NOT LISTED FOR SALE

10308 Derby Dr Laurel, MD 20723

Estimated Value: $876,000 - $1,027,000

4 Beds
2.5 Baths
3,105 Sq Ft
$305/Sq Ft Est. Value

Last Sold November 24, 2021

Last sale price $785,500 $253 Per Sq Ft

Est. 21% increase in value since last sale

Current estimated payment $6,065/month

2 Days on Market

Highlights

  • In Ground Pool
  • Colonial Architecture
  • Cathedral Ceiling
  • Hammond Elementary School Rated A
  • Deck
  • Traditional Floor Plan

About This Home

As of November 2021

DEADLINE for offers! The Sellers have requested that all offers be submitted no later than Monday, November 1, 2021, by 5 pm. Welcome to this brick front colonial in Hunter’s Creek situated on a spacious .41+ acre corner lot with mature trees shading the front of the home. As you enter through the front door into the two-story foyer, you will notice the home is freshly painted and outfitted with newly installed carpeting. On your right is the living room that connects to the office via French doors. On your left is the formal dining room accented with chair rails and crown moldings. French doors seamlessly connect to the spacious kitchen and breakfast room. The kitchen features ample cabinet space, an island with a gas cooktop, double ovens, and a large window overlooking the fenced-in backyard. The kitchen flows into the family room, drenched in natural light shining through the new skylights. Past the sliding door, the newly-screened porch is a great place to enjoy a snack after swimming in the in-ground pool. The large deck is great for backyard entertainment. Back inside, the upper level is home to a lovely owner’s suite that has vaulted ceilings, two large walk-in closets, and a newly updated, luxury bathroom. The bathroom’s focal point is the free-standing tub that sits below the skylight. The subway tiled shower is gorgeous as is the dual vanity. A water closet and linen closet complete the space. Three bedrooms and a full hall bath finish out the upper level. The basement is partially finished and awaits your finishing touches. Don't overlook the oversized, detached garage with its own driveway and gate. This garage has a large door with an automatic opener. There is an access door at both the front and rear of the garage. Heating and cooling make this the ideal space for a weekend mechanic, workshop, or any flex space you can dream up. Please take a look while you are touring the grounds. With an exceptional location that has plenty of peaceful privacy yet easy access to local attractions, this lovely home is truly a must-see. Welcome home!

Last Agent to Sell the Property

Wendy Slaughter

VYBE Realty License #605856 Listed on: 10/29/2021

VYBE Realty

Co-Listed By

Rochell Brown

VYBE Realty License #613066

Last Buyer's Agent

mike Foy

Northrop Realty

Northrop Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,993

Year Built

  • Built in 1989

Lot Details

  • 0.42 Acre Lot
  • Corner Lot
  • Back Yard Fenced and Front Yard
  • Bonus detached garage with garage door and front and rear entry doors. Electric service. Use for parking, workshop, etc.
  • Property is in very good condition
  • Property is zoned R20

HOA Fees

  • $16 Monthly HOA Fees

Parking

  • 3 Garage Spaces | 2 Direct Access and 1 Detached
  • 2 Driveway Spaces
  • Side Facing Garage
  • Garage Door Opener
  • Fenced Parking

Home Design

  • Colonial Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,105 Sq Ft Home
  • Property has 3 Levels
  • Traditional Floor Plan
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Self Contained Fireplace Unit Or Insert
  • Gas Fireplace
  • French Doors
  • Sliding Doors
  • Mud Room
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Den
  • Attic Fan

Kitchen

  • Breakfast Room
  • Built-In Double Oven
  • Down Draft Cooktop
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Up Access
  • Space For Rooms
  • Rough-In Basement Bathroom

Pool

  • In Ground Pool
  • Poolside Lot

Outdoor Features

  • Deck
  • Screened Patio

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Natural Gas Water Heater

Community Details

  • Hunter's Creek HOA
  • Hunters Creek Farm Subdivision
  • Property Manager

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Tax Lot 23
  • Assessor Parcel Number 1406520723

