$648,900
UNDER CONTRACT $40K PRICE DROP

103 Loretta Ln Gilbertsville, KY 42044

Estimated payment $3,932/month

Total Views 11,521
4 Beds
3 Baths
1,769 Sq Ft
$367 Price per Sq Ft

Highlights

  • Private Dock
  • Waterfront
  • Wooded Lot
  • North Marshall Middle School Rated 9+
  • Deck
  • Vaulted Ceiling

About This Home

This newly updated and very secluded lake house has that much sought after gentle slop to the water! Inside you will find a completely remodeled eat-in kitchen, a beautiful lake view from every room in the front of the home, a split floor-plan featuring the main w/ full bath, 2 bedrooms w/bath, and a family room with a fireplace and vaulted ceilings!. A spacious deck wraps around the upstairs for relaxing and enjoying the beautiful lake views. Below you will find a fisherman's dream apartment with a full bath, kitchenette, living/sleeping space. Lots of storage space for all your toys too! 1.48 acres on Malcolm Creek Bay with a lake home that needs nothing but you! Has a 2 year old dock/swim platform and lots of room to play!

Listing Agent

Susan Nelson

Elite Realty Branch Murray License #220754 Listed on: 03/09/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,700

Year Built

  • Built in 1965

Lot Details

  • 1.48 Acre Lot
  • Waterfront
  • Street terminates at a dead end
  • Lot Has A Rolling Slope
  • Wooded Lot
  • Landscaped with Trees

Parking

  • Circular Driveway

Home Design

  • Block Foundation
  • Slab Foundation
  • Frame Construction
  • Composition Shingle Roof
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Paneling
  • Sheet Rock Walls or Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Thermal Pane Windows
  • Great Room with Fireplace
  • Wood Flooring

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Stove
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry in Utility Room
  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Kitchen in Basement

Outdoor Features

  • Private Dock
  • Docks
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater
  • Septic System

Community Details

  • The community has rules related to deed restrictions

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,700

Year Built

Built in 1965

Lot Details

0

Listing Details

  • Class: Residential
  • Type: Single Family
  • Access: Blacktop
  • Estimated Age: 51-75
  • Estimated Year Built: 1965
  • Estimated Sq Ft: 1751-2000
  • Finished Basement Sq Ft: 377
  • Unfinished Basement Sq Ft: 377
  • Deed Book Page: 512/235
  • Dockage: Private Dock
  • Fireplace Wood Stove: Great Room
  • Land Use Topography: Rolling, Wooded
  • Laundry Location: Utility Room
  • Location2: County, Dead End Street, Water View Year Round, Kentucky Lake
  • Main Level Sq Ft: 1392
  • Restrictions: Deed, Subdivision, Zoning
  • Style: 2 Story
  • Special Features: UnderContract
  • Property Sub Type: Detached
  • Stories: 2
  • Year Built: 1965

Interior Features

  • Floor Covering: Wood
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stove, Washer
  • Interior Amenities: Ceiling Fan(s), Skylight, Circuit Breakers, Ceilings 9+ feet
  • Total Bathrooms: 3
  • Price Per Sq Ft: 366.82
  • Basement: Exterior Entrance, Kitchen, Partially Finished, Walk Out
  • Dining Kitchen: Breakfast Area, Eat-In Kitchen, Pantry
  • Estimated Total Sq Ft: 1769
  • Doors and Windows: Thermal Pane Windows
  • Full Bathrooms: 3
  • Number Of Bedrooms: 4
  • Walls: Dry Wall, Paneling
  • Basement 2: Yes

Exterior Features

  • Construction: Frame
  • Exterior Features: Circular Drive, Deck, Dock, Paved Drive, Trees
  • Exterior Finish: Wood
  • Foundation: Concrete Block, Slab
  • Roof: Composition Shingle

Utilities

  • Cooling: Central Air
  • Heating: Electric, Forced Air
  • Sewer: Septic
  • Water: Public/Municipality
  • Water Company: North Marshall
  • Water Heater: Electric

Schools

  • Elementary School: Central
  • Middle School: North Marshall Middle
  • High School: Marshall Co.

Lot Info

  • Estimated Number of Acres: 1.48
  • Easements: TVA/Corps of Engineers
  • Location: Waterfront

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,700 $570,000 $200,000 $370,000
2023 $3,933 $380,000 $150,000 $230,000
2022 $4,093 $380,000 $150,000 $230,000
2021 $4,144 $380,000 $150,000 $230,000
2020 $2,967 $270,000 $95,000 $175,000
2019 $2,967 $270,000 $95,000 $175,000
2018 $2,924 $265,000 $90,000 $175,000
2017 $2,927 $265,000 $90,000 $175,000
2016 $2,931 $265,000 $90,000 $175,000
2015 $2,947 $265,000 $90,000 $175,000
2014 $2,942 $265,000 $0 $0
2010 -- $265,000 $90,000 $175,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/29/2025 06/29/25 Price Changed $648,900 -1.5% $367 / Sq Ft
06/09/2025 06/09/25 Price Changed $658,900 -4.4% $372 / Sq Ft
04/07/2025 04/07/25 For Sale $688,900 0.0% $389 / Sq Ft
03/12/2025 03/12/25 Off Market $688,900 -- --
03/09/2025 03/09/25 For Sale $688,900 +20.9% $389 / Sq Ft
12/15/2023 12/15/23 Sold $570,000 -4.8% $322 / Sq Ft
09/24/2023 09/24/23 Price Changed $598,900 -4.8% $339 / Sq Ft
09/15/2023 09/15/23 For Sale $628,900 +65.5% $356 / Sq Ft
11/13/2020 11/13/20 Sold $380,000 -4.6% $215 / Sq Ft
06/21/2020 06/21/20 Price Changed $398,400 -6.2% $225 / Sq Ft
05/28/2020 05/28/20 For Sale $424,800 -- $240 / Sq Ft
Source: Western Kentucky Regional MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $380,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $456,000 New Conventional
Closed $456,000 New Conventional
Closed $304,000 New Conventional
Source: Public Records

Source: Western Kentucky Regional MLS

MLS Number: 130786

Western Kentucky Regional MLS

APN: 70-0B-00-007.000000