Seller's Agent in 2024
Bob Wisdom
RE/MAX
(847) 695-8348
15 in this area
688 Total Sales
1031 N Spring St Elgin, IL 60120
Northeast Elgin NeighborhoodEstimated Value: $356,000 - $400,000
4
Beds
3
Baths
1,800
Sq Ft
$214/Sq Ft
Est. Value
Highlights
- Recreation Room
- Cottage
- Den
- Sun or Florida Room
- Home Gym
- Formal Dining Room
About This Home
As of March 2024Very rarely do homes like this come available in this area! Classic all brick cottage style home on beautiful flat double lot! Instant curb appeal draws your attention! Warm, inviting cozy living room with stone fireplace, crown molding and front picture window! Bright sun room with exposed brick, tongue & groove knotty pine walls and sliding glass doors to the stone patio! Upgraded eat-in kitchen with oak cabinetry, Corian countertops, stainless steel appliances, planning desk and picture window with great views! Separate dining area! Remodeled 1st floor full bath! 2 gracious size convenient 1st floor bedrooms! Huge 2nd floor bedrooms with built-ins, unique ceiling lines and Jack & Jill bath! Full finished basement with rec room, exercise area with built-ins, full bath, den/flex room, large laundry area and storage room! Mint condition! Quick access to I-90, train station and shopping! Move in ready!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,160
Year Built
- Built in 1948
Lot Details
- 0.36 Acre Lot
- Lot Dimensions are 100x159x98x159
Parking
- 2 Car Detached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Cottage
- Brick Exterior Construction
- Asphalt Roof
Interior Spaces
- 1,800 Sq Ft Home
- 1.5-Story Property
- Ceiling Fan
- Gas Log Fireplace
- Living Room with Fireplace
- Formal Dining Room
- Den
- Recreation Room
- Sun or Florida Room
- Home Gym
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- 3 Full Bathrooms
Laundry
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 30, 2023
Closed on
Mar 5, 2024
Sold by
Scott Palmer Trust
Bought by
Susan M Cooper Revocable Living Trust and Cooper
Seller's Agent
Bob Wisdom
RE/MAX Horizon
Buyer's Agent
xRuta Baran
@properties Christie's International Real Estate
List Price
$369,900
Sold Price
$372,000
Premium/Discount to List
$2,100
0.57%
Total Days on Market
93
Views
114
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,038
Avg. Annual Appreciation
3.24%
Original Mortgage
$297,600
Outstanding Balance
$293,726
Interest Rate
6.13%
Mortgage Type
New Conventional
Estimated Equity
$92,312
Purchase Details
Closed on
Feb 9, 2019
Sold by
Palmer Scott
Bought by
Palmer Scott
Purchase Details
Closed on
Jul 12, 2018
Sold by
Palmer Jeanette
Bought by
Palmer Scott
Purchase Details
Closed on
Aug 1, 1994
Sold by
St Pauls United Church Of Christ Of Elgi
Bought by
Palmer Scott and Palmer Jeanette
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,000
Interest Rate
8.25%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Susan M Cooper Revocable Living Trust | $372,000 | Chicago Title | |
| Palmer Scott | -- | Attorney | |
| Palmer Scott | -- | Attorney | |
| Palmer Scott | -- | Attorneys National Title |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Susan M Cooper Revocable Living Trust | $297,600 | |
| Previous Owner | Palmer Scott | $135,000 | |
| Previous Owner | Palmer Scott | $55,500 | |
| Previous Owner | Palmer Scott D | $160,000 | |
| Previous Owner | Palmer Scott | $126,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/07/2024 03/07/24 | Sold | $372,000 | +0.6% | $207 / Sq Ft |
| 02/01/2024 02/01/24 | Pending | -- | -- | -- |
| 01/30/2024 01/30/24 | For Sale | $369,900 | 0.0% | $206 / Sq Ft |
| 11/10/2023 11/10/23 | Pending | -- | -- | -- |
| 10/30/2023 10/30/23 | For Sale | $369,900 | -- | $206 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $7,598 | $97,132 | $20,724 | $76,408 |
| 2022 | $7,160 | $88,568 | $18,897 | $69,671 |
| 2021 | $6,852 | $82,804 | $17,667 | $65,137 |
| 2020 | $6,662 | $79,049 | $16,866 | $62,183 |
| 2019 | $6,472 | $75,299 | $16,066 | $59,233 |
| 2018 | $6,198 | $68,585 | $15,135 | $53,450 |
| 2017 | $6,052 | $64,837 | $14,308 | $50,529 |
| 2016 | $5,775 | $60,151 | $13,274 | $46,877 |
| 2015 | $5,402 | $55,134 | $12,167 | $42,967 |
| 2014 | $5,402 | $54,454 | $12,017 | $42,437 |
| 2013 | $5,402 | $55,890 | $12,334 | $43,556 |
Source: Public Records
Agents Affiliated with this Home
-
Bob Wisdom
-
xRuta Baran
Buyer's Agent in 2024
xRuta Baran
@ Properties
(630) 862-7058
1 in this area
262 Total Sales
Map
Similar Homes in Elgin, IL
Source: Midwest Real Estate Data (MRED)
MLS Number: 11910427
APN: 06-12-105-002
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