1031 N Spring St Elgin, IL 60120
Northeast Elgin NeighborhoodEstimated payment $3,034/month
Highlights
- Recreation Room
- Sun or Florida Room
- Home Gym
- Main Floor Bedroom
- Cottage
- Formal Dining Room
About This Home
Welcome to 1031 North Spring Street in Elgin, a classic cottage-style home set on a beautiful double lot with outstanding curb appeal. This charming all-brick home is truly in move-in condition, offering timeless character, spacious living areas, and numerous recent improvements. Step inside to a cozy living room, with hardwood flooring under the carpet, featuring a large picture window that fills the space with natural light and a beautiful stone fireplace that creates a warm focal point. The spacious kitchen offers abundant cabinetry, Corian countertops, new appliances, and a large new picture window. Within the kitchen area is a bright dinette space, highlighted by another picture window overlooking the stone patio and expansive backyard, making it a wonderful spot for everyday dining. The main level includes two bedrooms and a recently remodeled full bathroom. A bright sunroom adds even more charm with exposed brick, tongue-and-groove knotty pine walls, and sliding glass doors leading to the stone patio, creating the perfect place to relax or entertain while enjoying views of the yard. Upstairs you will find two very large bedrooms connected by a convenient Jack-and-Jill bathroom, offering comfortable space and privacy for family or guests. The finished basement provides additional living space with a recreation room, a flex room that could serve as another bedroom or home office, a full bathroom, and abundant storage, including built-in cabinets, a separate storage room, and a large, light-filled laundry room. Outside, the backyard is truly exceptional, offering plenty of room to relax, entertain, garden, or for kids to play. The stone patio creates a wonderful outdoor gathering area within the expansive yard. The property also features an oversized all-brick detached garage, providing excellent storage and parking. This home has been thoughtfully maintained and extensively improved with numerous updates, including: 2025: New concrete driveway, walkways, and stoops; two picture windows replaced; all windows serviced with new handles, clasps, and locks; backyard clothesline installed; new Bosch dishwasher installed; garage door facing replaced; trees removed and landscaping improved; interior doors sanded and made operational; two pocket doors restored and made operational; new custom window shades from Budget Blinds; kitchen repainted; gas fireplace cleaned and serviced; front porch railing restored and painted. 2024: New furnace, ducting, and humidifier; new gutters, downspouts, and leaf filter system; electrical updates inside and outside, including exterior spotlight; radon mitigation system installed; ADT security system installed; new LED lighting and ceiling fans installed, fluorescent lighting replaced, and dimmers and GFI outlets added inside and outside; plumbing repairs including laundry faucet, main bathroom faucet, and handheld shower sprayers; new smoke and CO2 detectors installed; dryer vent professionally cleaned. Ideally located just minutes from the Metra train station, downtown Elgin restaurants, the community recreation center with indoor pool, the Hemmens Cultural Center theatre, parks, shopping, and entertainment, with easy access to I-90 for convenient commuting. A rare opportunity to own a charming cottage home on a beautiful double lot with extensive updates, classic character, and an outstanding location.
Listing Agent
@properties Christie's International Real Estate License #475128472 Listed on: 03/20/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,964
Year Built
- Built in 1948
Lot Details
- 15,682 Sq Ft Lot
- Lot Dimensions are 100x159x98x159
- Paved or Partially Paved Lot
Parking
- 2 Car Detached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Cottage
- Brick Exterior Construction
- Asphalt Roof
Interior Spaces
- 1,800 Sq Ft Home
- 1.5-Story Property
- Ceiling Fan
- Gas Log Fireplace
- Family Room
- Living Room with Fireplace
- Formal Dining Room
- Recreation Room
- Bonus Room
- Sun or Florida Room
- Home Gym
- Storm Doors
Kitchen
- Range
- Microwave
- Bosch Dishwasher
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Main Floor Bedroom
- Bathroom on Main Level
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
- Laundry Chute
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,964 | $107,515 | $22,939 | $84,576 |
| 2023 | $7,598 | $97,132 | $20,724 | $76,408 |
| 2022 | $7,160 | $88,568 | $18,897 | $69,671 |
| 2021 | $6,852 | $82,804 | $17,667 | $65,137 |
| 2020 | $6,662 | $79,049 | $16,866 | $62,183 |
| 2019 | $6,472 | $75,299 | $16,066 | $59,233 |
| 2018 | $6,198 | $68,585 | $15,135 | $53,450 |
| 2017 | $6,052 | $64,837 | $14,308 | $50,529 |
| 2016 | $5,775 | $60,151 | $13,274 | $46,877 |
| 2015 | $5,402 | $55,134 | $12,167 | $42,967 |
| 2014 | $5,402 | $54,454 | $12,017 | $42,437 |
| 2013 | $5,402 | $55,890 | $12,334 | $43,556 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/22/2026 03/22/26 | Pending | -- | -- | -- | |
| 03/20/2026 03/20/26 | For Sale | $450,000 | +21.0% | $250 / Sq Ft | |
| 03/07/2024 03/07/24 | Sold | $372,000 | +0.6% | $207 / Sq Ft | View Prior Sale |
| 02/01/2024 02/01/24 | Pending | -- | -- | -- | |
| 01/30/2024 01/30/24 | For Sale | $369,900 | 0.0% | $206 / Sq Ft | |
| 11/10/2023 11/10/23 | Pending | -- | -- | -- | |
| 10/30/2023 10/30/23 | For Sale | $369,900 | -- | $206 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $372,000 | Chicago Title | |
| Interfamily Deed Transfer | -- | Attorney | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | -- | Attorneys National Title |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $297,600 | New Conventional | |
| Previous Owner | $126,000 | No Value Available |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12593909
APN: 06-12-105-002
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Ask me questions while you tour the home.