$275,000
SOLD AUG 13, 2025

103 Jasons Ridge Smithsburg, MD 21783

3 Beds
2.5 Baths
1,920 Sq Ft
$82/mo HOA Fee

Recently Sold

$143 Per Sq Ft

8% Below List Price

63 Days on Market

Highlights

  • Open Floorplan
  • Colonial Architecture
  • Vaulted Ceiling
  • Smithsburg Middle School Rated A-
  • Deck
  • Garden View

About This Home

As of August 2025

Welcome to 103 Jason’s Ridge, a fabulous townhome nestled in the desirable Whispering Ridge community. This beautifully maintained home features luxury vinyl plank flooring throughout and offers a spacious layout ideal for comfortable living and entertaining. The inviting living and dining rooms provide the perfect setting for gatherings with family and friends. The eat-in kitchen is equipped with ample cabinetry, sleek stainless steel appliances, a pantry, and a casual dining area with direct access to the deck perfect for indoor-outdoor living. The upper level boasts a primary bedroom with vaulted ceilings and an en-suite full bath, along with two additional bedrooms and another full bath. The versatile lower level offers a flexible space that can serve as a fourth bedroom or recreation room, a convenient powder room, and plenty of storage. 2 assigned parking spaces and plenty of overflow parking!

Last Agent to Sell the Property

Stefan Holtz

(410) 997-9099 stefan@123house4sale.com Northrop Realty License #532202 Listed on: 05/15/2025

Northrop Realty

Last Buyer's Agent

Ben Kessie

(571) 243-1518 ben@benkessiehomes.com RE/MAX Galaxy License #0225218202

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $1,984

Year Built

  • Built in 1993

Lot Details

  • 1,580 Sq Ft Lot
  • Front Yard

HOA Fees

  • $82 Monthly HOA Fees

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Permanent Foundation
  • Shingle Roof

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Vaulted Ceiling
  • Vinyl Clad Windows
  • Window Screens
  • Six Panel Doors
  • Entrance Foyer
  • Combination Dining and Living Room
  • Storage Room
  • Luxury Vinyl Plank Tile Flooring
  • Garden Views
  • Attic

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Stove
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Interior Basement Entry
  • Basement Windows

Home Security

Parking

  • Assigned parking located at #103 & 103
  • Parking Lot
  • 2 Assigned Parking Spaces

Outdoor Features

  • Deck
  • Exterior Lighting

Schools

  • Smithsburg Elementary And Middle School
  • Smithsburg Sr. High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot P16
  • Assessor Parcel Number 2207029101

Community Details

Overview

  • Whispering Ridge Subdivision

Security

  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$1,984

Year Built

Built in 1993

Lot Details

0

HOA Fees

$82 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1993
  • Assigned Parking Space Numbers: 103 & 103
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Oven/Range - Electric, Refrigerator, Stove, Washer
  • Flooring Type: Luxury Vinyl Plank
  • Interior Amenities: Attic, Kitchen - Table Space, Combination Dining/Living, Floor Plan - Open
  • Window Features: Screens, Vinyl Clad
  • Fireplace: No
  • Door Features: Six Panel
  • Wall Ceiling Types: Dry Wall, Vaulted Ceilings, High
  • Foundation Details: Permanent
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Foyer, Storage Room
  • Basement: Yes
  • Basement Type: Connecting Stairway, Full, Fully Finished, Heated, Improved, Interior Access, Windows
  • Laundry Type: Lower Floor
  • Total Sq Ft: 1920
  • Living Area Sq Ft: 1920
  • Price Per Sq Ft: 214.77
  • Above Grade Finished Sq Ft: 1280
  • Below Grade Finished Sq Ft: 640
  • Total Below Grade Sq Ft: 640
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Combination, Brick
  • Exterior Features: Exterior Lighting, Sidewalks
  • Roof: Shingle
  • View: Garden/Lawn
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Assigned Spaces Count: 2
  • Garage: No
  • Parking Features: Assigned
  • Type Of Parking: Parking Lot

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Forced Air, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Main Entrance Lock, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 82.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: SMITHSBURG
  • High School: SMITHSBURG SR.
  • Middle Or Junior School: SMITHSBURG

Lot Info

  • Lot Features: Front Yard
  • Lot Size Acres: 0.04
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1580.00
  • Outdoor Living Structures: Deck(s)
  • Zoning: RR
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1984.00
  • Assessor Parcel Number: 2207029101
  • Tax Lot: P16
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: WASHINGTON COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 15, 2025
Closed on
Oct 7, 2025
Sold by
Peasah Derrick Osei
Bought by
Derrick Osei Peasah Trust and Peasah
Seller's Agent
Stefan Holtz
Northrop Realty
Buyer's Agent
Ben Kessie
RE/MAX Galaxy
List Price
$299,900
Sold Price
$275,000
Premium/Discount to List
-$24,900
-8.3%
Views
140
Current Estimated Value
$274,538

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$462
Avg. Annual Appreciation
-0.56%
Original Mortgage
$218,600
Interest Rate
6.63%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 15, 2025
Closed on
Aug 11, 2025
Sold by
Dong & Jiang Llc
Bought by
Peasah Derrick Osei
Seller's Agent
Stefan Holtz
Northrop Realty
Buyer's Agent
Ben Kessie
RE/MAX Galaxy
List Price
$299,900
Sold Price
$275,000
Premium/Discount to List
-$24,900
-8.3%
Views
140

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$218,600
Interest Rate
6.63%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 5, 2004
Sold by
Obrien Kevin M
Bought by
Luis Montanez Justo

Purchase Details

Closed on
Nov 20, 1995
Sold by
Rylea Homes Inc
Bought by
Obrien Kevin M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed -- None Listed On Document
Deed $275,000 Unico Title
Deed $275,000 Unico Title
Deed $105,000 --
Deed $83,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $218,600 New Conventional
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/13/2025 08/13/25 Sold $275,000 0.0% $143 / Sq Ft
07/14/2025 07/14/25 Price Changed $274,900 -3.2% $143 / Sq Ft
07/08/2025 07/08/25 Price Changed $284,000 -1.7% $148 / Sq Ft
06/06/2025 06/06/25 Price Changed $289,000 -3.6% $151 / Sq Ft
05/15/2025 05/15/25 For Sale $299,900 -- $156 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,459 $174,700 $0 $0
2024 $1,459 $160,200 $45,000 $115,200
2023 $1,411 $154,867 $0 $0
2022 $1,362 $149,533 $0 $0
2021 $1,348 $144,200 $45,000 $99,200
2020 $1,256 $134,900 $0 $0
2019 $1,174 $125,600 $0 $0
2018 $1,087 $116,300 $35,000 $81,300
2017 $1,087 $116,300 $0 $0
2016 -- $116,300 $0 $0
2015 $1,315 $127,900 $0 $0
2014 $1,315 $127,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDWA2028794

Bright MLS

APN: 07-029101