103 Treetop Ln Banner Elk, NC 28604
3
Beds
2.5
Baths
2,322
Sq Ft
1.15
Acres
Highlights
- Mountain View
- Contemporary Architecture
- Covered Patio or Porch
- Banner Elk Elementary School Rated A-
- Wooded Lot
- Double Pane Windows
About This Home
As of July 20253 bedroom, 2.1 bath well constructed home located close to Banner Elk, ski slopes and golf! Main level features beautiful hardwood floors in kitchen, dining and great room, vaulted ceilings, floor to ceiling stone fireplace in great room, extra large masterbedroom, and a sunroom with tongue & groove ceiling and ceramic tile floor. The sunroom has flue installed, ready for a woodburning stove so you can use the room year-round. Second floor has a large, hardwood floor loft that would make a great second living area, library or office space, two large bedrooms and ceramic tile floored bath. House is on 1.15 acres in the Treetop subdivision, with easy year-round access. Detached 16x20 workshop is included- not included in square footage, but great space for work and storage. House has additional storage under the sunroom and deck, and large, dry crawlspace. At this price, a great investment opportunity, or full time residence!
Last Agent to Sell the Property
Brian Riggins
Hodges & Company Real Estate Listed on: 05/22/2015
Last Buyer's Agent
Brian Riggins
Hodges & Company Real Estate Listed on: 05/22/2015
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,226
Year Built
- Built in 2005
Lot Details
- 1.15 Acre Lot
- Wooded Lot
- Zoning described as Subdivision
Property Views
- Mountain
- Seasonal
Home Design
- Contemporary Architecture
- Mountain Architecture
- Shingle Roof
- Asphalt Roof
- Wood Siding
- Masonry
Interior Spaces
- 2,322 Sq Ft Home
- Stone Fireplace
- Propane Fireplace
- Double Pane Windows
- Washer and Dryer Hookup
Kitchen
- Electric Range
- Recirculated Exhaust Fan
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
Parking
- No Garage
- Private Parking
- Gravel Driveway
Outdoor Features
- Covered Patio or Porch
- Outbuilding
Schools
- Banner Elk Elementary School
Utilities
- Forced Air Heating System
- Heating System Uses Propane
- Baseboard Heating
- Private Water Source
- Well
- Private Sewer
Listing and Financial Details
- Tax Lot 7
- Assessor Parcel Number 186801198649
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 21, 2024
Closed on
Jun 26, 2025
Sold by
Silver Candace Helms and Silver Stephen Andrew
Bought by
Brummel Christopher Ryan and Brummel Jamie Marie
Seller's Agent
Page Sauder
Baxter Mountain Properties
Buyer's Agent
Brie Powell
Keller Williams High Country
List Price
$574,000
Sold Price
$400,000
Premium/Discount to List
-$174,000
-30.31%
Views
173
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
423.34%
Original Mortgage
$250,000
Outstanding Balance
$250,000
Interest Rate
5.88%
Mortgage Type
New Conventional
Estimated Equity
$288,816
Purchase Details
Closed on
Mar 24, 2014
Sold by
Cole Lonnie J
Bought by
Branch Banking And Trust Co
Purchase Details
Closed on
Jun 3, 2008
Sold by
Cole Lonnie Joseph
Bought by
Country Carpentry Inc
Purchase Details
Closed on
Apr 18, 2007
Sold by
Country Carpentry Inc
Bought by
Cole Lonnie J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,000
Interest Rate
6.1%
Mortgage Type
New Conventional
Similar Home in Banner Elk, NC
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $400,000 | None Listed On Document | |
| Warranty Deed | $400,000 | None Listed On Document | |
| Trustee Deed | $245,843 | None Available | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $250,000 | New Conventional | |
| Closed | $250,000 | New Conventional | |
| Previous Owner | $133,800 | New Conventional | |
| Previous Owner | $255,000 | New Conventional | |
| Previous Owner | $30,000 | Credit Line Revolving | |
| Previous Owner | $256,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/03/2025 07/03/25 | Sold | $400,000 | -10.9% | $192 / Sq Ft |
| 05/19/2025 05/19/25 | Price Changed | $449,000 | -6.1% | $216 / Sq Ft |
| 04/25/2025 04/25/25 | Price Changed | $478,000 | -4.0% | $230 / Sq Ft |
| 01/02/2025 01/02/25 | Price Changed | $498,000 | -12.5% | $240 / Sq Ft |
| 12/02/2024 12/02/24 | Price Changed | $569,000 | -0.9% | $274 / Sq Ft |
| 12/02/2024 12/02/24 | For Sale | $574,000 | 0.0% | $276 / Sq Ft |
| 10/07/2024 10/07/24 | Off Market | $574,000 | -- | -- |
| 09/21/2024 09/21/24 | Price Changed | $574,000 | -4.2% | $276 / Sq Ft |
| 08/21/2024 08/21/24 | For Sale | $599,000 | +238.4% | $288 / Sq Ft |
| 08/28/2015 08/28/15 | Sold | $177,000 | 0.0% | $76 / Sq Ft |
| 07/29/2015 07/29/15 | Pending | -- | -- | -- |
| 05/22/2015 05/22/15 | For Sale | $177,000 | -- | $76 / Sq Ft |
Source: High Country Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,088 | $272,000 | $50,000 | $222,000 |
| 2023 | $1,088 | $272,000 | $50,000 | $222,000 |
| 2022 | $1,088 | $272,000 | $50,000 | $222,000 |
| 2021 | $1,337 | $243,100 | $50,000 | $193,100 |
| 2020 | $1,337 | $243,100 | $50,000 | $193,100 |
| 2019 | $1,337 | $243,100 | $50,000 | $193,100 |
| 2018 | $1,337 | $243,100 | $50,000 | $193,100 |
| 2017 | $1,153 | $209,700 | $0 | $0 |
| 2016 | $938 | $209,700 | $0 | $0 |
| 2015 | $938 | $209,700 | $22,000 | $186,800 |
| 2012 | -- | $312,700 | $55,000 | $257,700 |
Source: Public Records
Agents Affiliated with this Home
-
Page Sauder
Seller's Agent in 2025
Page Sauder
Baxter Mountain Properties
(828) 265-9593
10 in this area
88 Total Sales
-
Brie Powell
B
Buyer's Agent in 2025
Brie Powell
Keller Williams High Country
(540) 969-9523
2 in this area
9 Total Sales
-
B
Seller's Agent in 2015
Brian Riggins
Hodges & Company Real Estate
Map
Source: High Country Association of REALTORS®
MLS Number: 191853
APN: 1868-01-19-8649-00000
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