103 Stephanie St Palatka, FL 32177
Estimated payment $2,953/month
Highlights
- In Ground Pool
- Vaulted Ceiling
- Great Room
- Garage Apartment
- Ranch Style House
- No HOA
About This Home
One of a kind! Custom-built, pool home is located within minutes of the hospital. It sits on .57 acres and features: 3 bedrooms 2 bathrooms, two-car garage , engineered Bamboo flooring throughout with tile in the bathrooms, vaulted ceilings, Electrical fireplace, custom indoor plantation shutters, window reading nook, and upgrade master closet. Access the inviting screened-in pool area directly form the master suite or the kitchen/dinning area. Beautifully updated and meticulously maintained home, offering privacy, comfort, and functionality both inside and out. The kitchen has been upgraded with additional cabinetry, quartz countertops, a stylish backsplash, a new sink, modern faucets, and a garbage disposal. Enjoy upgraded LED ceiling lighting, a cozy electric fireplace, and new ceiling fans throughout the home.
A brand-new 22x24 detached garage was added, featuring a hip roof, 12’ wide garage door with windows, insulation, and an attached 6x24 covered porch with ladder access—ideal for storage or a workshop. The garage includes a separate entry mother-in-law suite complete with a full bathroom, perfect for guests, extended family, or rental potential.
The screened-in swimming pool has been enhanced with a new pump, filter, and pool lighting for year-round enjoyment. Additional updates in 2024 include:
New septic tank and drain field
Full exterior paint
New energy-efficient windows
Two new front entry doors
Hot water circulating pump
Full-house gutter system
This move-in-ready home is a rare find with thoughtful upgrades, expanded living space, and plenty of room to roam and relax in a private setting.Don't miss out this rare opportunity to own property in the Colonial Pines subdivision.
Listing Agent
EAZ REALTY LLC Brokerage Phone: 386-585-4833 License #3421304 Listed on: 05/19/2025
Co-Listing Agent
EAZ REALTY LLC Brokerage Phone: 386-585-4833 License #3418935
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $262
Year Built
- Built in 1997
Lot Details
- 0.57 Acre Lot
- Lot Dimensions are 170x146
- North Facing Home
- Property is zoned PUTNAM
Parking
- 3 Car Attached Garage
- Garage Apartment
Home Design
- Ranch Style House
- Traditional Architecture
- Patio Home
- Brick Exterior Construction
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 2,320 Sq Ft Home
- Vaulted Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Double Pane Windows
- Plantation Shutters
- French Doors
- Great Room
- Laundry in Garage
Kitchen
- Eat-In Kitchen
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- 3 Full Bathrooms
Home Security
- Security System Owned
- Fire and Smoke Detector
Outdoor Features
- In Ground Pool
- Patio
- Rain Gutters
- Private Mailbox
Additional Homes
- 480 SF Accessory Dwelling Unit
Utilities
- Central Heating and Cooling System
- Well
- Electric Water Heater
- Septic Tank
- Phone Available
- Cable TV Available
Community Details
- No Home Owners Association
- Colonial Pines Sub Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 4 / F
- Assessor Parcel Number 09-10-26-1525-0060-0040
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $262 | $203,930 | -- | -- |
| 2023 | $2,180 | $158,160 | $0 | $0 |
| 2022 | $2,060 | $153,560 | $0 | $0 |
| 2021 | $2,046 | $149,090 | $0 | $0 |
| 2020 | $2,056 | $147,040 | $0 | $0 |
| 2019 | $2,051 | $143,740 | $130,290 | $13,450 |
| 2018 | $2,043 | $141,060 | $131,120 | $9,940 |
| 2017 | $2,044 | $138,160 | $128,320 | $9,840 |
| 2016 | $1,969 | $135,320 | $0 | $0 |
| 2015 | $1,975 | $134,385 | $0 | $0 |
| 2014 | $2,005 | $133,318 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/14/2025 08/14/25 | For Sale | $550,000 | +32.5% | $299 / Sq Ft |
| 12/17/2023 12/17/23 | Off Market | $415,000 | -- | -- |
| 05/03/2023 05/03/23 | Sold | $415,000 | -8.8% | $231 / Sq Ft |
| 05/03/2023 05/03/23 | For Sale | $455,000 | -- | $253 / Sq Ft |
| 03/18/2023 03/18/23 | Pending | -- | -- | -- |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $415,000 | Guaranty Title | |
| Warranty Deed | -- | Attorney | |
| Interfamily Deed Transfer | -- | Attorney | |
| Interfamily Deed Transfer | -- | Vystar Title Agency |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $225,000 | New Conventional | |
| Closed | $138,500 | Credit Line Revolving | |
| Closed | $150,000 | New Conventional | |
| Previous Owner | $35,000 | Stand Alone Second | |
| Previous Owner | $151,000 | New Conventional | |
| Previous Owner | $119,268 | Unknown | |
| Previous Owner | $121,000 | Unknown | |
| Previous Owner | $12,116 | Unknown |
Source: Stellar MLS
MLS Number: FC309374
APN: 09-10-26-1525-0060-0040
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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