$321,575
SOLD OCT 10, 2025

103 Chambray Dr Owens Cross Roads, AL 35763

3 Beds
2 Baths
1,687 Sq Ft
0.5 Acres

Recently Sold

$191 Per Sq Ft

1% Below List Price

70 Days on Market

Highlights

  • Vaulted Ceiling
  • Great Room
  • Breakfast Room
  • 1 Fireplace
  • No HOA
  • 4 Car Garage

About This Home

As of October 2025

Beautiful 3 Bed, 2 Bath home on a spacious 1/2 acre lot. The living room features vaulted ceilings and a cozy fireplace, while tray ceilings add elegance to the primary bedroom and dining room. Enjoy new laminate flooring throughout the main living areas and bedrooms. The kitchen features ample cabinet storage, a convenient pantry, and opens to the breakfast nook, where a charming bay window overlooks the backyard. The primary suite has a walk-in closet and a private bathroom with double vanity. The large, fenced backyard is perfect for relaxing or entertaining. Includes a 2 Car attached garage plus a detached garage/workshop. Well-maintained and move-in ready!

Last Agent to Sell the Property

Sid Pugh

RE/MAX Alliance License #19874 Listed on: 08/01/2025

RE/MAX Alliance

Last Buyer's Agent

Brandi Copeland

KW Huntsville Keller Williams License #103386

KW Huntsville Keller Williams

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $713

Year Built

  • Built in 2001

Home Design

  • Slab Foundation
  • Three Sided Brick Exterior Elevation

Interior Spaces

  • 1,687 Sq Ft Home
  • Property has 1 Level
  • Vaulted Ceiling
  • 1 Fireplace
  • Great Room
  • Dining Room
  • Utility Room
  • Breakfast Room

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Parking

  • 4 Car Garage
  • Side Facing Garage
  • Driveway

Schools

  • Madison County Elementary School
  • Madison County High School

Additional Features

  • Patio
  • 0.5 Acre Lot
  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Chambray Estates Subdivision

Listing and Financial Details

  • Tax Lot 2
  • Assessor Parcel Number 2301110000003.039

Home Details

Home Type

Single Family

Est. Annual Taxes

$713

Year Built

Built in 2001

Lot Details

0

Listing Details

  • Living Area: 1687
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.5
  • Subdivision Name: Chambray Estates
  • Architectural Style: Ranch/1 Story
  • New Construction: No
  • Property Attached Yn: No
  • Year Built: 2001
  • Special Features: VirtualTour

Interior Features

  • Total Bedrooms: 3
  • Levels: One
  • Full Bathrooms: 2
  • Fireplace Features: One
  • Fireplaces: 1
  • Fireplace: Yes
  • Dining Room Type: Master Bedroom, Bedroom 2, Dining Room, Bedroom 3, Kitchen, Breakfast, Great Room, Utility Room

Exterior Features

  • Construction Type: ¾ Brick, Fiber Cement
  • Exterior Features: Curb/Gutters, Drive-Concrete, Sidewalk
  • Foundation Details: Slab
  • Patio And Porch Features: Patio

Garage/Parking

  • Parking Features: Garage-Attached, Garage-Detached, Garage Faces Side, Garage-Four Car, Driveway-Concrete

Utilities

  • Heating: Central 1
  • Cooling: Central 1
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Curbs
  • Association: No

Schools

  • Middle Or Junior School: Madison County

Lot Info

  • Parcel Number: 2301110000003.039
  • Lot Size Sq Ft: 21780

Green Features

Tax Info

  • Tax Lot: 2

MLS Schools

  • Elementary School: Madison County
  • High School: Madison County

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 1, 2025
Closed on
Oct 10, 2025
Sold by
Landers Kimberly S
Bought by
Wolf Gary
Seller's Agent
Sid Pugh
RE/MAX Alliance
Buyer's Agent
Brandi Copeland
KW Huntsville Keller Williams
List Price
$325,000
Sold Price
$321,575
Premium/Discount to List
-$3,425
-1.05%
Views
1181

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.75%
Original Mortgage
$315,749
Outstanding Balance
$315,467
Interest Rate
6.56%
Mortgage Type
FHA
Estimated Equity
$6,778

Purchase Details

Closed on
May 31, 2005
Sold by
King Kevin
Bought by
Landers David R and Landers Kimberly S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,200
Interest Rate
5.74%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $321,575 None Listed On Document
Survivorship Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $315,749 FHA
Previous Owner $103,200 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/10/2025 10/10/25 Sold $321,575 -1.1% $191 / Sq Ft
08/01/2025 08/01/25 For Sale $325,000 -- $193 / Sq Ft
Source: ValleyMLS.com

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $713 $21,000 $1,900 $19,100
2024 $713 $20,100 $1,900 $18,200
2023 $680 $19,400 $1,900 $17,500
2022 $614 $18,280 $1,900 $16,380
2021 $551 $16,560 $1,900 $14,660
2020 $521 $15,730 $1,890 $13,840
2019 $502 $15,200 $1,890 $13,310
2018 $499 $15,140 $0 $0
2017 $499 $15,140 $0 $0
2016 $499 $15,140 $0 $0
2015 $499 $15,140 $0 $0
2014 $513 $15,520 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ValleyMLS.com

MLS Number: 21895675

ValleyMLS.com

APN: 23-01-11-0-000-003.039