$1,900,000
SOLD NOV 17, 2025

103 Creekside Ln Cape Charles, VA 23310

5 Beds
6 Baths
5,100 Sq Ft
2.2 Acres

Recently Sold

$373 Per Sq Ft

5% Below List Price

178 Days on Market

Highlights

  • Water Views
  • Home fronts a creek
  • 2.2 Acre Lot
  • Spa
  • Multiple Garages
  • Wood Flooring

About This Home

As of November 2025

Extraordinary waterfront dream home on Plantation Creek, where every detail is crafted to highlight breathtaking water views from almost every room. The inviting four-season room offers a perfect retreat to soak in the tranquility and watch vibrant local wildlife. Experience the joy of entertaining with the oversized kitchen island, designer lighting, custom window treatments, custom closets, RO water system, outdoor fire pit, brand new hot tub, whole house air cleaner, and new cozy fireplace. A heated breezeway provides effortless access between the main home and garage. Enjoy the added bonus of a separate living area above the garage and a full house generator for unwavering peace of mind. Contact the listing agent today for a complete list of amenities and upgrades.

Last Agent to Sell the Property

Natalie Smith

BAY CREEK REALTY Brokerage Phone: 7573318742 License #0225268118 Listed on: 03/15/2025

Last Buyer's Agent

None/Non-Member/Out Of Area Agent

None/Non-Member/Out of Area

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,341

Year Built

  • Built in 2017

Lot Details

  • 2.2 Acre Lot
  • Home fronts a creek

HOA Fees

  • $173 Monthly HOA Fees

Home Design

  • Farmhouse Style Home
  • Brick Exterior Construction
  • Slab Foundation
  • Composition Roof
  • HardiePlank Type

Interior Spaces

  • 5,100 Sq Ft Home
  • 1-Story Property
  • Sheet Rock Walls or Ceilings
  • 1 Fireplace
  • Double Pane Windows
  • Window Treatments
  • Dining Room
  • Water Views

Kitchen

  • Breakfast Area or Nook
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Home Security

  • Burglar Security System
  • Fire and Smoke Detector

Parking

  • Attached Garage
  • Multiple Garages

Accessible Home Design

  • Level Entry For Accessibility

Outdoor Features

  • Spa
  • Exterior Lighting

Utilities

  • Central Air
  • Heat Pump System
  • Gas Water Heater
  • Water Conditioner

Community Details

  • Bay Creek Association
  • Bay Creek Plantation Pointe Subdivision

Listing and Financial Details

  • Tax Lot 30/31
  • $1,801,600 per year additional tax assessments

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,341

Year Built

Built in 2017

Lot Details

0

HOA Fees

$173 per month

Listing Details

  • Property Sub Type: Farm,Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 2.2
  • Lot Size: 2.2
  • Water Body Name: Plantation Creek
  • Subdivision Name: Bay Creek - Plantation Pointe
  • Directions: Cassatt Parkway to Entrance of Bay Creek, Left on Palmer Drive, Right on Creekside, house will be on the left
  • Architectural Style: Farmhouse
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2017
  • Kitchen Level: First
  • RoomBedroom1Level: First
  • Special Features: None
  • Stories: 1

Interior Features

  • Spa Features: Private
  • Private Spa: Yes
  • Appliances: Gas Water Heater, Range, Microwave, Dishwasher, Disposal, Refrigerator, Water Conditioner, Washer, Dryer
  • Full Bathrooms: 4
  • Half Bathrooms: 2
  • Total Bedrooms: 5
  • Entry Location: First
  • Fireplace Features: One Fireplace
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Tile, Hardwood
  • Interior Amenities: Walk-In Closet(s), 1st Floor Bedroom, Dining Room
  • Living Area: 5100
  • Window Features: Window Treatments, Double Pane Windows
  • Room Bedroom2 Level: First
  • Room Bedroom4 Area: 132
  • Dining Room Features: Breakfast Area, Dining Room
  • Room Bedroom4 Level: First
  • Living Room Living Room Level: First
  • Room Family Room Level: First
  • Room Bedroom3 Area: 169
  • Room Bedroom2 Area: 156
  • Room Living Room Area: 306
  • Room Bedroom3 Level: First
  • Room Kitchen Area: 361
  • Dining Room Dining Room Level: First
  • Room Dining Room Area: 182
  • Room Family Room Area: 225

Exterior Features

  • Lot Features: 2-4.9 acres +/-
  • View: Water
  • View: Yes
  • Waterfront Features: Water Front, Creek Front, Waterfront
  • Waterfront: Yes
  • Disclosures: HOA Disclosure
  • Construction Type: HardiPlank Type, Brick, Sheetrock
  • Exterior Features: Lighting
  • Foundation Details: Slab
  • Property Condition: 5-15 yrs +/-
  • Roof: Composition

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Garage, Multi- Car, Attached

Utilities

  • Security: Burglar Alarm, Smoke Detector(s)
  • Cooling: Heat Pump, Central Air
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Community

Condo/Co-op/Association

  • Association Fee: 2076
  • Association Fee Frequency: Annually
  • Association Name: Bay Creek
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 95832
  • Farm Land Area Units: Square Feet

Tax Info

  • Tax Book Number: 220001045
  • Tax Lot: 30/31
  • Tax Map Number: 90-09-30
  • Tax Other Annual Assessment Amount: 1801600

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 30, 2021
Sold by
Cataldo Anthony R and Cataldo Susan M
Bought by
Harris William K and Harris Mary Ann
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,449,000 Attorney
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/17/2025 11/17/25 Sold $1,900,000 -2.6% $373 / Sq Ft
09/09/2025 09/09/25 Pending -- -- --
05/07/2025 05/07/25 Price Changed $1,950,000 -2.5% $382 / Sq Ft
03/15/2025 03/15/25 For Sale $1,999,999 -- $392 / Sq Ft
Source: Eastern Shore Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,341 $1,801,600 $636,400 $1,165,200
2023 $10,987 $1,445,700 $349,900 $1,095,800
2022 $10,987 $1,445,700 $349,900 $1,095,800
2021 $7,121 $852,800 $262,900 $589,900
2020 $7,121 $852,800 $262,900 $589,900
2019 $7,175 $864,400 $262,900 $601,500
2018 $7,175 $864,400 $262,900 $601,500
2017 $6,582 $864,400 $262,900 $601,500
Source: Public Records

Agents Affiliated with this Home

  • Natalie Smith

    Seller's Agent in 2025

    Natalie Smith

    BAY CREEK REALTY

    (757) 331-8620

    25 in this area

    27 Total Sales

    Natalie Smith
    Section Image

  • N

    Buyer's Agent in 2025

    None/Non-Member/Out Of Area Agent

    None/Non-Member/Out of Area

See All Agents

Map

Source: Eastern Shore Association of REALTORS®

MLS Number: 63975

APN: 90-9-30A

Virginia Northampton County Cape Charles 23310

103 Creekside Ln, Cape Charles, VA

Sold

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