NOT LISTED FOR SALE

103 S 10th St Fernandina Beach, FL 32034

Estimated Value: $1,517,000 - $2,230,247

4 Beds
5 Baths
3,936 Sq Ft
$446/Sq Ft Est. Value

Last Sold June 03, 2022

Last sale price $1,495,000 $380 Per Sq Ft

Est. 17% increase in value since last sale

Current estimated payment $11,595/month

5 Days on Market

Highlights

  • The property is located in a historic district
  • Wood Flooring
  • Front Porch
  • Emma Love Hardee Elementary School Rated A-
  • No HOA
  • 2-minute walk to Central Park

About This Home

As of June 2022

**$200,000 BILL OF SALE WITH PURCHASE** Grand historic home built in 1857 boasts character & charm all within walking distance to historic Centre Street. This property is zoned C-3, allowing for single family, commercial use, bed & breakfast, or a picturesque venue. Central park is down the street & the farmers market just a few blocks away. High ceilings with crown molding, original millwork, reclaimed hardwood floors, vast windows & natural light throughout including a compass rose inlay & map mural in the office. Parlor, billiards room, grand dining room, gourmet kitchen with ss appliances, living room, covered patio, & private courtyard. 2 owners suites- one on the main floor & the other on the 2nd floor. Features include the Hardie board exterior, elevator, & more!

Last Agent to Sell the Property

Savannah Dougherty

ONE SOTHEBY'S INTERNATIONAL REALTY License #3389614 Listed on: 03/12/2022

ONE SOTHEBY'S INTERNATIONAL REALTY

Last Buyer's Agent

NON MLS

NON MLS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $26,978

Year Built

  • Built in 1857

Lot Details

  • Back Yard Fenced
  • Irregular Lot

Parking

  • 2 Car Garage

Home Design

  • Shingle Roof

Interior Spaces

  • 3,936 Sq Ft Home
  • 3-Story Property
  • Double Sided Fireplace
  • Wood Flooring

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan

Laundry

  • Dryer
  • Washer

Additional Features

  • Front Porch
  • The property is located in a historic district
  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • City Of Fernandina Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 000031180000490080

Home Details

Home Type

Single Family

Est. Annual Taxes

$26,978

Year Built

Built in 1857

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 3
  • Year Built: 1857
  • Property Sub Type: Single Family Residence
  • Road Surface Type: Asphalt
  • Subdivision Name: City Of Fernandina Beach
  • General Property Information Living Area2: 3936.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Water Source Public: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Wood: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Fencing Back Yard: Yes
  • Lot Features Historic Area: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Split Bedrooms
  • Major Appliances: Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer
  • Full Bathrooms: 3
  • Half Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Double Sided
  • Fireplace: Yes
  • Flooring: Wood
  • Living Area: 3936.0
  • ResoLivingAreaSource: PublicRecords
  • Appliances Dishwasher: Yes
  • Appliances:Gas Range: Yes
  • Interior Features:Split Bedrooms: Yes
  • Fireplace Features:Double Sided: Yes

Exterior Features

  • Waterfront: No
  • Fencing: Back Yard
  • Roof: Shingle
  • Lot Features: Historic Area
  • Pool Features: None
  • Patio And Porch Features: Front Porch
  • Patio And Porch Features:Front Porch: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Lot Info

  • Current Use: Commercial, Residential
  • Parcel #: 000031180000490080

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 12, 2022
Closed on
Jun 3, 2022
Sold by
Ashley Johnson Brooke
Bought by
Banks Marvin R and Banks Melinda C
Seller's Agent
Savannah Dougherty
ONE SOTHEBY'S INTERNATIONAL REALTY
Buyer's Agent
NON MLS
NON MLS
List Price
$1,699,999
Sold Price
$1,495,000
Premium/Discount to List
-$204,999
-12.06%
Current Estimated Value
$1,756,062

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$261,062
Avg. Annual Appreciation
4.94%

Purchase Details

Closed on
Jun 27, 2011
Sold by
Swift Charis Lee and Swann Charis Lee
Bought by
Swann Joseph Oneil

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,000
Interest Rate
4.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 5, 2004
Sold by
Drake Vernon N and Drake Kathleen W
Bought by
Swann Joseph Oneil and Swann Charis Lee

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$238,000
Interest Rate
3.25%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Banks Marvin R $1,495,000 Andrea F Lennon Pa
Swann Joseph Oneil -- None Available
Swann Joseph Oneil $297,500 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Swann Joseph Oneil $30,000
Previous Owner Swann Joseph Oneil $238,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/17/2023 12/17/23 Off Market $1,495,000 -- --
06/03/2022 06/03/22 Sold $1,495,000 -12.1% $380 / Sq Ft
03/17/2022 03/17/22 Pending -- -- --
03/12/2022 03/12/22 For Sale $1,699,999 0.0% $432 / Sq Ft
08/27/2019 08/27/19 For Rent $4,200 -- --
08/27/2019 08/27/19 Rented -- -- --
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $26,978 $2,083,149 $600,000 $1,483,149
2023 $26,978 $1,435,567 $600,000 $835,567
2022 $19,254 $1,346,388 $600,000 $746,388
2021 $12,034 $788,277 $140,000 $648,277
2020 $11,571 $776,995 $140,000 $636,995
2019 $11,521 $779,606 $140,000 $639,606
2018 $8,604 $423,354 $0 $0
2017 $11,311 $567,518 $0 $0
2016 $10,486 $517,920 $0 $0
2015 $10,662 $519,959 $0 $0
2014 $9,992 $481,170 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 1158040

realMLS (Northeast Florida Multiple Listing Service)

APN: 00-00-31-1800-0049-0080