$619,900

Estimated payment $3,641/month

Total Views 13,494
3 Beds
2.5 Baths
2,386 Sq Ft
$260 Price per Sq Ft

Highlights

  • Hot Property
  • Golf Course Community
  • 0.72 Acre Lot
  • Graysville Elementary School Rated A-
  • Gated with Attendant
  • Mountain View

About This Home

Experience luxury and comfort at 103 Circle Stone Drive — where elegance meets everyday living. Perched atop the highest lot in Windstone, this stunning 3-bed, 2.5-bath home sits on a private 3/4 acre lot, offering peace and privacy just minutes from I-75 and Chattanooga. Inside, a gourmet kitchen steals the show with new quartz countertops, luxury finishes, and custom tile-wrapping that create a one-of-a-kind specialized designer feel. The open layout flows effortlessly into spacious living areas with fresh paint throughout, cathedral and double tray ceilings with recessed, smart lighting, and an inviting owner's suite featuring an oversized spa-like jacuzzi bath and walk-in shower. Outside, enjoy a peaceful backyard, private deck, and large circular driveway leading to an oversized garage with room for multiple cars and more. Modern updates, timeless craftsmanship, and an unmatched setting make this home truly stand apart.

Listing Agent

Caleb Parker

Nu Vision Realty License #TN355699 Listed on: 11/04/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,683

Year Built

  • Built in 1998 | Remodeled

Lot Details

  • 0.72 Acre Lot
  • Lot Dimensions are 180x235x60x270
  • Property fronts a county road
  • Landscaped
  • Irrigation Equipment
  • Wooded Lot
  • Many Trees
  • Private Yard
  • Back Yard

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Side Facing Garage
  • Circular Driveway

Property Views

  • Mountain
  • Neighborhood

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof

Interior Spaces

  • 2,386 Sq Ft Home
  • 1-Story Property
  • Bar
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Stone Fireplace
  • Family Room with Fireplace
  • Living Room with Fireplace
  • Sitting Room
  • Dining Room with Fireplace
  • Formal Dining Room

Kitchen

  • Oven
  • Gas Range
  • Dishwasher
  • Kitchen Island
  • Stone Countertops
  • Fireplace in Kitchen

Flooring

  • Wood
  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Soaking Tub
  • Spa Bath

Laundry

  • Laundry on main level
  • Laundry in Bathroom
  • Washer and Electric Dryer Hookup

Attic

  • Attic Floors
  • Storage In Attic
  • Walk-In Attic
  • Attic Ventilator

Home Security

  • Smart Lights or Controls
  • Security Gate
  • Smart Home
  • Smart Thermostat

Accessible Home Design

  • Accessible Full Bathroom
  • Accessible Bedroom
  • Accessible Kitchen
  • Kitchen Appliances
  • Accessible Hallway
  • Accessible Closets
  • Accessible Washer and Dryer
  • Enhanced Accessible Features
  • Accessible Entrance

Schools

  • Graysville Elementary School
  • Ringgold Middle School
  • Ringgold High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Gas Available
  • Gas Water Heater
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Covered Patio or Porch
  • Property is near a golf course

Listing and Financial Details

  • Assessor Parcel Number 0049c-085

Community Details

Overview

  • Property has a Home Owners Association
  • Pond in Community
  • Pond Year Round

