Seller's Agent in 2025
Karen Deliberto
Charles Rutenberg Realty of IL
(630) 546-0989
1 in this area
10 Total Sales
1029 Polly Ct Elgin, IL 60120
Cobblers Crossing Neighborhood
3
Beds
3
Baths
1,493
Sq Ft
9,043
Sq Ft Lot
Highlights
- Deck
- Recreation Room
- Wood Flooring
- Property is near park
- Ranch Style House
- Formal Dining Room
About This Home
As of October 2025Pride of ownership shines in this meticulously maintained 3-bedroom, 3-bath ranch home located on a cul-de-sac in sought-after Lords Park Manor. The main level features a spacious living room, formal dining room, and a cozy family room with a stone fireplace and hardwood floors. The updated kitchen offers white cabinetry, stainless steel appliances, granite countertops, a tiled backsplash, and a generous eat-in area-perfect for casual dining. All three bedrooms are generously sized with ample closet space and hardwood floors. The master bedroom includes a private bath with a walk-in shower. The finished basement adds incredible versatility, boasting a large recreation room and two bonus rooms ideal for guest space, a home office, playroom, or hobbies, plus a third full bath with a walk-in shower. You'll also find a spacious laundry room with cabinetry, countertop space, and a utility sink. Enjoy effortless outdoor entertaining on the maintenance-free deck overlooking mature landscaping in the fully fenced backyard. The 2-car garage features an epoxy floor for a clean, polished look.Updates include: New roof, siding, and gutters (2019) A new furnace (2020). Conveniently located near I-90, the Metra train, shopping, dining, and beautiful Lords Park. Truly move-in ready and enjoy!
Last Agent to Sell the Property
Charles Rutenberg Realty of IL License #475139750 Listed on: 07/30/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,288
Year Built
- Built in 1976
Lot Details
- 9,043 Sq Ft Lot
- Lot Dimensions are 77x123x27x123
- Cul-De-Sac
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Ranch Style House
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,493 Sq Ft Home
- Ceiling Fan
- Electric Fireplace
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Recreation Room
- Bonus Room
- Play Room
- Storage Room
Kitchen
- Range with Range Hood
- Microwave
- Dishwasher
- Stainless Steel Appliances
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 3 Full Bathrooms
Laundry
- Laundry Room
- Sink Near Laundry
- Gas Dryer Hookup
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Schools
- Elgin High School
Utilities
- Central Air
- Humidifier
- Heating System Uses Natural Gas
- 100 Amp Service
- Gas Water Heater
Additional Features
- Deck
- Property is near park
Community Details
- Lords Park Manor Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 30, 2025
Closed on
Sep 26, 2025
Sold by
Graham Diane L
Bought by
Aagesen Christina M
Seller's Agent
Karen Deliberto
Charles Rutenberg Realty of IL
Buyer's Agent
Tracey Larsen
Coldwell Banker Realty
List Price
$389,000
Sold Price
$389,000
Views
107
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,138
Avg. Annual Appreciation
2.33%
Original Mortgage
$272,300
Outstanding Balance
$271,070
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$122,068
Purchase Details
Closed on
May 16, 2019
Sold by
Dering Denise A
Bought by
Graham Dinae L
Purchase Details
Closed on
Apr 22, 2015
Sold by
Graham Diane L
Bought by
Graham Diane L and Dering Denise A
Purchase Details
Closed on
Apr 14, 2003
Sold by
Graham Randolph W and Graham Diane L
Bought by
Graham Diane L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,000
Interest Rate
5.3%
Mortgage Type
Unknown
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $389,000 | None Listed On Document | |
| Quit Claim Deed | -- | Attorney | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $272,300 | New Conventional | |
| Previous Owner | $116,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/01/2025 10/01/25 | Sold | $389,000 | 0.0% | $261 / Sq Ft |
| 08/05/2025 08/05/25 | Pending | -- | -- | -- |
| 07/30/2025 07/30/25 | For Sale | $389,000 | 0.0% | $261 / Sq Ft |
| 07/30/2025 07/30/25 | Price Changed | $389,000 | -- | $261 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,288 | $31,000 | $6,300 | $24,700 |
| 2024 | $5,288 | $25,000 | $5,850 | $19,150 |
| 2023 | $5,080 | $25,000 | $5,850 | $19,150 |
| 2022 | $5,080 | $25,000 | $5,850 | $19,150 |
| 2021 | $4,711 | $17,669 | $4,725 | $12,944 |
| 2020 | $4,775 | $17,669 | $4,725 | $12,944 |
| 2019 | $4,824 | $19,853 | $4,725 | $15,128 |
| 2018 | $4,541 | $17,487 | $4,050 | $13,437 |
| 2017 | $4,551 | $17,487 | $4,050 | $13,437 |
| 2016 | $4,937 | $18,702 | $4,050 | $14,652 |
| 2015 | $5,225 | $17,496 | $3,600 | $13,896 |
| 2014 | $5,080 | $17,496 | $3,600 | $13,896 |
| 2013 | -- | $17,496 | $3,600 | $13,896 |
Source: Public Records
Agents Affiliated with this Home
-
Karen Deliberto
-
Tracey Larsen
Buyer's Agent in 2025
Tracey Larsen
Coldwell Banker Realty
(847) 533-8708
1 in this area
248 Total Sales
-
Graham Mcdonald
G
Buyer Co-Listing Agent in 2025
Graham Mcdonald
Coldwell Banker Realty
(847) 269-6409
1 in this area
100 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12407995
APN: 06-07-121-011-0000
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
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