$425,000
SOLD MAY 11, 2026

Silver Dunes 1030 U S 98 Unit 202D Destin, FL 32541

2 Beds
2 Baths
960 Sq Ft
1973 Built

Sale Details

Date Sold: May 11, 2026

$443 Per Sq Ft

6% Below List Price

135 Days on Market

Highlights

  • Beach
  • Property fronts gulf or ocean
  • Primary Bedroom Suite
  • Destin Elementary School Rated A-
  • Heated In Ground Pool
  • Gated Community

About This Home

As of May 2026

A low-rise, Gulf front, private beach, RENTAL MACHINE, is the only way to describe this gem! 50k Gross Rent for 2025! This turn-key condo is located in Silver Dunes, which not only sits by the water, but is close to all of the shopping, dining, and entertainment that Destin, FL has to offer! Enjoy views of the beach and pool, from your oversized balcony, or take a few steps to the white sands of the Emerald Coast to enjoy your umbrella and beach chairs. Whether you are strictly looking for an investment property, a forever home, or a combination of the two, this place has got you covered! Come visit Silver Dunes and have the lifestyle you have always dreamed of!!

Last Agent to Sell the Property

Thomas Shumpert

NextHome Emerald Coast License #3485548 Listed on: 11/06/2025

NextHome Emerald Coast

Last Buyer's Agent

Jennifer Carty

JC Coastal Real Estate License #3309310

JC Coastal Real Estate

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1973

Lot Details

Home Design

  • Metal Roof
  • Concrete Siding
  • Stucco

Interior Spaces

  • 960 Sq Ft Home
  • Furnished
  • Bay Window

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom Suite
  • 2 Full Bathrooms
  • Primary Bathroom includes a Walk-In Shower

Home Security

Outdoor Features

  • Heated In Ground Pool
  • Balcony
  • Built-In Barbecue

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

  • Short Term Rentals Allowed
  • Assessor Parcel Number 00-2S-22-2303-000D-0202

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include ground keeping, cable TV, trash
  • Silver Dunes Condo Subdivision

Amenities

  • Community Barbecue Grill
  • Game Room
  • Laundry Facilities
  • Elevator

Recreation

  • Beach

Security

  • Gated Community
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Year Built

Built in 1973

Lot Details

0 Sq Ft Lot

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: SILVER DUNES CONDO
  • Directions: 98 towards Ft Walton
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 1973
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Waterview:Gulf2: Yes
  • Waterfront:Gulf: Yes
  • Appliances Microwave: Yes
  • Rooms:Balcony2: Yes
  • Special Features: None

Interior Features

  • Furnished: Furnished - All
  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Smoke Detector, Stove/Oven Electric
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Floor Tile, Floor WW Carpet
  • Interior Amenities: Kitchen Island
  • Window Features: Window Bay
  • Appliances:StoveOven Electric: Yes
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Interior:Floor Tile: Yes
  • Interior:Furnished - All: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Window Bay: Yes

Exterior Features

  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • View: Gulf
  • Waterfront Features: Gulf
  • Waterfront: Yes
  • Construction Type: Concrete, Stucco
  • Exterior Features: Balcony, BBQ Pit/Grill, Tennis Court
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Concrete: Yes
  • ConstructionSiding:Roof Metal: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • Exterior:Pool - Heated: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:BBQ PitGrill: Yes
  • Exterior:Tennis Court: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Short Term Rental - Allowed, Pickle Ball, BBQ Pit/Grill, Beach, Elevators, Game Room, Gated Community, Laundry, Pool, Tennis, TV Cable, Waterfront
  • Association: Yes

Fee Information

  • Association Fee Includes: Ground Keeping, Cable TV, Trash

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-22-2303-000D-0202

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 6, 2025
Closed on
May 11, 2026
Sold by
Bought by
Seller's Agent
Thomas Shumpert
NextHome Emerald Coast
Buyer's Agent
Jennifer Carty
JC Coastal Real Estate
List Price
$449,900
Sold Price
$425,000
Premium/Discount to List
-$24,900
-5.53%
Views
126

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
35.68%
Original Mortgage
$318,750
Outstanding Balance
$318,750
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$122,100

Purchase Details

Closed on
Nov 9, 2020
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$198,750
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 11, 2008
Sold by
Bought by
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $425,000 None Listed On Document
Personal Reps Deed $265,000 Shoreline Title
Quit Claim Deed -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $318,750 New Conventional
Previous Owner $198,750 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/11/2026 05/11/26 Sold $425,000 -5.5% $443 / Sq Ft
03/21/2026 03/21/26 Pending -- -- --
11/06/2025 11/06/25 For Sale $449,900 -- $469 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,319 $407,000 -- $407,000
2024 $4,062 $420,000 -- $420,000
2023 $4,062 $420,000 $0 $420,000
2022 $3,638 $365,000 $0 $365,000
2021 $2,794 $225,000 $0 $225,000
2020 $2,690 $215,000 $0 $215,000
2019 $2,727 $215,000 $0 $215,000
2018 $2,568 $200,000 $0 $0
2017 $2,535 $194,000 $0 $0
2016 $2,520 $194,000 $0 $0
2015 $2,570 $194,000 $0 $0
2014 $2,602 $194,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 989072

Emerald Coast Association of REALTORS®

APN: 00-2S-22-2303-000D-0202

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