NOT LISTED FOR SALE

103 Hidden Lake Dr Montross, VA 22520

Estimated Value: $346,000 - $440,218

3 Beds
3 Baths
3,524 Sq Ft
$108/Sq Ft Est. Value

Last Sold January 31, 2024

Last sale price $332,000 $94 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $2,264/month

30 Days on Market

Highlights

  • Boat Ramp
  • Home fronts navigable water
  • Fitness Center
  • Beach
  • Canoe or Kayak Water Access
  • Fishing Allowed

About This Home

As of January 2024

Looking for a home in a beautiful water oriented community? Look no further! This home has so much potential! 3 bedrooms and 2 full baths upstairs with 2 bonus rooms and another full bathroom downstairs. Plenty of space to spread out and have lots of family get togethers here. There is a large living room with a great deck and access to the eat in kitchen. 2 large secondary bedrooms share a hall bath. The primary bedroom has 2 large closets(one is a walk-in) and large windows that give you a peaceful view of the trees in the backyard. The full finished basement gives you an additional 1600 sq. ft. of livable space with a gas fireplace, 2 additional rooms and a room that was previously used as a rec room. Imagine it as a man cave or a in home gym or a playroom for the kids. There is access to the treed back yard through a sliding glass door.
The 2nd lot has a detached 2 car garage and a shed on it. The 3rd lot, if cleared has some great views of the lake and potential to access the small cove to use a kayak or paddleboard.
With a little TLC this house could be ready for all your family gatherings or potential to use as an Air BNB.
Right up the hill and to the left is the clubhouse with the pool, indoor gym, basketball courts, pavilion and soccer field. The Potomac is a short distance away with your own community beach. Come make 103 Hidden Lake Dr. your new home in a great community!
House is sold AS-IS. Home inspections are for informational purposes only.

Last Agent to Sell the Property

Kathi Boswell

King George Realty License #0225255053 Listed on: 10/29/2023

King George Realty

Last Buyer's Agent

Susan Johnson

CENTURY 21 New Millennium License #0225065990

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,332

Year Built

  • Built in 1995

Lot Details

  • 1.6 Acre Lot
  • Home fronts navigable water
  • Sloped Lot
  • Wooded Lot
  • Backs to Trees or Woods
  • Additional 2 lots. One has a 2 car detached garage with Electric. Map ID 23C 22. 2nd lot is wooded lakeview. Map ID 23C 23
  • Additional Land

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • 4 Driveway Spaces
  • Front Facing Garage

Property Views

  • Lake
  • Woods
  • Limited

Home Design

  • Raised Ranch Architecture
  • Slab Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 1 Level
  • Built-In Features
  • Ceiling Fan
  • Screen For Fireplace
  • Gas Fireplace
  • Combination Dining and Living Room
  • Attic

Kitchen

  • Eat-In Kitchen
  • Stove
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Electric Front Loading Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Natural lighting in basement

Accessible Home Design

  • Ramp on the main level

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Swimming Allowed
  • Deck
  • Shed
  • Porch

Schools

  • Washington District Elementary School

Utilities

  • Central Air
  • Heat Pump System
  • Heating System Powered By Leased Propane
  • Propane
  • Electric Water Heater
  • Septic Equal To The Number Of Bedrooms

Listing and Financial Details

  • Tax Lot 21
  • Assessor Parcel Number 23C 21

Community Details

Overview

  • $125 Recreation Fee
  • Stratford Harbour Property Owner's Association
  • Stratford Harbour Subdivision
  • Property Manager
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Boat Ramp
  • Beach
  • Community Basketball Court
  • Fitness Center
  • Community Pool
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,332

