Daisha Chesterfield
(857) 567-8099
19 Total Sales
1 in Charles
$310,000 Price
103 Opper St Providence, RI 02904
Charles Neighborhood
3
Beds
2
Baths
2,016
Sq Ft
3,200
Sq Ft Lot
Highlights
- Deck
- Property is near public transit and schools
- Corner Lot
- Classical High School Rated A
- Wood Flooring
- Porch
About This Home
As of August 2026Welcome to this beautifully renovated 3–4 bedroom, 2-bath home offering versatility and strong income potential. This property has been converted from a single-family into a two-family dwelling and features a fully finished lower level with a legal accessory dwelling unit (ADU). The first floor offers 2 bedrooms, 1 full bathroom, a living/dining area, and a kitchen. The lower level features 1 bedroom, an office, a living/dining area, and a kitchen—providing flexible living arrangements for owner-occupants or tenants. Recent upgrades include a new kitchen, new windows, new roof, new vinyl siding, and a new driveway. The home is truly move-in ready with modern finishes throughout. Conveniently located near major highways, shopping, dining, and downtown Providence. Ideal for owner-occupants or investors—live in one unit and rent the other, or utilize both levels for extended living arrangements.
Last Buyer's Agent
Non Member
Non Member Office
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Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $4,425
Year Built
- Built in 1960
Lot Details
- 3,200 Sq Ft Lot
- Fenced
- Corner Lot
Home Design
- Frame Construction
- Shingle Roof
- Concrete Perimeter Foundation
Interior Spaces
- Property has 1 Level
- Insulated Windows
- Finished Basement
- Basement Fills Entire Space Under The House
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Parking
- 2 Car Parking Spaces
- Driveway
- 2 Open Parking Spaces
- Off-Street Parking
Outdoor Features
- Deck
- Rain Gutters
- Porch
Additional Features
- Property is near public transit and schools
- 100 Amp Service
Community Details
- 2 Units
- Shops
Listing and Financial Details
- Tax Lot 316
- Assessor Parcel Number 259471
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Sep 22, 2025
Sold by
Fernandez-Morel Ramon A
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$284,800
Outstanding Balance
$281,961
Interest Rate
6.63%
Mortgage Type
Commercial
Estimated Equity
$158,718
Purchase Details
Listed on
Oct 12, 2015
Closed on
Dec 31, 2015
Sold by
Bank Of America Na
Bought by
Mendes Leidi
Seller's Agent
Leann D'Ettore
Homistic Real Estate, Inc.
Buyer's Agent
Roseanne Deangelis
List Price
$65,700
Sold Price
$70,000
Premium/Discount to List
$4,300
6.54%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.74%
Original Mortgage
$70,000
Interest Rate
3.98%
Purchase Details
Closed on
May 23, 2005
Sold by
Caparco Vincent M and Caparco Anna M
Bought by
Ferri Frank and Caparco Anthony
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$209,700
Interest Rate
6.05%
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Charles, RI
-
Daisha Chesterfield
-
Alex Edwards
Alex Edwards
Thumbprint Realty
(857) 763-4322
10 Total Sales
1 in Charles
$450,000 Price
-
Kimberly Marion
Kimberly Marion
Engel & Volkers Oceanside
(401) 652-6367
129 Total Sales
1 in Charles
$160,000 Price
-
Elvis Santana
Elvis Santana
Circle 100 Real Estate
(774) 806-8764
91 Total Sales
1 in Charles
$420,000 Price
-
Michael Saccoccio
Michael Saccoccio
Coldwell Banker Realty
(401) 437-5428
107 Total Sales
1 in Charles
$360,000 Price
-
Michael Pinelli
Michael Pinelli
RE/MAX Preferred
(401) 681-3536
56 Total Sales
1 in Charles
$275,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $356,000 | -- | |
| Foreclosure Deed | $63,900 | -- | |
| Warranty Deed | $70,000 | -- | |
| Deed | $50,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $136,000 | Commercial | |
| Open | $284,800 | Commercial | |
| Previous Owner | $253,154 | FHA | |
| Previous Owner | $162,011 | FHA | |
| Previous Owner | $70,000 | No Value Available | |
| Previous Owner | $209,700 | No Value Available | |
| Closed | $165,000 | No Value Available | |
| Previous Owner | $123,500 | No Value Available | |
| Closed | $95,800 | No Value Available | |
| Previous Owner | $20,000 | No Value Available |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/27/2026 08/27/26 | Sold | $460,000 | +2.2% | $228 / Sq Ft | |
| 07/25/2026 07/25/26 | Pending | -- | -- | -- | |
| 07/23/2026 07/23/26 | For Sale | $449,900 | +172.7% | $223 / Sq Ft | |
| 08/08/2017 08/08/17 | Sold | $165,000 | +0.6% | $94 / Sq Ft | View Prior Sale |
| 07/09/2017 07/09/17 | Pending | -- | -- | -- | |
| 07/23/2016 07/23/16 | For Sale | $164,000 | +134.3% | $93 / Sq Ft | |
| 01/03/2016 01/03/16 | Sold | $70,000 | +6.5% | $69 / Sq Ft | View Prior Sale |
| 12/04/2015 12/04/15 | Pending | -- | -- | -- | |
| 10/12/2015 10/12/15 | For Sale | $65,700 | -- | $65 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,546 | $303,100 | $126,700 | $176,400 |
| 2024 | $4,327 | $235,800 | $83,200 | $152,600 |
| 2023 | $4,327 | $235,800 | $83,200 | $152,600 |
| 2022 | $4,197 | $235,800 | $83,200 | $152,600 |
| 2021 | $3,888 | $158,300 | $60,300 | $98,000 |
| 2020 | $3,888 | $158,300 | $60,300 | $98,000 |
| 2019 | $3,888 | $158,300 | $60,300 | $98,000 |
| 2018 | $3,388 | $106,000 | $46,600 | $59,400 |
| 2017 | $3,388 | $106,000 | $46,600 | $59,400 |
| 2016 | $3,388 | $106,000 | $46,600 | $59,400 |
| 2015 | $3,290 | $99,400 | $47,200 | $52,200 |
| 2014 | $3,355 | $99,400 | $47,200 | $52,200 |
| 2013 | $3,355 | $99,400 | $47,200 | $52,200 |
Source: Public Records
Agents Affiliated with this Home
-
Milagros Pereira
Seller's Agent in 2026
Milagros Pereira
Cynthia Fernandez
(401) 641-2069
1 in this area
75 Total Sales
-
NM
Buyer's Agent in 2026
Non Member
Non Member Office
-
RD
Seller's Agent in 2017
RoseAnne DeAngelis
Broadway Real Estate Group
-
Yolanda Nazario
Buyer's Agent in 2017
Yolanda Nazario
REMAX Revolution
(401) 480-3668
1 in this area
93 Total Sales
-
Leann D'Ettore
Seller's Agent in 2016
Leann D'Ettore
Homistic Real Estate, Inc.
(888) 810-7355
103 Total Sales
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73553993
APN: PROV-980316-000000-000000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.
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