Seller's Agent in 2026
Natalya Ogorodnikova
Coldwell Banker Realty
(301) 793-8027
1 in this area
90 Total Sales
103 Pennsylvania Ave Frederick, MD 21701
East Frederick Neighborhood
2
Beds
1
Bath
1,224
Sq Ft
6,098
Sq Ft Lot
Highlights
- No HOA
- Recessed Lighting
- Central Heating and Cooling System
- Spring Ridge Elementary School Rated A-
- Bungalow
About This Home
As of March 2026Charming Updated Bungalow in the Heart of Downtown Frederick with additional renovated building with ADU potential that could be converted into a guest suite, office, or income-generating rental
This move-in ready single-family bungalow blends modern updates with prime location. Step onto the inviting front porch, perfect for morning coffee or evening relaxation. Inside, the open floor plan is filled with natural light thanks to new skylights and energy-efficient windows, complemented by brand-new flooring, recessed lighting, and stylish renovated bathrooms.
The kitchen is fully updated with quartz countertops, soft-close cabinets, and a sleek backsplash. Recent upgrades include a newer HVAC system, hot water heater, washer, and dryer.
Out back, you’ll find ample parking and a fenced-in yard—ideal for entertaining, gardening, or pets. Plus, there’s an additional renovated space with ADU potential that could be converted into a guest suite, office, or income-generating rental. Unfinished basement offers ample storage at the moment; there is potential to finish the basement and have additional living space.
Whether you're a first-time buyer or an investor, this home offers flexibility, style, and unbeatable location—just steps from Carroll Creek, five new breweries, the library, shops, and restaurants.
Don’t miss your chance to own this updated gem in one of Frederick’s most walkable neighborhoods!
Last Agent to Sell the Property
(301) 983-0200 kelly.nicklas@cbmove.com Coldwell Banker Realty Brokerage Phone: 3019830200 License #RS-0039407 Listed on: 11/03/2025
Last Buyer's Agent
(410) 224-2200 cedric.lewis@cbmove.com Coldwell Banker Realty License #0225232336
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,078
Year Built
- Built in 1920
Lot Details
- 6,000 Sq Ft Lot
- Property is zoned DR
Home Design
- Bungalow
- Frame Construction
- Concrete Perimeter Foundation
Interior Spaces
- Property has 2 Levels
- Recessed Lighting
- Unfinished Basement
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 1 Full Bathroom
Parking
- 4 Parking Spaces
- 4 Driveway Spaces
- Alley Access
- Off-Street Parking
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 1102120127
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 3, 2025
Closed on
Mar 13, 2026
Sold by
Samvel Avdoian
Bought by
Campbell Kerrie
Seller's Agent
Natalya Ogorodnikova
Coldwell Banker Realty
Buyer's Agent
Joseph Wallman
Coldwell Banker Realty
List Price
$480,000
Sold Price
$410,000
Premium/Discount to List
-$70,000
-14.58%
Views
454
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
97.85%
Original Mortgage
$328,000
Outstanding Balance
$328,000
Interest Rate
6.1%
Mortgage Type
New Conventional
Estimated Equity
$105,002
Purchase Details
Listed on
Jul 15, 2022
Closed on
Aug 26, 2022
Sold by
Karan Samtani
Bought by
Avdoian Samvel
Seller's Agent
Lavina Samtani
RLAH @properties
Buyer's Agent
Zarema Kumukova
Long & Foster Real Estate, Inc.