Year Built

Built in 1995

Lot Details

0

HOA Fees

$38 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Raised Ranch/Rambler
  • Accessibility Features: Ramp - Main Level
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2023-10-29
  • Federal Flood Zone: No
  • Year Built: 1995
  • Automatically Close On Close Date: Yes
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Dishwasher, Dryer - Electric, Dryer - Front Loading, Refrigerator, Stove, Washer, Water Heater
  • Flooring Type: Carpet, Hardwood, Luxury Vinyl Plank
  • Interior Amenities: Attic, Built-Ins, Ceiling Fan(s), Carpet, Kitchen - Eat-In, Combination Dining/Living, Primary Bath(s), Wood Floors, Walk-In Closet(s)
  • Fireplace Features: Gas/Propane, Screen
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Slab
  • Levels Count: 1
  • Basement: Yes
  • Basement Type: Daylight, Full, Walkout Level, Fully Finished
  • Laundry Type: Main Floor
  • Total Sq Ft: 3524
  • Living Area Sq Ft: 3524
  • Price Per Sq Ft: 180.70
  • Above Grade Finished Sq Ft: 1876
  • Below Grade Finished Sq Ft: 1648
  • Total Below Grade Sq Ft: 1648
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 103

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s), Shed
  • Construction Materials: Vinyl Siding
  • Road Surface Type: Paved
  • Roof: Shingle
  • Spa: No
  • View: Lake, Limited, Trees/Woods
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Potomac River and Stratford Harbour Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Driveway, Detached Garage
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric, Propane - Leased
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic = # Of Br
  • Utilities: Electric Available, Propane
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 450.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Club House, Exercise Room, Lake, Pool - Outdoor, Basketball Courts
  • HOA Name: STRATFORD HARBOUR PROPERTY OWNER'S ASSOCIATION
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: 125.00
  • Association Recreation Fee: Yes

Schools

  • School District: WESTMORELAND COUNTY PUBLIC SCHOOLS
  • Elementary School: WASHINGTON DISTRICT
  • Elementary School Source: Listing Agent
  • School District Key: 121137398432
  • School District Source: Listing Agent
  • Elementary School: WASHINGTON DISTRICT

Lot Info

  • Horses: No
  • Additional Parcels Description: Additional 2 lots. One has a 2 car detached garage with Electric. Map ID 23C 22. 2nd lot is wooded lakeview. Map ID 23C 23
  • Land Use Code: 006
  • Lot Features: Additional Lot(s), Backs To Trees, Trees/Wooded, Sloping
  • Lot Size Acres: 1.60
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 69696.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Year Assessed: 2022
  • Zoning: R
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 1332.00
  • Assessor Parcel Number: 23C 21
  • Tax Lot: 21
  • County Tax Payment Frequency: Annually
  • Tax Year: 2017
  • Close Date: 01/31/2024

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 29, 2023
Closed on
Jan 29, 2024
Sold by
Jackson Dawn R and Tate William Roderick
Bought by
Long Cheryl Louise and Long Weldon Guy
Seller's Agent
Kathi Boswell
King George Realty
Buyer's Agent
Susan Johnson
CENTURY 21 New Millennium
List Price
$339,000
Sold Price
$332,000
Premium/Discount to List
-$7,000
-2.06%
Views
96
Current Estimated Value
$380,805

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$48,805
Avg. Annual Appreciation
10.27%
Original Mortgage
$332,000
Outstanding Balance
$327,745
Interest Rate
6.62%
Mortgage Type
VA
Estimated Equity
$58,929
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Long Cheryl Louise $332,000 Old Republic National Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Long Cheryl Louise $332,000
Previous Owner Tate William W $87,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/31/2024 01/31/24 Sold $332,000 -2.1% $94 / Sq Ft
10/29/2023 10/29/23 For Sale $339,000 -- $96 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,808 $265,900 $26,800 $239,100
2023 $1,649 $265,900 $26,800 $239,100
2022 $1,649 $265,900 $26,800 $239,100
2021 $1,633 $214,900 $26,800 $188,100
2020 $1,633 $214,900 $26,800 $188,100
2019 $1,397 $214,900 $26,800 $188,100
2018 $1,311 $214,900 $26,800 $188,100
2017 -- $214,900 $26,800 $188,100
2016 $1,289 $214,900 $26,800 $188,100
2015 -- $228,100 $26,800 $201,300
2014 -- $0 $0 $0
2013 -- $228,100 $26,800 $201,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAWE2005322

Bright MLS

APN: 23C-21