$234,927

1027 Spruce St Hammond, IN 46324

Estimated payment $1,388/month

Total Views 4,643
5 Beds
1.5 Baths
2,368 Sq Ft
$99 Price per Sq Ft

Highlights

  • Deck
  • No HOA
  • Wood Frame Window
  • Wood Flooring
  • Neighborhood Views
  • 2.5 Car Detached Garage

About This Home

With nearly 2,500 sq. ft. of living space and endless potential, this spacious Cape Cod is ready for your personal touch. The main floor features a bright, oversized living room, an eat-in kitchen, two bedrooms, and a full bath. Upstairs offers two generous bedrooms and a half bath. The finished basement expands your options with space for additional bedrooms, a separate living area, and a kitchenette--ideal for guests, extended family, or hobbies. A utility room with a shower and laundry adds convenience. Outside, a fenced yard, 2.5-car garage, and large storage shed complete the property.

Listing Agent

Joshua Lain

Century 21 Circle License #RB16000510 Listed on: 11/11/2025

Century 21 Circle

Co-Listing Agent

Roger Lain

Century 21 Circle License #RB14031708

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,871

Year Built

  • Built in 1953

Lot Details

  • 6,250 Sq Ft Lot
  • Back Yard Fenced

Parking

  • 2.5 Car Detached Garage

Interior Spaces

  • 1.5-Story Property
  • Insulated Windows
  • Wood Frame Window
  • Living Room
  • Dining Room
  • Neighborhood Views
  • Fire and Smoke Detector
  • Basement

Kitchen

  • Country Kitchen
  • Gas Range
  • Range Hood
  • Microwave

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Front Porch

Schools

  • Thomas Jefferson Elementary School
  • Scott Middle School
  • Morton Senior High School

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association
  • Columbia Gardens Subdivision

Listing and Financial Details

  • Assessor Parcel Number 450707177020000023
  • Seller Considering Concessions

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,871

Year Built

Built in 1953

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1953
  • Reso Property Sub Type: Single Family Residence
  • ResoLaundryFeatures: Gas Dryer Hookup, Washer Hookup, Laundry Room, Lower Level
  • ResoLotFeatures: Back Yard, Near Public Transit, Front Yard
  • ResoPoolFeatures: None
  • Reso View: Neighborhood
  • ResoSecurityFeatures: Smoke Detector(s)
  • Co List Office Mls Id: NRA1016
  • Co List Office Phone: (219) 662-5445
  • Co List Office Mls Id: NRA1016
  • Subdivision Name: COLUMBIA GARDENS
  • Above Grade Finished Sq Ft: 1768
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • New Construction: No
  • Reso Other Structures: Garage(s), Shed(s)
  • Property Attached Yn: No
  • ResoWindowFeatures: Insulated Windows, Wood Frames
  • Financial Info Electric: 100 Amp Service
  • AuctionYN: No
  • AccessibilityFeaturesYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer, Range Hood, Refrigerator, Microwave, Gas Water Heater, Gas Range
  • Interior Amenities: Ceiling Fan(s), Country Kitchen, Laminate Counters, Kitchen Island, Eat-in Kitchen
  • Basement: Full, Sump Pump, Partially Finished
  • Flooring: Carpet, Tile, Hardwood
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 600

Exterior Features

  • Exterior Features: Private Yard
  • Fencing: Back Yard, Fenced
  • Acres: 0.1435
  • Waterfront: No
  • Construction Type: Wood Siding
  • Patio And Porch Features: Deck, Front Porch
  • Reso Roof: Asphalt, Shingle

Garage/Parking

  • Garage Spaces: 2.5
  • Parking Features: Detached, Oversized, Garage Faces Front, Driveway, Concrete

Utilities

  • Sewer: Public Sewer
  • Utilities: Cable Connected, Water Connected, Sewer Connected, Natural Gas Connected, Electricity Connected
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Hammond
  • Middle Or Junior School: Scott Middle School

Lot Info

  • Lot Size Sq Ft: 6250
  • Additional Parcels: No
  • Parcel #: 450707177020000023
  • Zoning Description: residential

Tax Info

  • Year: 2024
  • Tax Annual Amount: 1871

MLS Schools

  • HighSchool: Morton Senior High School
  • Elementary School: Thomas Jefferson Elementary School

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,533 $170,900 $27,100 $143,800
2023 $1,911 $157,600 $27,100 $130,500
2022 $1,911 $148,000 $27,100 $120,900
2021 $1,722 $133,700 $20,800 $112,900
2020 $1,639 $127,400 $20,800 $106,600
2019 $1,716 $122,100 $20,800 $101,300
2018 $1,719 $115,000 $20,800 $94,200
2017 $1,579 $98,800 $20,800 $78,000
2016 $1,373 $95,900 $20,800 $75,100
2014 $1,280 $95,100 $20,800 $74,300
2013 $1,214 $94,100 $20,800 $73,300
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/15/2025 11/15/25 For Sale $234,927 -- $99 / Sq Ft
Source: Northwest Indiana Association of REALTORS®

Source: Northwest Indiana Association of REALTORS®

MLS Number: 830820

Northwest Indiana Association of REALTORS®

APN: 45-07-07-177-020.000-023

Indiana Lake County Hammond 46324

1027 Spruce St, Hammond, IN

For Sale

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Joshua Lain
Listing Agent
Joshua Lain
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Century 21 Circle
(219) 237-0193