NOT LISTED FOR SALE

Silver Dunes 1030 Highway 98 E Unit 40 Destin, FL 32541

Destin Area

Estimated Value: $499,000 - $691,000

2 Beds
2.5 Baths
1,500 Sq Ft
8 Acre Lot

Sale Details

Date Sold: May 15, 2025

Last sale price $440,000 $293 Per Sq Ft

Est. 41% increase in value since last sale

Current estimated payment $5,190 / mo

22 Days on Market

Highlights

  • Beach
  • Property fronts gulf or ocean
  • Heated Pool
  • Destin Elementary School Rated A-
  • Deeded access to the beach
  • Primary Bedroom Suite

About This Home

As of May 2025

Gulf-Front 2-Story Condo in Penthouse Building 5.

Don't miss this rare opportunity to own this stunning two-story Gulf-front condominium in a prime beachfront location! Offering expansive Gulf views, direct beach access, and resort-style amenities, this property is perfect for investors, vacation homeowners, or full-time coastal living.

Wake up to the sound of waves and panoramic Gulf views in this luxurious 2-bedroom, 2.5 bathroom, 2-story condo! Located directly on the beach, this beautifully designed residence offers an open-concept living space, floor-to-ceiling windows, and two private balconies overlooking the sparkling turquoise waters.

The spacious primary suite features Gulf views, a spa-like ensuite bath, and ample closet space.

Last Agent to Sell the Property

Stefan Camp

Luxury Estates Auction Company LLC License #3099002 Listed on: 04/02/2025

Last Buyer's Agent

Stefan Camp

Luxury Estates Auction Company LLC License #3099002 Listed on: 04/02/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $6,358

Year Built

  • Built in 1973

Lot Details

HOA Fees

  • $1,250 Monthly HOA Fees

Interior Spaces

  • 1,500 Sq Ft Home
  • Wet Bar
  • Furnished
  • Ceiling Fan
  • Window Treatments
  • Living Room
  • Dining Area
  • Vinyl Flooring

Kitchen

  • Breakfast Bar
  • Induction Cooktop
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom Suite
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Heated Pool
  • Deeded access to the beach
  • Balcony

Schools

  • Destin Elementary And Middle School
  • Fort Walton Beach High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2s-22-2303-0000-0400

Community Details

Overview

  • Association fees include accounting, ground keeping, insurance, internet service, management, master, recreational faclty, sewer, water, cable TV, trash
  • 98 Buildings
  • 98 Units
  • Silver Dunes Condo Subdivision
  • 5-Story Property

Amenities

  • Community Barbecue Grill
  • Game Room
  • Laundry Facilities
  • Elevator

Recreation

  • Beach

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$6,358

Year Built

Built in 1973

Lot Details

8 Acres

HOA Fees

$1,250 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: SILVER DUNES CONDO
  • Directions: Silver Dunes is located on the Gulf side of US-HWY 98 adjacent to Sundestin.
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 1973
  • Remarks Misc:Remarks: Gulf-Front 2-Story Condo in Penthouse Building 5. Don't miss this rare opportunity to own this stunning two-story Gulf-front condominium in a prime beachfront location! Offering expansive Gulf views, direct beach access, and resort-style amenities, this property is perfect for investors, vacation homeowners, or full-time coastal living. Wake up to the sound of waves and panoramic Gulf views in this luxurious 2-bedroom, 2.5 bathroom, 2-story condo! Located directly on the beach, this beautifully designed residence offers an open-concept living space, floor-to-ceiling windows, and two private balconies overlooking the sparkling turquoise waters. The spacious primary suite features Gulf views, a spa-like ensuite bath, and ample closet space.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Waterview:Gulf2: Yes
  • Waterfront:Gulf: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Dining Area: Yes
  • Special Features: None

Interior Features

  • Furnished: Furnished - All
  • Number Of Buildings: 98
  • Appliances: Dishwasher, Disposal, Dryer, Refrigerator W/IceMk, Smooth Stovetop Rnge, Washer, Water Heater - Elect
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Flooring: Floor Vinyl
  • Interior Amenities: Breakfast Bar, Owner's Closet, Washer/Dryer Hookup, Wet Bar
  • Stories: 5
  • Window Features: Window Treatment All
  • Interior:WasherDryer Hookup: Yes
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Appliances Dishwasher: Yes
  • Interior:Breakfast Bar: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Floor Vinyl: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Interior:Furnished - All: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Wet Bar: Yes

Exterior Features

  • Pool Features: Pool - Heated, Pool Type
  • View: Gulf
  • Waterfront Features: Gulf
  • Waterfront: Yes
  • Exterior Features: Balcony
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Exterior:Balcony: Yes
  • Exterior:Pool - Heated: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Beach, Deed Access, Elevators, Game Room, Gated Community, Laundry, Pool, Waterfront
  • Association #2 Fee: 1250.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Insurance, Internet Service, Management, Master Association, Recreational Faclty, Sewer, Water, Cable TV, Trash

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2s-22-2303-0000-0400
  • ResoLotSizeUnits: Acres

Multi Family

  • Number Of Units In Community: 98

Tax Info

  • Tax Annual Amount: 6358.0
  • Tax Year: 2024

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 2, 2025
Closed on
May 15, 2025
Sold by
Bought by
Seller's Agent
Stefan Camp
Luxury Estates Auction Company LLC
Buyer's Agent
Stefan Camp
Luxury Estates Auction Company LLC
List Price
$529,000
Sold Price
$440,000
Premium/Discount to List
-$89,000
-16.82%
Views
15
Current Estimated Value
$619,734

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$179,734
Avg. Annual Appreciation
33.35%

Purchase Details

Closed on
Apr 15, 2022
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$512,000
Interest Rate
0.0462%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 27, 2018
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,500
Interest Rate
0.0404%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 14, 2003
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
0.0588%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$440,000 Setco Services Llc
$640,000 Blue Title
$291,500 New Title Company Name
$275,000 First American Title Ins Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $512,000
Previous Owner $216,500
Previous Owner $150,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/15/2025 05/15/25 Sold $440,000 0.0% $293 / Sq Ft
05/15/2025 05/15/25 Sold $440,000 -16.8% $293 / Sq Ft View Prior Sale
04/24/2025 04/24/25 Pending -- -- --
04/24/2025 04/24/25 Pending -- -- --
04/02/2025 04/02/25 Price Changed $529,000 0.0% $353 / Sq Ft
04/02/2025 04/02/25 For Sale $529,000 -1.9% $353 / Sq Ft
03/20/2025 03/20/25 For Sale $539,000 -- $359 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,751 $570,000 $570,000
2024 $5,973 $570,000 $570,000
2023 $5,973 $500,000 $500,000
2022 $4,141 $385,000 $0 $385,000
2021 $3,477 $280,000 $0 $280,000
2020 $3,316 $265,000 $0 $265,000
2019 $3,108 $245,000 $0 $245,000
2018 $3,531 $275,000 $0 $0
2017 $3,751 $287,000 $0 $0
2016 $3,728 $287,000 $0 $0
2015 $3,802 $287,000 $0 $0
2014 $3,849 $287,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • S

    Seller's Agent in 2025

    Stefan Camp

    Luxury Estates Auction Company LLC

    (850) 502-7879

    9 Total Sales

    Stefan Camp
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About Silver Dunes

Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 972864

Emerald Coast Association of REALTORS®

APN: 00-2S-22-2303-0000-0400

Florida Okaloosa County Destin 32541

1030 Highway 98 E Unit 40, Destin, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Emerald Coast Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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