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,993

Year Built

Built in 1989

Lot Details

0

HOA Fees

$16 per month

Parking

4

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Home Warranty: Yes
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2021-10-29
  • Year Built: 1989
  • Automatically Close On Close Date: No
  • Remarks Public: DEADLINE for offers! The Sellers have requested that all offers be submitted no later than Monday, November 1, 2021, by 5 pm. Welcome to this brick front colonial in Hunter’s Creek situated on a spacious .41+ acre corner lot with mature trees shading the front of the home. As you enter through the front door into the two-story foyer, you will notice the home is freshly painted and outfitted with newly installed carpeting. On your right is the living room that connects to the office via French doors. On your left is the formal dining room accented with chair rails and crown moldings. French doors seamlessly connect to the spacious kitchen and breakfast room. The kitchen features ample cabinet space, an island with a gas cooktop, double ovens, and a large window overlooking the fenced-in backyard. The kitchen flows into the family room, drenched in natural light shining through the new skylights. Past the sliding door, the newly-screened porch is a great place to enjoy a snack after swimming in the in-ground pool. The large deck is great for backyard entertainment. Back inside, the upper level is home to a lovely owner’s suite that has vaulted ceilings, two large walk-in closets, and a newly updated, luxury bathroom. The bathroom’s focal point is the free-standing tub that sits below the skylight. The subway tiled shower is gorgeous as is the dual vanity. A water closet and linen closet complete the space. Three bedrooms and a full hall bath finish out the upper level. The basement is partially finished and awaits your finishing touches. Don't overlook the oversized, detached garage with its own driveway and gate. This garage has a large door with an automatic opener. There is an access door at both the front and rear of the garage. Heating and cooling make this the ideal space for a weekend mechanic, workshop, or any flex space you can dream up. Please take a look while you are touring the grounds. With an exceptional location that has plenty of peaceful privacy yet easy access to local attractions, this lovely home is truly a must-see. Welcome home!
  • Special Assessment Payment: Annually
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Oven - Double, Oven - Wall, Refrigerator, Washer, Cooktop - Down Draft, Icemaker, Water Heater
  • Flooring Type: Carpet, Ceramic Tile, Wood
  • Interior Amenities: Attic, Breakfast Area, Kitchen - Island, Built-Ins, Chair Railings, Crown Moldings, Primary Bath(s), Floor Plan - Traditional, Attic/House Fan, Carpet, Ceiling Fan(s), Family Room Off Kitchen, Formal/Separate Dining Room, Skylight(s), Soaking Tub, Walk-In Closet(s)
  • Fireplace Features: Insert, Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French, Sliding Glass
  • Wall Ceiling Types: 2 Story Ceilings, 9'+ Ceilings, Cathedral Ceilings, Vaulted Ceilings
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Basement, Breakfast Room, Mud Room, Office, Primary Bathroom, Full Bath, Half Bath
  • Basement: Yes
  • Basement Type: Partially Finished, Rough Bath Plumb, Walkout Stairs, Space For Rooms
  • Laundry Type: Main Floor
  • Total Sq Ft: 3105
  • Living Area Sq Ft: 3105
  • Price Per Sq Ft: 252.98
  • Above Grade Finished Sq Ft: 3105
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 10308

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s)
  • Pool Features: In Ground
  • Roof: Asphalt
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Personal
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 4.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway, Concrete Driveway, Fenced
  • Garage Features: Garage - Side Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 2
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Attached Garage, Detached Garage, Parking Garage, Driveway
  • Number of Spaces in Driveway: 2
  • Parking Garage Number Of Spaces: 1

