NOT LISTED FOR SALE

103 N Main St Howes Cave, NY 12092

Estimated Value: $173,122 - $210,000

3 Beds
1 Bath
1,636 Sq Ft
$114/Sq Ft Est. Value

Last Sold November 25, 2019

Last sale price $119,000 $73 Per Sq Ft

Est. 48% increase in value since last sale

Current estimated payment $1,237/month

4 Days on Market

Highlights

  • Deck
  • Wood Burning Stove
  • Stone Countertops
  • Dining Room with Fireplace
  • Ranch Style House
  • No HOA

About This Home

As of November 2019

Great 3 BR., 1 bath family home on .6 acre. Large living room with pellet stove and French doors that lead to a large deck that is very private. The dining room is a step down from the kitchen with pellet stove which gives it a nice atmosphere. The kitchen is nicely done with sliding glass doors that lead to a large deck that overlooks the yard. The home has new vinyl siding, a one car garage and a carport. Schoharie School District. Very Good Condition

Last Agent to Sell the Property

Rebecca Wilcox

Century 21 Rural Estates Listed on: 07/02/2019

Last Buyer's Agent

Tammy Prehoda

Howard Hanna License #40PR1014950

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,174

Year Built

  • Built in 1957

Lot Details

  • 0.6 Acre Lot
  • Level Lot
  • Cleared Lot

Parking

  • 1 Car Detached Garage
  • Carport
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1,636 Sq Ft Home
  • Paddle Fans
  • Wood Burning Stove
  • French Doors
  • Sliding Doors
  • Living Room with Fireplace
  • Dining Room with Fireplace
  • Property Views

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Laundry on main level

Basement

  • Sump Pump
  • Crawl Space

Eco-Friendly Details

  • Green Energy Fireplace or Wood Stove

Outdoor Features

  • Deck
  • Exterior Lighting
  • Shed
  • Porch

Utilities

  • Window Unit Cooling System
  • Pellet Stove burns compressed wood to generate heat
  • Baseboard Heating
  • Electric Baseboard Heater
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 8 / 1
  • Assessor Parcel Number 434289 47.3-1-8

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,174

Year Built

Built in 1957

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1957
  • Directions: Route 7 to Route 30A to left on to South Main Street. Right on to Church Street. Left on to Enders Avenue. Richt on to N. Main Street. Home is on the left.
  • Above Grade Finished Sq Ft: 1636.0
  • Architectural Style: Ranch
  • Financial Details General Taxes: 1380.0
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 1794.0
  • School Taxes Description: Estimated
  • Lot Size Acres: 0.6
  • Lot Size: 0
  • New Construction: No
  • Parking Features Parking Total: 4.0
  • Full Bathroom Level: First
  • Sale Detail Seller Contribution: No
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Laundry Features:Main Level: Yes
  • Architectural Style:Ranch: Yes
  • Appliances Microwave: Yes
  • Special Features: None

Interior Features

  • Basement: Crawl Space, Sump Pump
  • Interior Amenities: Paddle Fan, Solid Surface Counters, Eat-in Kitchen
  • Appliances: Dishwasher, Microwave, Oven, Range, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: French Doors, Sliding Doors
  • Fireplace Features: Dining Room, Living Room, Pellet Stove
  • Living Area: 1636.0
  • Bedroom Level: First
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Fireplace: No
  • Appliances Dishwasher: Yes
  • Interior Features:Paddle Fan: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Basement:Sump Pump: Yes
  • Fireplace Features:Living Room: Yes
  • Attic Features:Hatch: Yes
  • Basement:Crawl Space: Yes
  • Interior Features:Solid Surface Counters: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Fireplace Features:Dining Room: Yes
  • Fireplace Features:Pellet Stove2: Yes
  • Interior Features:Stone Countertops: Yes

Exterior Features

  • Exterior Features: Lighting
  • Roof: Metal
  • Construction Type: Vinyl Siding
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Porch
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Porch: Yes
  • Door Features:Sliding Doors: Yes
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes
  • Door Features:French Doors: Yes
  • Lot Features:Rolling Slope: Yes
  • Lot Features:Views: Yes
  • Exterior Features:Lighting: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Off Street, Carport, Detached
  • Attached Garage: No
  • Total Parking Spaces: 4.0
  • Property Detail:Garage Spaces: 1.0
  • Parking Features:Off Street: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Detached: Yes
  • Parking Features:Carport: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Septic Tank
  • Cooling: Window Unit(s)
  • Heating: Baseboard, Electric, Wood Stove
  • Laundry Features: Laundry Room, Main Level
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Wood Stove: Yes
  • Heating:Baseboard: Yes
  • Heating:Electric: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schoharie

Lot Info

  • Lot Features: Rolling Slope, Level, Views, Satellite Dish, Cleared
  • Parcel #: 434289 47.3-1-8
  • Lot Size Sq Ft: 26136.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3174.0
  • Tax Block: 1
  • Tax Lot: 8
  • Tax Tract: 47.3

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 2, 2019
Closed on
Nov 21, 2019
Sold by
Oneill Joseph A
Bought by
Borthwick Joyce
Seller's Agent
Rebecca Wilcox
Century 21 Rural Estates
Buyer's Agent
Tammy Prehoda
Howard Hanna
List Price
$119,000
Sold Price
$119,000
Current Estimated Value
$176,419

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$57,419
Avg. Annual Appreciation
6.72%
Original Mortgage
$120,202
Outstanding Balance
$106,955
Interest Rate
3.75%
Mortgage Type
New Conventional
Estimated Equity
$65,426

Purchase Details

Closed on
Jul 12, 2016
Sold by
Nelson William R
Bought by
Oneill Joseph Andrew

Purchase Details

Closed on
Nov 26, 2013
Sold by
Trustco Bank
Bought by
Nelson William

Purchase Details

Closed on
Sep 19, 2012
Sold by
Hotaling Thomas
Bought by
Trustco Bank

Purchase Details

Closed on
Apr 23, 2007
Sold by
Stowell Walker
Bought by
Hotaling Thomas

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$72,345
Interest Rate
6.18%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Borthwick Joyce $119,000 None Available
Oneill Joseph Andrew $27,500 None
Nelson William $27,500 Michael Shultes
Trustco Bank $80,000 Francis Smith
Hotaling Thomas $96,500 Jay Smith
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Borthwick Joyce $120,202
Previous Owner Oneill Joseph A $60,000
Previous Owner Hotaling Thomas C $140,400
Previous Owner Hotaling Thomas C $44,000
Previous Owner Hotaling Thomas $72,345
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/25/2019 11/25/19 Sold $119,000 0.0% $73 / Sq Ft
07/06/2019 07/06/19 Pending -- -- --
07/02/2019 07/02/19 For Sale $119,000 -- $73 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,138 $78,700 $10,000 $68,700
2023 $3,097 $78,700 $7,400 $71,300
2022 $3,097 $78,700 $7,400 $71,300
2021 $3,135 $78,700 $7,400 $71,300
2020 $3,578 $78,700 $7,400 $71,300
2019 $5,505 $78,700 $7,400 $71,300
2018 $5,505 $78,700 $7,400 $71,300
2017 $5,510 $78,700 $7,400 $71,300
2016 $5,588 $78,700 $7,400 $71,300
2015 -- $78,700 $7,400 $71,300
2014 -- $78,700 $7,400 $71,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 201924064

Global MLS

APN: 434289-047-003-0001-008-000-0000