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Park

Security

  • Gated with Attendant
  • 24 Hour Access

Additional Features

  • Clubhouse
  • Security

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,683

Year Built

Built in 1998 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.72
  • Lot Size: 180x235x60x270
  • Road Frontage Type: County Road, Interstate Access Within 5 Miles
  • Road Surface Type: Asphalt
  • Subdivision Name: None
  • Directions: Hwy. 41 to Ringgold, Turn right onto Ooltewah-Ringgold Rd. Turn left into Windstone neighborhood on Windstone Drive. Stay on Windstone Drive until you reach Circle Stone Drive and turn right. Home on left. Sign in the yard.
  • Above Grade Finished Sq Ft: 2778.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 2386.0
  • New Construction: No
  • Year Built: 1998
  • Location Tax and Legal Parcel Number2: 0049c-085
  • Location Tax and Legal Elementary School: Graysville Elementary School
  • Location Tax and Legal Middle Or Junior School2: Ringgold Middle
  • Location Tax and Legal High School: Ringgold High School
  • Location Tax and Legal:Tax Annual Amount: 4682.72
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 2778.0
  • General Property Information Enhanced Accessible2: Yes
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.72
  • General Property Information Lot Size Square Feet2: 31363.2
  • General Property Information Lot Size Dimensions: 180x235x60x270
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Experience luxury and comfort at 103 Circle Stone Drive — where elegance meets everyday living. Perched atop the highest lot in Windstone, this stunning 3-bed, 2.5-bath home sits on a private 3/4 acre lot, offering peace and privacy just minutes from I-75 and Chattanooga. Inside, a gourmet kitchen steals the show with new quartz countertops, luxury finishes, and custom tile-wrapping that create a one-of-a-kind specialized designer feel. The open layout flows effortlessly into spacious living areas with fresh paint throughout, cathedral and double tray ceilings with recessed, smart lighting, and an inviting owner's suite featuring an oversized spa-like jacuzzi bath and walk-in shower. Outside, enjoy a peaceful backyard, private deck, and large circular driveway leading to an oversized garage with room for multiple cars and more. Modern updates, timeless craftsmanship, and an unmatched setting make this home truly stand apart.
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Foundation Details Block2: Yes
  • Levels:One: Yes
  • View:Mountain(s): Yes
  • Interior Features Separate Dining Room: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Flooring Luxury Vinyl: Yes
  • Interior Features Sitting Area: Yes
  • Laundry Features:Main Level: Yes
  • Utilities:Natural Gas Connected: Yes
  • Community Features Pond3: Yes
  • Utilities:Cable Connected: Yes
  • Road Frontage Type County Road: Yes
  • Utilities:Phone Connected: Yes
  • Security Features Security Guard: Yes
  • Association Amenities Playground3: Yes
  • Association Amenities Gated3: Yes
  • Association Amenities Tennis Court(s)4: Yes
  • Association Amenities Landscaping2: Yes
  • Security Features Security Gate: Yes
  • Other Equipment Irrigation Equipment: Yes
  • Association Amenities Golf Course3: Yes
  • Attic Features Exhaust Fan4: Yes
  • View:Neighborhood: Yes
  • Accessibility Features:Accessible Hallway(s): Yes
  • Association Amenities Security6: Yes
  • Security Features Gated with Guard: Yes
  • Security Features 24 Hour Security: Yes
  • Special Features: None

Interior Features

  • Spa Features: Bath
  • Private Spa: No
  • Appliances: Oven, Gas Water Heater, Gas Range, Dishwasher
  • Other Equipment: Irrigation Equipment
  • Accessibility Features: Accessible Bedroom, Accessible Central Living Area, Accessible Closets, Accessible Entrance, Accessible Full Bath, Accessible Hallway(s), Accessible Kitchen, Accessible Kitchen Appliances, Accessible Washer/Dryer
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Dining Room, Family Room, Kitchen, Living Room, Stone
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood, Luxury Vinyl, Tile
  • Interior Amenities: Bar, Cathedral Ceiling(s), Ceiling Fan(s), Crown Molding, High Ceilings, High Speed Internet, Kitchen Island, Pantry, Recessed Lighting, Separate Dining Room, Sitting Area, Smart Home, Smart Light(s), Smart Thermostat, Soaking Tub, Stone Counters, Other
  • Appliances Dishwasher: Yes
  • Community Features:Clubhouse: Yes
  • Community Features:Playground: Yes
  • Attic Features:Storage Only: Yes
  • Appliances:Gas Water Heater: Yes
  • Attic Features:Walk-In Attic: Yes
  • Community Features:Tennis Court(s): Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Pantry: Yes
  • Appliances:Gas Range: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Family Room2: Yes
  • Interior Features:High Ceilings: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Crown Molding: Yes
  • Security Features:Gated Community: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Soaking Tub: Yes
  • Fireplace Features:Dining Room2: Yes
  • Fireplace Features:Kitchen2: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Kitchen Island: Yes
  • Community Features:Gated: Yes
  • Community Features:Pool: Yes
  • Appliances:Oven: Yes
  • Laundry Features:In Bathroom: Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Smart Home: Yes
  • Community Features:Golf: Yes
  • Interior Features:Smart Thermostat: Yes
  • Community Features:Park: Yes
  • InteriorFeatures:Bar: Yes
  • Interior Features:Stone Counters: Yes
  • Attic Features:Floored: Yes
  • Fireplace Features:Stone3: Yes
  • Interior Features:Smart Light(s)2: Yes
  • Spa Features:Bath: Yes