Utilities

  • Refuse: 325.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air, Humidifier
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 196.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Name: HUNTER'S CREEK
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • School District: HOWARD COUNTY PUBLIC SCHOOL SYSTEM
  • School District Key: 121139568958
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels Description: Bonus detached garage with garage door and front and rear entry doors. Electric service. Use for parking, workshop, etc.
  • Fencing: Rear
  • Improvement Assessed Value: 408400.00
  • Land Assessed Value: 218500.00
  • Land Use Code: 010
  • Lot Features: Corner, Front Yard, Rear Yard, Poolside
  • Lot Size Acres: 0.42
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 18111.00
  • Outdoor Living Structures: Deck(s), Screened
  • Property Condition: Very Good
  • Year Assessed: 2021
  • Zoning: R20
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Assessor Parcel Number: 15400393
  • Tax Annual Amount: 8993.00
  • Assessor Parcel Number: 1406520723
  • Tax Lot: 23
  • Tax Total Finished Sq Ft: 3105
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020
  • Close Date: 11/24/2021

MLS Schools

  • School District Name: HOWARD COUNTY PUBLIC SCHOOL SYSTEM

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 29, 2021
Closed on
Nov 24, 2021
Sold by
Borgwardt Alan E and Borgwardt Elisabeth M
Bought by
Cahill Karen Rs and Cahill Joshua Ts
Seller's Agent
Wendy Slaughter
VYBE Realty
Buyer's Agent
mike Foy
Northrop Realty
List Price
$750,000
Sold Price
$785,500
Premium/Discount to List
$35,500
4.73%
Current Estimated Value
$946,554

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$161,054
Avg. Annual Appreciation
5.07%
Original Mortgage
$578,500
Outstanding Balance
$533,160
Interest Rate
3.11%
Mortgage Type
New Conventional
Estimated Equity
$413,394

Purchase Details

Closed on
Sep 19, 2007
Sold by
Degourse Gary D Trustee
Bought by
Borgwardt Alan E and Borgwardt Elisabeth M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$284,000
Interest Rate
6.78%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Aug 10, 2007
Sold by
Degourse Gary D Trustee
Bought by
Borgwardt Alan E and Borgwardt Elisabeth M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$284,000
Interest Rate
6.78%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Apr 20, 2001
Sold by
Degourse Gary D
Bought by
Degourse Gary D Trustee

Purchase Details

Closed on
Aug 29, 1989
Sold by
Capital Homes Inc
Bought by
Degourse Gary D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,600
Interest Rate
10.21%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cahill Karen Rs $785,500 Sage Title Group Llc
Borgwardt Alan E $720,000 --
Borgwardt Alan E $720,000 --
Degourse Gary D Trustee -- --
Degourse Gary D $299,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cahill Joshua Ts $200,000
Open Cahill Karen Rs $578,500
Previous Owner Borgwardt Alan E $417,000
Previous Owner Borgwardt Alan E $45,000
Previous Owner Borgwardt Alan E $417,000
Previous Owner Borgwardt Alan E $284,000
Previous Owner Borgwardt Alan E $400,000
Previous Owner Borgwardt Alan E $400,000
Previous Owner Degourse Gary D $592,000
Previous Owner Degourse Gary D $187,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/24/2021 11/24/21 Sold $785,500 0.0% $253 / Sq Ft
11/01/2021 11/01/21 Price Changed $785,500 +4.7% $253 / Sq Ft
11/01/2021 11/01/21 Pending -- -- --
10/29/2021 10/29/21 For Sale $750,000 -- $242 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,185 $790,000 $248,500 $541,500
2024 $11,185 $735,633 $0 $0
2023 $10,244 $681,267 $0 $0
2022 $9,423 $626,900 $218,500 $408,400
2021 $9,078 $610,900 $0 $0
2020 $8,963 $594,900 $0 $0
2019 $8,348 $578,900 $206,400 $372,500
2018 $8,582 $578,900 $206,400 $372,500
2017 $8,924 $578,900 $0 $0
2016 -- $603,700 $0 $0
2015 -- $586,233 $0 $0
2014 -- $568,767 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHW2005968

Bright MLS

APN: 06-520723