$1,295,000
PENDING

1026 Riverview Terrace Saint Michaels, MD 21663

Estimated payment $7,462/month

Total Views 22,611
4 Beds
4 Baths
2,535 Sq Ft
$511 Price per Sq Ft

Highlights

  • Home fronts navigable water
  • Fishing Allowed
  • Gourmet Kitchen
  • Canoe or Kayak Water Access
  • Second Garage
  • River View

About This Home

Experience luxury living in this newly renovated coastal-style home in St. Michaels. Situated on a double lot, this is an exceptional and rare offering, combining water views and water access with a high quality home, redone with incredible attention to detail and livability. The exterior is tastefully appointed with painted brick and shingle-style siding, and an inviting covered front porch with blue stone decking, offering sights of the log canoe races on the Miles River.
The first floor boasts an open floorplan with elegant hardwood flooring throughout. The living room, adorned with a cozy gas fireplace, seamlessly flows into the dining area and kitchen, making it perfect for entertaining. The kitchen is any chef’s dream. The focal point is the leathered marble waterfall edge island with a dining bar, illuminated by two pendulum lights, offering ample space for meal preparation. A 6-burner gas range with double ovens, pot filler faucet and exhaust hood, French door refrigerator and generously sized undermount deep sink, all in stainless steel, and light-colored cabinets complete the kitchen’s inviting look. Accessed directly from the kitchen is a large, screened porch with brick flooring, overlooking the garden, for entertainment outdoors.
This floor also features three delightful bedrooms, one of which includes a sitting room and an attached half bath. An additional half bath, a full bath, and a dedicated laundry room equipped with built-in cabinets above the front-loading washer and dryer, and a partial basement offer enhanced convenience and functionality.
The second floor is an exclusive owner’s retreat, featuring a spacious walk-in shower, a walk-in closet with custom-built ins, and a private balcony with breathtaking water views. The vaulted ceilings add an airy touch to the sanctuary. A large, climate-controlled storage room ensures that all your belongings have a place.
The property includes an attached oversized two-car garage and a detached oversized two-car garage with walk-up second-floor storage. The fenced backyard, which backs to lush trees, offers privacy and a tranquil escape.
As a homeowner in the Rio Vista Community, you have access to the community dock on Spencer Creek with leasable boat slips, and an exclusive waterfront picnic area overlooking the Miles River. There are no town taxes.

Listing Agent

Carolina Barksdale

Benson & Mangold, LLC License #575707 Listed on: 04/10/2025

Benson & Mangold, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,432

Year Built

  • Built in 1954 | Remodeled in 2020

Lot Details

  • 0.81 Acre Lot
  • Home fronts navigable water
  • Backs to Trees or Woods
  • Property is in excellent condition

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 4 Garage Spaces | 2 Attached and 2 Detached
  • Second Garage
  • Parking Storage or Cabinetry
  • Garage Door Opener
  • Stone Driveway
  • Gravel Driveway

Property Views

  • River
  • Garden

Home Design

  • Coastal Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Poured Concrete
  • Asphalt Roof

Interior Spaces

  • 2,535 Sq Ft Home
  • Property has 1.5 Levels
  • Open Floorplan
  • Built-In Features
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Window Treatments
  • Mud Room
  • Sitting Room
  • Living Room
  • Dining Room
  • Screened Porch
  • Storage Room

Kitchen

  • Gourmet Kitchen
  • Double Oven
  • Gas Oven or Range
  • Six Burner Stove
  • Range Hood
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Front Loading Dryer
  • Front Loading Washer

Basement

  • Partial Basement
  • Connecting Stairway
  • Crawl Space

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Powered Boats Permitted
  • Exterior Lighting
  • Rain Gutters

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 11 +12
  • Assessor Parcel Number 2102074206

