$260,000

103 Cross St Chickamauga, GA 30707

Estimated payment $1,476/month

Total Views 1,103
3 Beds
2 Baths
1,635 Sq Ft
$159 Price per Sq Ft

Highlights

  • Very Popular Property
  • Home fronts a creek
  • RV or Boat Parking
  • Docks
  • Fishing
  • Creek or Stream View

About This Home

Well-maintained 3 BR/2BA home on the Chickamauga creek. Features large den with fireplace and waterview, screened porch, fenced back yard, 2 fireplaces, and a private dock. Roof, HVAC, windows, and water heater have all been replaced in the last 5 years. Brand new appliances, including gas stove. Move-in ready and beautifully updated! Convenient location; 10 minutes to Fort Oglethorpe, 25 minutes to downtown Chattanooga, 2 hours from Atlanta. Eligible for 100% USDA financing.

Listing Agent

Lacey Russell

DK Real Estate LLC License #TN333893 Listed on: 11/10/2025

DK Real Estate LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,274

Year Built

  • Built in 1957 | Remodeled

Lot Details

  • 0.65 Acre Lot
  • Lot Dimensions are 165x171
  • Home fronts a creek
  • Property fronts a county road
  • Chain Link Fence
  • Back Yard Fenced

Home Design

  • Block Foundation
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 1,635 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Self Contained Fireplace Unit Or Insert
  • Gas Log Fireplace
  • Vinyl Clad Windows
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Formal Dining Room
  • Den
  • Screened Porch
  • Storage
  • Creek or Stream Views

Kitchen

  • Gas Cooktop
  • Dishwasher

Flooring

  • Vinyl Plank
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • 2 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Parking

  • 1 Carport Space
  • Driveway
  • Paved Parking
  • Off-Street Parking
  • RV or Boat Parking

Outdoor Features

  • Docks
  • Deck
  • Fire Pit
  • Shed
  • Outbuilding
  • Rain Gutters

Schools

  • Cherokee Ridge Elementary School
  • Rossville Middle School
  • Ridgeland High School

Utilities

  • Dehumidifier
  • Central Heating
  • Gas Available
  • Water Heater
  • High Speed Internet
  • Phone Available

Listing and Financial Details

  • Assessor Parcel Number 0220 003

Community Details

Overview

  • No Home Owners Association
  • Fair Acres Subdivision

Recreation

  • Fishing

Security

  • Building Fire Alarm

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,274

Year Built

Built in 1957 | Remodeled

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.65
  • Lot Size: 165X171
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Subdivision Name: Fair Acres
  • Directions: Hwy 27 south bound, turn right on Park st, left at fourway stop, left onto cross st, home is on the right.
  • Above Grade Finished Sq Ft: 1635.0
  • Architectural Style: Ranch
  • Carport Y N: Yes
  • Garage Yn: No
  • Unit Levels: One and One Half
  • Living Area: 1635.0
  • New Construction: No
  • Building Stories: 1
  • Structure Type: House
  • Year Built: 1957
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 0220 003
  • Location Tax and Legal Elementary School: Cherokee Ridge Elementary
  • Location Tax and Legal Middle Or Junior School2: Rossville Middle
  • Location Tax and Legal High School: Ridgeland High School
  • Location Tax and Legal:Tax Annual Amount: 1274.0
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1635.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: Yes
  • General Property Information Lot Size Acres: 0.65
  • General Property Information Lot Size Square Feet2: 28314.0
  • General Property Information Lot Size Dimensions: 165X171
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • General Property Information Carport Spaces2: 1.0
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Room Types Bedroom Level: First
  • Foundation Details Block2: Yes
  • General Property Information Attached Carport YN2: No
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Room Types Primary Bathroom Level: First
  • Interior Features En Suite: Yes
  • Interior Features Separate Dining Room: Yes
  • General Property Information Stories2: 1
  • Fencing Back Yard: Yes
  • Other Structures:Shed(s): Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Architectural Style Ranch: Yes
  • Fencing:Partial2: Yes
  • Patio and Porch Features:Porch-Screened: Yes
  • Interior Features Split Bedrooms2: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Dining Room: Yes
  • Flooring:Vinyl: Yes
  • Room Types Den: Yes
  • Room Types Den Level: First
  • Other Equipment:Dehumidifier: Yes
  • Other Structures:Out Building: Yes
  • Levels:One and One Half: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Appliances Water Heater2: Yes
  • Utilities:Natural Gas Connected: Yes
  • Flooring Plank: Yes
  • Structure Type:House: Yes
  • Fencing:Chain Link: Yes
  • Road Frontage Type County Road: Yes
  • Laundry Features:Inside: Yes
  • Security Features:Fire Alarm: Yes
  • Exterior Features Dock2: Yes
  • View CreekStream2: Yes
  • Other Structures RVBoat Storage: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Spa Features: None
  • Private Spa: No
  • Appliances: Water Heater, Refrigerator, Gas Range, Gas Cooktop, Dishwasher, Cooktop
  • Other Equipment: Dehumidifier
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Family Room, Gas Log, Insert, Living Room, Wood Burning
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Plank, Vinyl
  • Interior Amenities: En Suite, High Speed Internet, Separate Dining Room, Split Bedrooms, Storage, Tub/shower Combo
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes
  • Appliances:Gas Range: Yes
  • Fireplace Features:Fireplaces Total: 2
  • Fireplace Features:Family Room2: Yes
  • Fireplace Features:Wood Burning: Yes
  • Appliances:Gas Cooktop: Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Storage2: Yes
  • Appliances:Cooktop: Yes
  • Community Features:Fishing: Yes
  • Fireplace Features:Insert: Yes

