
1026 Riverview Terrace Saint Michaels, MD 21663
Estimated payment $7,462/month
Highlights
- Home fronts navigable water
- Fishing Allowed
- Gourmet Kitchen
- Canoe or Kayak Water Access
- Second Garage
- River View
About This Home
Experience luxury living in this newly renovated coastal-style home in St. Michaels. Situated on a double lot, this is an exceptional and rare offering, combining water views and water access with a high quality home, redone with incredible attention to detail and livability. The exterior is tastefully appointed with painted brick and shingle-style siding, and an inviting covered front porch with blue stone decking, offering sights of the log canoe races on the Miles River.
The first floor boasts an open floorplan with elegant hardwood flooring throughout. The living room, adorned with a cozy gas fireplace, seamlessly flows into the dining area and kitchen, making it perfect for entertaining. The kitchen is any chef’s dream. The focal point is the leathered marble waterfall edge island with a dining bar, illuminated by two pendulum lights, offering ample space for meal preparation. A 6-burner gas range with double ovens, pot filler faucet and exhaust hood, French door refrigerator and generously sized undermount deep sink, all in stainless steel, and light-colored cabinets complete the kitchen’s inviting look. Accessed directly from the kitchen is a large, screened porch with brick flooring, overlooking the garden, for entertainment outdoors.
This floor also features three delightful bedrooms, one of which includes a sitting room and an attached half bath. An additional half bath, a full bath, and a dedicated laundry room equipped with built-in cabinets above the front-loading washer and dryer, and a partial basement offer enhanced convenience and functionality.
The second floor is an exclusive owner’s retreat, featuring a spacious walk-in shower, a walk-in closet with custom-built ins, and a private balcony with breathtaking water views. The vaulted ceilings add an airy touch to the sanctuary. A large, climate-controlled storage room ensures that all your belongings have a place.
The property includes an attached oversized two-car garage and a detached oversized two-car garage with walk-up second-floor storage. The fenced backyard, which backs to lush trees, offers privacy and a tranquil escape.
As a homeowner in the Rio Vista Community, you have access to the community dock on Spencer Creek with leasable boat slips, and an exclusive waterfront picnic area overlooking the Miles River. There are no town taxes.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,432
Year Built
- Built in 1954 | Remodeled in 2020
Lot Details
- 0.81 Acre Lot
- Home fronts navigable water
- Backs to Trees or Woods
- Property is in excellent condition
HOA Fees
- $8 Monthly HOA Fees
Parking
- 4 Garage Spaces | 2 Attached and 2 Detached
- Second Garage
- Parking Storage or Cabinetry
- Garage Door Opener
- Stone Driveway
- Gravel Driveway
Property Views
- River
- Garden
Home Design
- Coastal Architecture
- Brick Exterior Construction
- Block Foundation
- Poured Concrete
- Asphalt Roof
Interior Spaces
- 2,535 Sq Ft Home
- Property has 1.5 Levels
- Open Floorplan
- Built-In Features
- Vaulted Ceiling
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Window Treatments
- Mud Room
- Sitting Room
- Living Room
- Dining Room
- Screened Porch
- Storage Room
Kitchen
- Gourmet Kitchen
- Double Oven
- Gas Oven or Range
- Six Burner Stove
- Range Hood
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Upgraded Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- En-Suite Primary Bedroom
- En-Suite Bathroom
- Walk-In Closet
- Walk-in Shower
Laundry
- Laundry Room
- Laundry on main level
- Front Loading Dryer
- Front Loading Washer
Basement
- Partial Basement
- Connecting Stairway
- Crawl Space
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- River Nearby
- Powered Boats Permitted
- Exterior Lighting
- Rain Gutters
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Electric Water Heater
Listing and Financial Details
- Tax Lot 11 +12
- Assessor Parcel Number 2102074206
Community Details
Overview
- Rio Vista Subdivision
Recreation
- 1 Community Docks
- Fishing Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2025 | $4,552 | $654,600 | $201,300 | $453,300 |
2024 | $4,552 | $601,567 | $0 | $0 |
2023 | $4,257 | $548,533 | $0 | $0 |
2022 | $3,900 | $495,500 | $182,600 | $312,900 |
2021 | $2,453 | $321,900 | $182,600 | $139,300 |
2020 | $2,391 | $321,900 | $182,600 | $139,300 |
2019 | $1,337 | $335,000 | $154,000 | $181,000 |
2018 | $1,281 | $326,667 | $0 | $0 |
2017 | $1,181 | $318,333 | $0 | $0 |
2016 | $1,156 | $310,000 | $0 | $0 |
2015 | $1,090 | $310,000 | $0 | $0 |
2014 | $1,090 | $310,000 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
08/12/2025 08/12/25 | Pending | -- | -- | -- |
06/21/2025 06/21/25 | Price Changed | $1,295,000 | -4.1% | $511 / Sq Ft |
04/10/2025 04/10/25 | For Sale | $1,350,000 | +309.1% | $533 / Sq Ft |
05/31/2019 05/31/19 | Sold | $330,000 | -5.7% | $170 / Sq Ft |
04/25/2019 04/25/19 | Pending | -- | -- | -- |
04/25/2019 04/25/19 | Price Changed | $349,900 | -7.9% | $180 / Sq Ft |
03/28/2019 03/28/19 | For Sale | $379,900 | -- | $196 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Deed | $330,000 | Eastern Shore Title Co | |
Interfamily Deed Transfer | -- | None Available | |
Interfamily Deed Transfer | -- | None Available | |
Deed | -- | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $245,000 | New Conventional | |
Closed | $260,000 | New Conventional |
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MLS Number: MDTA2010288

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