$143,000
SOLD JAN 29, 2016

103 Bud Dr Howes Cave, NY 12092

3 Beds
1.5 Baths
1,120 Sq Ft
1 Acres

Recently Sold

$128 Per Sq Ft

10% Below List Price

139 Days on Market

Highlights

  • 1 Acre Lot
  • Raised Ranch Architecture
  • No HOA
  • Deck
  • 1 Fireplace
  • Double Oven

About This Home

As of January 2016

This Raised Ranch has a spacious floor plan offering 3 bedrooms, 1.5 baths total with the finished lower level. Views with gorgeous sunsets. 5 minutes to I-88 for work. 2 bay garage/workshop plus 1 car garage attached. Slate & wood flooring, double sided fireplace, additional wood boiler for cost efficient heating. Excellent Condition

Last Agent to Sell the Property

Marie Stuber

Century 21 Rural Estates Listed on: 07/16/2015

Last Buyer's Agent

Paula Anne Ross

Re/Max Premier

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,584

Year Built

  • Built in 1970

Lot Details

  • 1 Acre Lot
  • Level Lot

Parking

  • 4 Car Garage
  • Off-Street Parking

Home Design

  • Raised Ranch Architecture
  • Metal Roof
  • Aluminum Siding
  • Asphalt

Interior Spaces

  • 1,120 Sq Ft Home
  • 1 Fireplace
  • Ceramic Tile Flooring
  • Pull Down Stairs to Attic

Kitchen

  • Eat-In Kitchen
  • Double Oven
  • Cooktop
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Deck

Utilities

  • No Cooling
  • Heating System Uses Oil
  • Heating System Uses Wood
  • Hot Water Heating System
  • Drilled Well
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 22 / 7
  • Assessor Parcel Number 434289 47-7-22

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,584

Year Built

Built in 1970

Lot Details

0

Parking

4

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1970
  • Directions: Rt 7 From exit 23 off I-88 to Rt 7. Take left Smith Rd to Bud Dr. Home on corner.
  • Above Grade Finished Sq Ft: 1120.0
  • Architectural Style: Raised Ranch
  • Financial Details General Taxes: 1397.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 2187.0
  • School Taxes Description: Actual
  • Lot Size Acres: 1.0
  • New Construction: No
  • Parking Features Parking Total: 4.0
  • Possession Possession Legacy: at closing
  • Sale Detail Seller Contribution: No
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Flooring:Ceramic Tile: Yes
  • Architectural Style:Raised Ranch: Yes
  • Laundry Features:In Basement: Yes
  • Special Features: None

Interior Features

  • Flooring: Ceramic Tile
  • Basement: Finished, Full
  • Interior Amenities: High Speed Internet, Eat-in Kitchen
  • Appliances: Cooktop, Dishwasher, Double Oven, Dryer, Refrigerator, Washer
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Living Area: 1120.0
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Appliances:Cooktop: Yes
  • Attic Features:Pull-Down: Yes
  • Appliances:Double Oven: Yes

Exterior Features

  • Roof: Metal, Asphalt
  • Construction Type: Aluminum Siding
  • Patio And Porch Features: Deck
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Sloped: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Lot Features:Level: Yes

Garage/Parking

  • Garage Spaces: 4.0
  • Parking Features: Off Street, Attached, Detached
  • Attached Garage: Yes
  • Total Parking Spaces: 4.0
  • Property Detail:Garage Spaces: 4.0
  • Parking Features:Off Street: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Detached: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Septic Tank
  • Cooling: None
  • Heating: Hot Water, Oil, Wood
  • Laundry Features: In Basement
  • Water Source: Drilled Well
  • Cooling Y N: No
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Oil: Yes
  • Heating:Hot Water: Yes
  • Heating:Wood3: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schoharie

Lot Info

  • Lot Features: Level, Sloped
  • Parcel #: 434289 47-7-22
  • Lot Size Sq Ft: 43560.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3584.0
  • Tax Block: 7
  • Tax Lot: 22
  • Tax Tract: 47

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 16, 2015
Closed on
Jan 29, 2016
Sold by
Spaulding Joseph
Bought by
Steidle Kevin
Seller's Agent
Marie Stuber
Century 21 Rural Estates
Buyer's Agent
Paula Anne Ross
Re/Max Premier
List Price
$159,000
Sold Price
$143,000
Premium/Discount to List
-$16,000
-10.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.85%
Original Mortgage
$140,409
Outstanding Balance
$115,291
Interest Rate
4.5%
Mortgage Type
FHA
Estimated Equity
$108,900

Purchase Details

Closed on
Nov 26, 2009
Sold by
Roach James
Bought by
Spaulding Joseph

Purchase Details

Closed on
Aug 18, 2007
Sold by
Saez Brian J
Bought by
Roach James

Purchase Details

Closed on
Aug 24, 2005
Sold by
Brierton Harry
Bought by
Saez Brian

Purchase Details

Closed on
Feb 5, 1999
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $135,000 Rebecca Hout
Deed $125,500 Michael West
Deed $138,500 Michael Shultes
Deed $65,000 Roger Mallery
Deed $1,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $140,409 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/29/2025 07/29/25 Pending -- -- --
07/22/2025 07/22/25 For Sale $199,900 +39.8% $116 / Sq Ft
01/29/2016 01/29/16 Sold $143,000 -4.6% $128 / Sq Ft
12/01/2015 12/01/15 Pending -- -- --
08/19/2015 08/19/15 Price Changed $149,900 -6.3% $134 / Sq Ft
07/29/2015 07/29/15 Price Changed $159,900 +0.6% $143 / Sq Ft
07/15/2015 07/15/15 For Sale $159,000 -- $142 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,589 $117,000 $10,000 $107,000
2023 $4,528 $117,000 $8,800 $108,200
2022 $4,540 $117,000 $8,800 $108,200
2021 $4,597 $117,000 $8,800 $108,200
2020 $4,659 $117,000 $8,800 $108,200
2019 $3,733 $117,000 $8,800 $108,200
2018 $3,733 $94,000 $8,800 $85,200
2017 $3,724 $94,000 $8,800 $85,200
2016 $3,765 $94,000 $8,800 $85,200
2015 -- $94,000 $8,800 $85,200
2014 -- $94,000 $8,800 $85,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 201515465

Global MLS

APN: 434289-047-000-0007-022-000-0000