Exterior Features

  • Fencing: Back Yard, Chain Link, Partial
  • Lot Features: Back Yard, Views, Waterfront
  • Pool Features: None
  • View: Creek/Stream
  • View: Yes
  • Waterfront Features: Creek
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: Wood Siding
  • Exterior Features: Dock, Fire Pit, Rain Gutters, Storage
  • Foundation Details: Block
  • Other Structures: Outbuilding, RV/Boat Storage, Shed(s)
  • Patio And Porch Features: Covered, Deck, Front Porch, Porch - Covered, Porch - Screened, Rear Porch
  • Property Condition: Updated/Remodeled
  • Roof: Shingle
  • Patio And Porch Features:Deck: Yes
  • Window Features:Vinyl Frames: Yes
  • Patio And Porch Features:Covered: Yes
  • Construction Materials:Wood Siding: Yes
  • Exterior Features:Storage: Yes
  • Lot Features:Back Yard2: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Exterior Features:Rain Gutters: Yes
  • Lot Features:Views: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Exterior Features:Fire Pit: Yes
  • Waterfront Features:Creek: Yes
  • Lot Features:Waterfront2: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1.0
  • Parking Features: Driveway, Off Street, Paved
  • General Property Information:Garage YN: No
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street: Yes
  • Parking Features:Paved2: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Inside, Main Level, Washer Hookup
  • Security: Fire Alarm
  • Cooling: Ceiling Fan(s)
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Fishing
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Cherokee Ridge Elementary
  • High School: Ridgeland High School
  • Middle Or Junior School: Rossville Middle

Lot Info

  • Lot Size Sq Ft: 28314.0
  • Additional Parcels: No
  • Parcel #: 0220 003

Tax Info

  • Tax Annual Amount: 1274.0

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,496 $62,728 $6,000 $56,728
2023 $1,460 $59,780 $6,000 $53,780
2022 $1,374 $52,357 $6,000 $46,357
2021 $1,268 $43,157 $6,000 $37,157
2020 $1,082 $36,907 $6,000 $30,907
2019 $884 $29,839 $6,000 $23,839
2018 $993 $37,547 $13,708 $23,839
2017 $1,198 $37,547 $13,708 $23,839
2016 $935 $34,895 $11,056 $23,839
2015 $787 $27,241 $6,864 $20,377
2014 $702 $27,241 $6,864 $20,377
2013 -- $27,240 $6,864 $20,376
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/10/2025 11/10/25 For Sale $260,000 -- $159 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $86,520 --
Warranty Deed -- --
Deed $81,900 --
Deed $72,900 --
Deed $16,400 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $87,393 New Conventional
Source: Public Records

Source: Greater Chattanooga REALTORS®

MLS Number: 1523736

Greater Chattanooga REALTORS®

APN: 0220-003