103 Native Tree Ln Santa Rosa Beach, FL 32459
Estimated payment $6,837/month
About This Lot
This contemporary 2-bedroom bay front bungalow is situated directly on Choctawhatchee Bay with direct water access and a private dock. The property features unobstructed views that stretch across the bay. The concrete block construction and 20-foot hurricane-grade windows provide durability while framing water vistas from nearly every angle. The open-concept living space flows to outdoor areas featuring a 75-foot dock with bay access and a firepit overlooking the water. The property includes generous storage and parking space for boats, kayaks, paddleboards, and recreational equipment. The modern kitchen and living area offer water views and a functional layout.
Listing Agent
Christies International Real Estate Emerald Coast Listed on: 01/22/2026
Property Details
Property Type
- Land
Est. Annual Taxes
- $7,443
Lot Details
- 8,712 Sq Ft Lot
- Lot Dimensions are 50x180
- Property Fronts a Bay or Harbor
- Dirt Road
Property Views
- Bay Views
Home Design
- Concrete Siding
- Stucco
Schools
- Dune Lakes Elementary School
- Emerald Coast Middle School
- South Walton High School
Community Details
- Magnolia Beach Subdivision
Listing and Financial Details
- Assessor Parcel Number 27-2S-19-24140-033-0010
Map
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,443 | $823,700 | $512,500 | $311,200 |
| 2024 | $7,839 | $826,866 | $512,500 | $314,366 |
| 2023 | $7,839 | $862,667 | $512,500 | $350,167 |
| 2022 | $3,531 | $431,343 | $178,938 | $252,405 |
| 2021 | $3,138 | $343,501 | $156,510 | $186,991 |
| 2020 | $2,785 | $280,378 | $143,187 | $137,191 |
| 2019 | $2,532 | $257,538 | $137,680 | $119,858 |
| 2018 | $2,381 | $247,910 | $0 | $0 |
| 2017 | $1,154 | $128,528 | $0 | $0 |
| 2016 | $1,105 | $124,585 | $0 | $0 |
| 2015 | $1,040 | $116,500 | $0 | $0 |
| 2014 | -- | $106,000 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/02/2026 03/02/26 | Pending | -- | -- | -- | |
| 01/22/2026 01/22/26 | For Sale | $1,195,000 | -1.2% | -- | |
| 07/25/2025 07/25/25 | Sold | $1,210,000 | -13.5% | $991 / Sq Ft | View Prior Sale |
| 06/26/2025 06/26/25 | Pending | -- | -- | -- | |
| 06/09/2025 06/09/25 | Price Changed | $1,399,000 | -3.5% | $1,146 / Sq Ft | |
| 05/05/2025 05/05/25 | Price Changed | $1,449,000 | -3.3% | $1,187 / Sq Ft | |
| 11/25/2024 11/25/24 | For Sale | $1,499,000 | -- | $1,228 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,210,000 | Upward Title & Closing Agency | |
| Warranty Deed | $1,210,000 | Upward Title & Closing Agency | |
| Warranty Deed | $1,050,000 | Law Office Of Lucy C Collins P | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $450,000 | Isler & Associates Title Inc | |
| Warranty Deed | $575,000 | Southern Escrow & Title Llc | |
| Warranty Deed | $230,000 | Coastal Title Group Inc |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $907,500 | New Conventional | |
| Closed | $907,500 | New Conventional | |
| Previous Owner | $460,000 | Unknown | |
| Previous Owner | $184,000 | Balloon |
Source: Emerald Coast Association of REALTORS®
MLS Number: 993472
APN: 27-2S-19-24140-033-0010
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Ask me questions while you tour the home.