103 Pennsylvania Ave Frederick, MD 21701
East Frederick NeighborhoodEstimated payment $2,721/month
Highlights
- No HOA
- Recessed Lighting
- Central Heating and Cooling System
- Spring Ridge Elementary School Rated A-
- Bungalow
About This Home
Charming Updated Bungalow in the Heart of Downtown Frederick with additional renovated building with ADU potential that could be converted into a guest suite, office, or income-generating rental
This move-in ready single-family bungalow blends modern updates with prime location. Step onto the inviting front porch, perfect for morning coffee or evening relaxation. Inside, the open floor plan is filled with natural light thanks to new skylights and energy-efficient windows, complemented by brand-new flooring, recessed lighting, and stylish renovated bathrooms.
The kitchen is fully updated with quartz countertops, soft-close cabinets, and a sleek backsplash. Recent upgrades include a newer HVAC system, hot water heater, washer, and dryer.
Out back, you’ll find ample parking and a fenced-in yard—ideal for entertaining, gardening, or pets. Plus, there’s an additional renovated space with ADU potential that could be converted into a guest suite, office, or income-generating rental. Unfinished basement offers ample storage at the moment; there is potential to finish the basement and have additional living space.
Whether you're a first-time buyer or an investor, this home offers flexibility, style, and unbeatable location—just steps from Carroll Creek, five new breweries, the library, shops, and restaurants.
Don’t miss your chance to own this updated gem in one of Frederick’s most walkable neighborhoods!
Listing Agent
(301) 793-8027 natalya.ogorodnikova@cbmove.com Coldwell Banker Realty License #RS-0039407 Listed on: 11/03/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,078
Year Built
- Built in 1920
Lot Details
- 6,000 Sq Ft Lot
- Property is zoned DR
Home Design
- Bungalow
- Frame Construction
- Concrete Perimeter Foundation
Interior Spaces
- Property has 2 Levels
- Recessed Lighting
- Unfinished Basement
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 1 Full Bathroom
Parking
- 4 Parking Spaces
- 4 Driveway Spaces
- Alley Access
- Off-Street Parking
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 1102120127
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,118 | $309,600 | $90,000 | $219,600 |
| 2024 | $5,118 | $274,433 | $0 | $0 |
| 2023 | $4,389 | $239,267 | $0 | $0 |
| 2022 | $3,710 | $204,100 | $62,000 | $142,100 |
| 2021 | $3,620 | $198,833 | $0 | $0 |
| 2020 | $3,545 | $193,567 | $0 | $0 |
| 2019 | $3,417 | $188,300 | $62,000 | $126,300 |
| 2018 | $3,252 | $182,300 | $0 | $0 |
| 2017 | $3,091 | $188,300 | $0 | $0 |
| 2016 | $3,158 | $170,300 | $0 | $0 |
| 2015 | $3,158 | $170,100 | $0 | $0 |
| 2014 | $3,158 | $169,900 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/27/2025 11/27/25 | Price Changed | $440,000 | -8.3% | $359 / Sq Ft | |
| 11/03/2025 11/03/25 | For Sale | $480,000 | +47.7% | $392 / Sq Ft | |
| 08/26/2022 08/26/22 | Sold | $325,000 | +6.6% | $248 / Sq Ft | View Prior Sale |
| 07/22/2022 07/22/22 | Pending | -- | -- | -- | |
| 07/19/2022 07/19/22 | For Sale | $305,000 | -6.2% | $232 / Sq Ft | |
| 07/15/2022 07/15/22 | Off Market | $325,000 | -- | -- | |
| 06/04/2018 06/04/18 | Sold | $182,500 | -1.4% | $211 / Sq Ft | View Prior Sale |
| 02/24/2018 02/24/18 | Pending | -- | -- | -- | |
| 02/13/2018 02/13/18 | For Sale | $185,000 | -- | $214 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $325,000 | Commonwealth Land Title | |
| Special Warranty Deed | $182,500 | None Available | |
| Trustee Deed | $135,741 | None Available | |
| Deed | $189,900 | -- | |
| Deed | $250,000 | -- | |
| Deed | $250,000 | -- | |
| Deed | $156,500 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $319,113 | New Conventional | |
| Previous Owner | $210,614 | FHA | |
| Previous Owner | $185,000 | VA | |
| Previous Owner | $250,000 | Purchase Money Mortgage | |
| Previous Owner | $250,000 | Purchase Money Mortgage | |
| Previous Owner | $165,000 | Purchase Money Mortgage |
Source: Bright MLS
MLS Number: MDFR2071610
APN: 02-120127
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