$100,000
SOLD AUG 12, 2025

103 Reliance Ave Federalsburg, MD 21632

3 Beds
1.5 Baths
1,423 Sq Ft
0.27 Acres

Recently Sold

$70 Per Sq Ft

31% Below List Price

61 Days on Market

Highlights

  • Colonial Architecture
  • Forced Air Heating System
  • Combination Kitchen and Dining Room
  • No HOA

About This Home

As of August 2025

A diamond in the rough that you can make your own. Charming 1423 Sq Ft. Colonial home on Reliance Ave in Federalsburg with open views overlooking the river. Needing some TLC, spacious bedrooms, 1.5 baths, front porch, large driveway for parking and 2 car detached garage (with electric). A large loft room above with outdside stairs. Thoughtful details throughout. Partially renovated, replacement windows throughout, priced to sell quickly.

Last Agent to Sell the Property

rachael harrison

Coldwell Banker Realty License #682025 Listed on: 04/25/2025

Coldwell Banker Realty

Last Buyer's Agent

Kathleen Momme

Coldwell Banker Realty License #679350

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,755

Year Built

  • Built in 1900

Lot Details

  • 0.27 Acre Lot
  • Property is zoned R-2

Parking

  • Gravel Driveway

Home Design

  • Colonial Architecture
  • Aluminum Siding

Interior Spaces

  • 1,423 Sq Ft Home
  • Property has 2 Levels
  • Combination Kitchen and Dining Room
  • Crawl Space

Bedrooms and Bathrooms

  • 3 Bedrooms

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Federalsburg Subdivision

Listing and Financial Details

  • Tax Lot 11
  • Assessor Parcel Number 0605018684

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,755

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 1900
  • Automatically Close On Close Date: No
  • Remarks Public: A diamond in the rough that you can make your own. Charming 1423 Sq Ft. Colonial home on Reliance Ave in Federalsburg with open views overlooking the river. Needing some TLC, spacious bedrooms, 1.5 baths, front porch, large driveway for parking and 2 car detached garage (with electric). A large loft room above with outdside stairs. Thoughtful details throughout. Partially renovated, replacement windows throughout, priced to sell quickly.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Combination Kitchen/Dining
  • Fireplace: No
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 1423
  • Living Area Sq Ft: 1423
  • Price Per Sq Ft: 90.65
  • Above Grade Finished Sq Ft: 1423
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 103

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level 2 Bathrooms: 1.00
  • Upper Level 2 Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Aluminum Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Gravel Driveway
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Window Unit(s)
  • Heating Fuel: Electric
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CAROLINE COUNTY PUBLIC SCHOOLS
  • School District Key: 121139029245
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.27
  • Lot Dimensions: 117.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 11556.00
  • Year Assessed: 2025
  • Zoning: R-2
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1755.00
  • Assessor Parcel Number: 0605018684
  • Tax Lot: 11
  • Tax Total Finished Sq Ft: 1423
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 08/12/2025

MLS Schools

  • School District Name: CAROLINE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 25, 2025
Closed on
Aug 12, 2025
Sold by
Kretch Christopher R
Bought by
David W Nickerson Revocable Trust and Nickerson
Seller's Agent
rachael harrison
Coldwell Banker Realty
Buyer's Agent
Kathleen Momme
Coldwell Banker Realty
List Price
$145,000
Sold Price
$100,000
Premium/Discount to List
-$45,000
-31.03%
Views
85

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2689.10%

Purchase Details

Listed on
Jan 30, 2014
Closed on
Mar 26, 2014
Sold by
Dover Street Realty Inc
Bought by
Kretch Christopher R
Seller's Agent
Blaine Williamson
McClain-Williamson Realty, LLC
Buyer's Agent
Dwayne Whitmore
Water Oak Realty, Ltd.
List Price
$49,000
Sold Price
$40,000
Premium/Discount to List
-$9,000
-18.37%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.39%

Purchase Details

Closed on
Jan 27, 2014
Sold by
Quality Homes Llc
Bought by
Dover Street Realty Inc

Purchase Details

Closed on
Jul 27, 2009
Sold by
Homesales Inc
Bought by
Quality Home Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,000
Interest Rate
5.47%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 17, 2008
Sold by
Knode Teresa M
Bought by
Homesales Inc

Purchase Details

Closed on
Aug 27, 2008
Sold by
Knode Teresa M
Bought by
Homesales Inc

Purchase Details

Closed on
Jun 27, 2001
Sold by
Willoughby Teresa M
Bought by
Knode Teresa M and Knode David

Purchase Details

Closed on
Apr 9, 1998
Sold by
Willoughby Robert W and Willoughby Teresa M
Bought by
Willoughby Teresa M

Purchase Details

Closed on
Aug 15, 1994
Sold by
Zaffere Frank D 111
Bought by
Willoughby Robert W and Willoughby Teresa M
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $100,000 Cambridge Title Company
Deed $40,000 None Available
Trustee Deed $45,000 None Available
Deed $25,000 --
Deed $118,321 --
Deed $118,321 --
Deed -- --
Deed -- --
Deed $57,320 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $98,000 Purchase Money Mortgage
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/12/2025 08/12/25 Sold $100,000 -22.5% $70 / Sq Ft
06/17/2025 06/17/25 Price Changed $129,000 -7.2% $91 / Sq Ft
06/04/2025 06/04/25 Price Changed $139,000 -4.1% $98 / Sq Ft
04/25/2025 04/25/25 For Sale $145,000 +262.5% $102 / Sq Ft
04/03/2014 04/03/14 Sold $40,000 -18.4% $29 / Sq Ft
03/06/2014 03/06/14 Pending -- -- --
01/30/2014 01/30/14 For Sale $49,000 -- $36 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,464 $113,100 $0 $0
2024 $1,464 $92,300 $0 $0
2023 $1,353 $71,500 $17,500 $54,000
2022 $1,353 $71,500 $17,500 $54,000
2021 $2,706 $71,500 $17,500 $54,000
2020 $0 $88,000 $17,500 $70,500
2019 $1,656 $88,000 $17,500 $70,500
2018 $1,647 $88,000 $17,500 $70,500
2017 $1,759 $96,000 $0 $0
2016 -- $95,533 $0 $0
2015 $1,899 $95,067 $0 $0
2014 $1,899 $105,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCM2005656

Bright MLS

APN: 05-018684