Community Details

Overview

  • Rio Vista Subdivision

Recreation

  • 1 Community Docks
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,432

Year Built

Built in 1954 | Remodeled in 2020

Lot Details

0

HOA Fees

$8 per month

Parking

4

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 4/10/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1954
  • Year Renovated: 2020
  • Automatically Close On Close Date: No
  • Remarks Public: Experience luxury living in this newly renovated coastal-style home in St. Michaels. Situated on a double lot, this is an exceptional and rare offering, combining water views and water access with a high quality home, redone with incredible attention to detail and livability. The exterior is tastefully appointed with painted brick and shingle-style siding, and an inviting covered front porch with blue stone decking, offering sights of the log canoe races on the Miles River. The first floor boasts an open floorplan with elegant hardwood flooring throughout. The living room, adorned with a cozy gas fireplace, seamlessly flows into the dining area and kitchen, making it perfect for entertaining. The kitchen is any chef’s dream. The focal point is the leathered marble waterfall edge island with a dining bar, illuminated by two pendulum lights, offering ample space for meal preparation. A 6-burner gas range with double ovens, pot filler faucet and exhaust hood, French door refrigerator and generously sized undermount deep sink, all in stainless steel, and light-colored cabinets complete the kitchen’s inviting look. Accessed directly from the kitchen is a large, screened porch with brick flooring, overlooking the garden, for entertainment outdoors. This floor also features three delightful bedrooms, one of which includes a sitting room and an attached half bath. An additional half bath, a full bath, and a dedicated laundry room equipped with built-in cabinets above the front-loading washer and dryer, and a partial basement offer enhanced convenience and functionality. The second floor is an exclusive owner’s retreat, featuring a spacious walk-in shower, a walk-in closet with custom-built ins, and a private balcony with breathtaking water views. The vaulted ceilings add an airy touch to the sanctuary. A large, climate-controlled storage room ensures that all your belongings have a place. The property includes an attached oversized two-car garage and a detached oversized two-car garage with walk-up second-floor storage. The fenced backyard, which backs to lush trees, offers privacy and a tranquil escape. As a homeowner in the Rio Vista Community, you have access to the community dock on Spencer Creek with leasable boat slips, and an exclusive waterfront picnic area overlooking the Miles River. There are no town taxes.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer - Front Loading, Exhaust Fan, Microwave, Oven/Range - Gas, Range Hood, Refrigerator, Six Burner Stove, Stainless Steel Appliances, Washer - Front Loading, Water Heater
  • Flooring Type: Ceramic Tile, Carpet, Hardwood
  • Interior Amenities: Bathroom - Walk-In Shower, Built-Ins, Carpet, Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), Window Treatments, Wood Floors
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block, Crawl Space
  • Levels Count: 1.5
  • Room List: Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Kitchen, Basement, Bedroom 1, Laundry, Mud Room, Storage Room, Primary Bathroom, Full Bath, Half Bath, Screened Porch
  • Basement: Yes
  • Basement Type: Connecting Stairway, Partial, Poured Concrete
  • Laundry Type: Main Floor
  • Total Sq Ft: 2535
  • Living Area Sq Ft: 2535
  • Price Per Sq Ft: 510.85
  • Above Grade Finished Sq Ft: 2535
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1026

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Main Level Bathrooms: 3.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: 2nd Garage
  • Construction Materials: Brick
  • Exterior Features: Exterior Lighting, Gutter System
  • Roof: Asphalt
  • Spa: No
  • View: Garden/Lawn, River, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access
  • Water Access: Yes
  • Water Body Name: Miles River/Spencer Creek
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 4.00
  • Garage: Yes
  • Parking Features: Crushed Stone, Stone Driveway
  • Garage Features: Garage Door Opener, Oversized, Additional Storage Area
  • Attached Garage Spaces: 2
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Attached Garage, Detached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Municipal Trash: No

Condo/Co-op/Association

  • HOA Fees: 100.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: TALBOT COUNTY PUBLIC SCHOOLS
  • School District Key: 121138072466
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Features: Backs To Trees
  • Lot Size Acres: 0.81
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 35470.00
  • Property Condition: Excellent
  • Year Assessed: 2024
  • Zoning: R
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5432.00
  • Assessor Parcel Number: 2102074206
  • Tax Lot: 11 +12
  • Tax Total Finished Sq Ft: 2535
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: TALBOT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,552 $654,600 $201,300 $453,300
2024 $4,552 $601,567 $0 $0
2023 $4,257 $548,533 $0 $0
2022 $3,900 $495,500 $182,600 $312,900
2021 $2,453 $321,900 $182,600 $139,300
2020 $2,391 $321,900 $182,600 $139,300
2019 $1,337 $335,000 $154,000 $181,000
2018 $1,281 $326,667 $0 $0
2017 $1,181 $318,333 $0 $0
2016 $1,156 $310,000 $0 $0
2015 $1,090 $310,000 $0 $0
2014 $1,090 $310,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/12/2025 08/12/25 Pending -- -- --
06/21/2025 06/21/25 Price Changed $1,295,000 -4.1% $511 / Sq Ft
04/10/2025 04/10/25 For Sale $1,350,000 +309.1% $533 / Sq Ft
05/31/2019 05/31/19 Sold $330,000 -5.7% $170 / Sq Ft
04/25/2019 04/25/19 Pending -- -- --
04/25/2019 04/25/19 Price Changed $349,900 -7.9% $180 / Sq Ft
03/28/2019 03/28/19 For Sale $379,900 -- $196 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $330,000 Eastern Shore Title Co
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $245,000 New Conventional
Closed $260,000 New Conventional
Source: Public Records

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Source: Bright MLS

MLS Number: MDTA2010288

Bright MLS

APN: 02-074206