Exterior Features

  • Lot Features: Back Yard, Many Trees, Near Golf Course, Private, Views, Wooded
  • Pool Features: None
  • View: Mountain(s), Neighborhood
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick
  • Exterior Features: Private Yard, Smart Light(s)
  • Foundation Details: Block
  • Other Structures: None
  • Patio And Porch Features: Porch - Covered
  • Property Condition: Updated/Remodeled
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Wooded: Yes
  • Lot Features:Back Yard2: Yes
  • Accessibility Features:Accessible Central Living Area: Yes
  • Accessibility Features:Accessible WasherDryer: Yes
  • Lot Features:Private: Yes
  • Accessibility Features:Accessible Full Bath: Yes
  • Lot Features:Many Trees: Yes
  • Lot Features:Views: Yes
  • Lot Features:Near Golf Course: Yes
  • Accessibility Features:Accessible Bedroom: Yes
  • Accessibility Features:Accessible Closets: Yes
  • Accessibility Features:Accessible Entrance: Yes
  • Accessibility Features:Accessible Kitchen: Yes
  • Exterior Features:Smart Light(s): Yes
  • Accessibility Features:Accessible Kitchen Appliances: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Circular Driveway, Concrete, Garage Faces Side
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Faces Side: Yes
  • Parking Features:Concrete3: Yes
  • Parking Features:Circular Driveway: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, In Bathroom, Main Level, Washer Hookup
  • Security: 24 Hour Security, Gated Community, Gated with Guard, Security Gate, Security Guard
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Phone Connected, Water Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Community Features: Clubhouse, Gated, Golf, Park, Playground, Pool, Tennis Court(s), Pond
  • Senior Community: No
  • Amenities: Clubhouse, Gated, Golf Course, Landscaping, Playground, Pond Year Round, Pool, Security, Tennis Court(s)
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee Frequency: Monthly
  • Association Amenities:Clubhouse2: Yes
  • Association Amenities:Pool3: Yes
  • Association Amenities:Pond Year Round: Yes

Schools

  • Elementary School: Graysville Elementary School
  • High School: Ringgold High School
  • Middle Or Junior School: Ringgold Middle

Lot Info

  • Lot Size Sq Ft: 31363.2
  • Additional Parcels: No
  • Parcel #: 0049c-085

Tax Info

  • Tax Annual Amount: 4682.72

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,040 $236,298 $16,000 $220,298
2023 $4,030 $180,011 $16,000 $164,011
2022 $3,057 $136,546 $16,000 $120,546
2021 $2,857 $136,546 $16,000 $120,546
2020 $2,785 $120,365 $16,000 $104,365
2019 $2,815 $120,365 $16,000 $104,365
2018 $2,949 $119,365 $15,000 $104,365
2017 $2,868 $116,069 $15,000 $101,069
2016 $2,807 $108,024 $15,000 $93,024
2015 -- $104,350 $15,000 $89,350
2014 -- $93,915 $13,500 $80,415
2013 -- $93,915 $13,500 $80,415
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/04/2025 11/04/25 For Sale $619,900 +96.8% $260 / Sq Ft
07/10/2015 07/10/15 Sold $315,000 -4.5% $137 / Sq Ft View Prior Sale
05/15/2015 05/15/15 Pending -- -- --
04/19/2015 04/19/15 For Sale $329,900 -- $143 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $315,000 --
Deed $283,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $325,395 VA
Source: Public Records

About the Listing Agent

Caleb Parker

Nu Vision Realty

(706) 600-3277

Section Image

Hi, I’m Caleb Parker — your local real estate guide with a passion for helping people move confidently into the next chapter of their lives. I believe buying or selling a home shouldn’t feel stressful; it should feel exciting (and maybe even a little fun). With a mix of local market expertise, clear communication, and a sense of humor to keep things grounded, I make sure my clients always feel informed and supported every step of the way.

Whether you’re finding your first home, selling

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Source: Greater Chattanooga REALTORS®

MLS Number: 1523404

Greater Chattanooga REALTORS®

APN: 0049C-085