R
Seller's Agent in 2025
Richard Patton
CENTURY 21 The Hills Realty
(830) 928-5331
2 Total Sales
Last list price
103 Spanish Oak Ln Kerrville, TX 78028
3
Beds
2
Baths
1,894
Sq Ft
0.34
Acres
Highlights
- Contemporary Architecture
- Home Office
- 2 Car Attached Garage
- Screened Porch
- Separate Outdoor Workshop
- Double Pane Windows
About This Home
As of July 2025Seller offering up to $10k in buyer concessions. Sellers are currently upgrading/ enlarging the kitchen pantry and refrigerator area. Updated pictures coming soon. Perfect-size family home located in the sought-after subdivision of Greenwood Forest and Ingram ISD! A cozy and very well-maintained house where pride of ownership is seen. The home has updated plumbing and electrical, a well-landscaped yard with an outdoor fire pit and barbecue area, perfect for the upcoming summer nights! The living room is spacious with a masonry fireplace and flows openly to the kitchen, which features a dining/breakfast area. The master bedroom/bathroom is updated and modern. A bonus is the enclosed large and inviting sunroom, where you can enjoy your morning coffee and views.
Last Agent to Sell the Property
CENTURY 21 The Hills Realty Brokerage Phone: 8302575010 License #0826351 Listed on: 03/18/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,747
Year Built
- Built in 1977
Lot Details
- 0.34 Acre Lot
- Property fronts a county road
- Fenced
- Level Lot
- Sprinkler System
HOA Fees
- $3 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Contemporary Architecture
- Brick Veneer
- Slab Foundation
- Frame Construction
- Composition Roof
Interior Spaces
- 1,894 Sq Ft Home
- 1-Story Property
- Fireplace Features Masonry
- Double Pane Windows
- Living Room with Fireplace
- Dining Room
- Home Office
- Screened Porch
- Fire and Smoke Detector
Kitchen
- Electric Range
- Dishwasher
Flooring
- Carpet
- Stone
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
- Bathtub with Shower
Laundry
- Laundry Room
- Washer and Dryer Hookup
Outdoor Features
- Separate Outdoor Workshop
- Rain Gutters
Schools
- Ingram Elementary School
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
- Cable TV Available
Community Details
- Greenwood Forest Subdivision
Listing and Financial Details
- Tax Block 2
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 18, 2025
Closed on
Jul 31, 2025
Sold by
Moss Brittany and Moss Christopher Ryan
Bought by
Ispas Rebecca Ann
Seller's Agent
Richard Patton
CENTURY 21 The Hills Realty
Buyer's Agent
Katie Kane
Cornerstone Realty Company
List Price
$389,500
Views
42
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.59%
Original Mortgage
$259,500
Outstanding Balance
$259,500
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$129,191
Purchase Details
Listed on
May 26, 2019
Closed on
Jul 1, 2019
Sold by
Carter David A and Carter Kimberly A
Bought by
Moss Brittany and Moss Christopher Ryan
Seller's Agent
Karin Buchanan
Fore Premier Properties
Buyer's Agent
Matthew Christiansen
Fore Premier Properties
List Price
$244,500
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.95%
Original Mortgage
$244,500
Interest Rate
4%
Mortgage Type
VA
Purchase Details
Listed on
Oct 15, 2016
Closed on
Nov 18, 2016
Sold by
Bergen Florence R and Bergen Florence R
Bought by
Carter David A and Carter Kimberly A
Seller's Agent
Dick Rubright
Sherman & Co
Buyer's Agent
Jennifer McDermott
Fore Premier Properties
List Price
$192,500
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.56%
Original Mortgage
$182,875
Interest Rate
3.42%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | Kerr Cnty Abstract & Title | |
| Vendors Lien | -- | Kerrville Title Company | |
| Vendors Lien | -- | Kerr County Abstract Title C |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $259,500 | New Conventional | |
| Previous Owner | $244,300 | VA | |
| Previous Owner | $244,500 | VA | |
| Previous Owner | $182,875 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/31/2025 07/31/25 | Sold | -- | -- | -- |
| 07/01/2025 07/01/25 | For Sale | $389,500 | 0.0% | $206 / Sq Ft |
| 06/30/2025 06/30/25 | Pending | -- | -- | -- |
| 06/29/2025 06/29/25 | Pending | -- | -- | -- |
| 05/22/2025 05/22/25 | Price Changed | $389,500 | -2.5% | $206 / Sq Ft |
| 04/07/2025 04/07/25 | Price Changed | $399,500 | -0.1% | $211 / Sq Ft |
| 03/18/2025 03/18/25 | For Sale | $400,000 | +63.6% | $211 / Sq Ft |
| 07/01/2019 07/01/19 | Sold | -- | -- | -- |
| 05/31/2019 05/31/19 | Pending | -- | -- | -- |
| 05/26/2019 05/26/19 | For Sale | $244,500 | +27.0% | $129 / Sq Ft |
| 11/18/2016 11/18/16 | Sold | -- | -- | -- |
| 10/24/2016 10/24/16 | Pending | -- | -- | -- |
| 10/17/2016 10/17/16 | For Sale | $192,500 | -- | $103 / Sq Ft |
Source: Kerrville Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,747 | $343,754 | $20,000 | $323,754 |
| 2023 | $4,867 | $343,754 | $20,000 | $323,754 |
| 2022 | $4,804 | $304,601 | $20,000 | $284,601 |
| 2021 | $4,217 | $267,717 | $20,000 | $247,717 |
| 2020 | $4,341 | $249,415 | $20,000 | $229,415 |
| 2019 | $3,092 | $184,169 | $20,000 | $164,169 |
| 2018 | $2,789 | $155,148 | $20,000 | $135,148 |
| 2017 | $2,806 | $155,148 | $20,000 | $135,148 |
| 2016 | $2,622 | $144,976 | $20,000 | $124,976 |
| 2015 | -- | $144,976 | $20,000 | $124,976 |
| 2014 | -- | $140,351 | $12,875 | $127,476 |
Source: Public Records
Agents Affiliated with this Home
-
Richard Patton
-
Katie Kane
K
Buyer's Agent in 2025
Katie Kane
Cornerstone Realty Company
(830) 343-7093
9 Total Sales
-
Karin Buchanan
K
Seller's Agent in 2019
Karin Buchanan
Fore Premier Properties
(830) 955-2868
87 Total Sales
-
M
Buyer's Agent in 2019
Matthew Christiansen
Fore Premier Properties
-
D
Seller's Agent in 2016
Dick Rubright
Sherman & Co
-
J
Buyer's Agent in 2016
Jennifer McDermott
Fore Premier Properties
Map
Source: Kerrville Board of REALTORS®
MLS Number: 118688
APN: R27287
Nearby Homes
- 117 Spanish Oak Ln
- 118 Sandlewood Ln
- 116 Spanish Oak Ln
- 106 Westwood Ln
- 105 Sherwood Ln
- 0 Skyview Dr Unit 18541199
- 0 Skyview Dr Unit See below 118635
- 0 Skyview Dr Unit See below 118634
- 110 Forest Hill Ln
- 113 Cedar Dr
- 205 Red Oak Ln
- 200 Red Oak Ln
- 207 Red Oak Ln
- 138 Holly Hill Dr
- 108 Holly Hill Dr
- 243 Wedgewood Ln
- 149 Holly Hill Dr
- 153 Cattail Creek Dr
- 204 Cattail Creek Dr
- 217 Painted Rock