List Price
$305,000
Sold Price
$325,000
Premium/Discount to List
$20,000
6.56%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.76%
Original Mortgage
$319,113
Interest Rate
5.3%
Mortgage Type
New Conventional
Purchase Details
Listed on
Feb 13, 2018
Closed on
May 31, 2018
Sold by
Freedom Mortgage Corporation
Bought by
Samtani Karan and Scherer Emily
Seller's Agent
Tracy Grubb
Samson Properties
Buyer's Agent
Lavina Samtani
RLAH @properties
List Price
$185,000
Sold Price
$182,500
Premium/Discount to List
-$2,500
-1.35%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.62%
Original Mortgage
$210,614
Interest Rate
5.12%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 13, 2017
Sold by
Scanlon Susan C and Manne Caroline J
Bought by
Freedom Mortgage Corporation
Purchase Details
Closed on
Sep 16, 2010
Sold by
Luu Nhin
Bought by
Bearden Sandra R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,000
Interest Rate
4.51%
Mortgage Type
VA
Purchase Details
Closed on
Oct 5, 2006
Sold by
Lokey Howard Scott
Bought by
Tapia Jose J Garcia and Rojas Haydee J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
6.47%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 29, 2006
Sold by
Lokey Howard Scott
Bought by
Tapia Jose J Garcia and Rojas Haydee J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
6.47%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 5, 2005
Sold by
Michael Moore J and Michael Sherry L
Bought by
Lokey Howard Scott
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,000
Interest Rate
5.78%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $410,000 | Title Resources Guaranty | |
| Deed | $325,000 | Commonwealth Land Title | |
| Special Warranty Deed | $182,500 | None Available | |
| Trustee Deed | $135,741 | None Available | |
| Deed | $189,900 | -- | |
| Deed | $250,000 | -- | |
| Deed | $250,000 | -- | |
| Deed | $156,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $328,000 | New Conventional | |
| Previous Owner | $319,113 | New Conventional | |
| Previous Owner | $210,614 | FHA | |
| Previous Owner | $185,000 | VA | |
| Previous Owner | $250,000 | Purchase Money Mortgage | |
| Previous Owner | $250,000 | Purchase Money Mortgage | |
| Previous Owner | $165,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/13/2026 03/13/26 | Sold | $410,000 | -6.8% | $335 / Sq Ft | |
| 01/28/2026 01/28/26 | Pending | -- | -- | -- | |
| 11/27/2025 11/27/25 | Price Changed | $440,000 | -8.3% | $359 / Sq Ft | |
| 11/03/2025 11/03/25 | For Sale | $480,000 | +47.7% | $392 / Sq Ft | |
| 08/26/2022 08/26/22 | Sold | $325,000 | +6.6% | $248 / Sq Ft | View Prior Sale |
| 07/22/2022 07/22/22 | Pending | -- | -- | -- | |
| 07/19/2022 07/19/22 | For Sale | $305,000 | -6.2% | $232 / Sq Ft | |
| 07/15/2022 07/15/22 | Off Market | $325,000 | -- | -- | |
| 06/04/2018 06/04/18 | Sold | $182,500 | -1.4% | $211 / Sq Ft | View Prior Sale |
| 02/24/2018 02/24/18 | Pending | -- | -- | -- | |
| 02/13/2018 02/13/18 | For Sale | $185,000 | -- | $214 / Sq Ft |
Source: Bright MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,118 | $309,600 | $90,000 | $219,600 |
| 2024 | $5,118 | $274,433 | $0 | $0 |
| 2023 | $4,389 | $239,267 | $0 | $0 |
| 2022 | $3,710 | $204,100 | $62,000 | $142,100 |
| 2021 | $3,620 | $198,833 | $0 | $0 |
| 2020 | $3,545 | $193,567 | $0 | $0 |
| 2019 | $3,417 | $188,300 | $62,000 | $126,300 |
| 2018 | $3,252 | $182,300 | $0 | $0 |
| 2017 | $3,091 | $188,300 | $0 | $0 |
| 2016 | $3,158 | $170,300 | $0 | $0 |
| 2015 | $3,158 | $170,100 | $0 | $0 |
| 2014 | $3,158 | $169,900 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Natalya Ogorodnikova
-
Joseph Wallman
Buyer's Agent in 2026
Joseph Wallman
Coldwell Banker (NRT-Southeast-MidAtlantic)
(410) 253-9267
1 in this area
39 Total Sales
-
Lavina Samtani
Seller's Agent in 2022
Lavina Samtani
Real Living at Home
(240) 506-1620
2 in this area
126 Total Sales
-
Zarema Kumukova
Buyer's Agent in 2022
Zarema Kumukova
Long & Foster
(301) 750-4703
1 in this area
38 Total Sales
-
Tracy Grubb
Seller's Agent in 2018
Tracy Grubb
Samson Properties
(301) 748-6029
86 Total Sales
Map
Source: Bright MLS
MLS Number: MDFR2071610
APN: 02-120127
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