103 Native Tree Ln Santa Rosa Beach, FL 32459
Estimated payment $6,807/month
Highlights
- Docks
- Boat Lift
- Contemporary Architecture
- Dune Lakes Elementary School Rated A-
- Property Fronts a Bay or Harbor
- Furnished
About This Home
This contemporary 2-bedroom bay front bungalow is situated directly on Choctawhatchee Bay with direct water access and a private dock. The property features unobstructed views that stretch across the bay. The concrete block construction and 20-foot hurricane-grade windows provide durability while framing water vistas from nearly every angle. The open-concept living space flows to outdoor areas featuring a 75-foot dock with bay access and a firepit overlooking the water. The property includes generous storage and parking space for boats, kayaks, paddleboards, and recreational equipment. The modern kitchen and living area offer water views and a functional layout. Access fantastic dining, shopping and entertainment via water in Sandestin, the Destin Harbor, Saint Andrews Bay and more! Native Tree Lane is located in Santa Rosa Beach with proximity to the beaches of Grayton Beach, the shopping and dining destinations along 30A and Grand Boulevard, and the trails of Point Washington State Forest.
Listing Agent
Christies International Real Estate Emerald Coast Listed on: 01/22/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,443
Year Built
- Built in 2017
Lot Details
- 8,712 Sq Ft Lot
- Lot Dimensions are 50x180
- Property Fronts a Bay or Harbor
Home Design
- Contemporary Architecture
- Concrete Siding
- Stucco
Interior Spaces
- 1,221 Sq Ft Home
- 2-Story Property
- Furnished
- Living Room
- Bay Views
- Electric Oven or Range
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Boat Lift
- Docks
- Covered Patio or Porch
Schools
- Dune Lakes Elementary School
- Emerald Coast Middle School
- South Walton High School
Utilities
- Central Air
Community Details
- Magnolia Beach Subdivision
Listing and Financial Details
- Assessor Parcel Number 27-2S-19-24140-033-0010
Map
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,443 | $823,700 | $512,500 | $311,200 |
| 2024 | $7,839 | $826,866 | $512,500 | $314,366 |
| 2023 | $7,839 | $862,667 | $512,500 | $350,167 |
| 2022 | $3,531 | $431,343 | $178,938 | $252,405 |
| 2021 | $3,138 | $343,501 | $156,510 | $186,991 |
| 2020 | $2,785 | $280,378 | $143,187 | $137,191 |
| 2019 | $2,532 | $257,538 | $137,680 | $119,858 |
| 2018 | $2,381 | $247,910 | $0 | $0 |
| 2017 | $1,154 | $128,528 | $0 | $0 |
| 2016 | $1,105 | $124,585 | $0 | $0 |
| 2015 | $1,040 | $116,500 | $0 | $0 |
| 2014 | -- | $106,000 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/22/2026 01/22/26 | For Sale | $1,195,000 | -1.2% | $979 / Sq Ft | |
| 07/25/2025 07/25/25 | Sold | $1,210,000 | -13.5% | $991 / Sq Ft | View Prior Sale |
| 06/26/2025 06/26/25 | Pending | -- | -- | -- | |
| 06/09/2025 06/09/25 | Price Changed | $1,399,000 | -3.5% | $1,146 / Sq Ft | |
| 05/05/2025 05/05/25 | Price Changed | $1,449,000 | -3.3% | $1,187 / Sq Ft | |
| 11/25/2024 11/25/24 | For Sale | $1,499,000 | -- | $1,228 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,210,000 | Upward Title & Closing Agency | |
| Warranty Deed | $1,210,000 | Upward Title & Closing Agency | |
| Warranty Deed | $1,050,000 | Law Office Of Lucy C Collins P | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $450,000 | Isler & Associates Title Inc | |
| Warranty Deed | $575,000 | Southern Escrow & Title Llc | |
| Warranty Deed | $230,000 | Coastal Title Group Inc |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $907,500 | New Conventional | |
| Closed | $907,500 | New Conventional | |
| Previous Owner | $460,000 | Unknown | |
| Previous Owner | $184,000 | Balloon |
Source: Emerald Coast Association of REALTORS®
MLS Number: 993469
APN: 27-2S-19-24140-033-0010
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