, Front Yard, Landscaping, Level, Rear Yard
  • Lot Size Acres: 0.38
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 16694.00
  • Property Condition: Excellent
  • Year Assessed: 2017
  • Zoning: RESIDENTIAL
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Furnished: Partially
  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Assessor Parcel Number: 19771037
  • Tax Annual Amount: 1761.68
  • Assessor Parcel Number: 22B 98
  • Tax Lot: 98
  • Tax Year: 2021
  • Close Date: 02/25/2022

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 12, 2021
Closed on
Feb 5, 2022
Sold by
Lynn Michaels Sherry
Bought by
Burton Hollie Kay
Seller's Agent
Ms. Tina M. Keene
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Ms. Tina M. Keene
Berkshire Hathaway HomeServices PenFed Realty
List Price
$279,999
Sold Price
$285,000
Premium/Discount to List
$5,001
1.79%
Current Estimated Value
$409,133

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$124,133
Avg. Annual Appreciation
9.42%
Original Mortgage
$246,489
Outstanding Balance
$230,617
Interest Rate
3.55%
Mortgage Type
New Conventional
Estimated Equity
$158,591
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Burton Hollie Kay $285,000 Lakeside Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Burton Hollie Kay $13,660
Open Burton Hollie Kay $246,489
Previous Owner Michaels Sherry L $50,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/25/2022 02/25/22 Sold $285,000 +1.8% $170 / Sq Ft
12/31/2021 12/31/21 Pending -- -- --
11/12/2021 11/12/21 For Sale $279,999 -- $167 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,937 $284,900 $26,800 $258,100
2023 $1,766 $284,900 $26,800 $258,100
2022 $1,766 $284,900 $26,800 $258,100
2021 $1,762 $231,800 $26,800 $205,000
2020 $1,762 $231,800 $26,800 $205,000
2019 $1,507 $231,800 $26,800 $205,000
2018 $1,414 $231,800 $26,800 $205,000
2017 -- $231,800 $26,800 $205,000
2016 $1,391 $231,800 $26,800 $205,000
2015 -- $238,200 $26,800 $211,400
2014 -- $0 $0 $0
2013 -- $238,200 $26,800 $211,400
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: VAWE2000958

Bright MLS

APN: 22B-98