Seller's Agent in 2026
Ryan Kurtz
john greene Realtor
(630) 251-5386
1 in this area
169 Total Sales
362 1/2 River Bluff Rd Elgin, IL 60120
Northeast Elgin Neighborhood
3
Beds
3
Baths
2,166
Sq Ft
1.07
Acre Lot
Highlights
- River Front
- Open Floorplan
- Property is near park and forest
- 1.07 Acre Lot
- Mature Trees
- Vaulted Ceiling
About This Home
As of June 2026Highly sought-after location on River Bluff Road at the north end of Elgin, near the Cook/Lovell Historic District and Spring-Douglas Historic District-surrounded by beauty in every direction. Perched atop the bluff overlooking the Fox River, this unique property includes three parcels totaling over 1 acre of land! The wooded backyard slopes gently down to the Fox River Bike Trail, and the riverfront shoreline is also conveyed with the sale. Panoramic views steal the show both inside and out. The kitchen, dining room, and main floor primary suite all take full advantage with expansive windows that bring the scenery in. Refinished hardwood floors, fresh paint, updated electrical, and remodeled bathrooms provide the perfect blend of character and modern updates. With 2,745 square feet across three levels, there's space to spread out and enjoy. The impressive 400 sq ft living room highlights the warmth and charm of the original hardwood floors. A truly unique feature-the main floor primary suite with vaulted ceilings and full bath-is accessed through a hidden bookcase built into the living room wall! Upstairs, you'll find two additional bedrooms with beautiful hardwood floors and a recently remodeled full bathroom. The inviting family room features a cozy corner fireplace, while the walkout basement offers abundant storage and flexible space for entertaining, hobbies, or recreation. All of this in a wonderful neighborhood just minutes from I-90, the Metra train, restaurants, shopping, and the Hemmens Cultural Center. This is a rare opportunity to own over an acre in town, enjoy exceptional privacy, and take in breathtaking Fox River views from one of Elgin's most scenic settings. Sold AS IS.
Last Agent to Sell the Property
john greene, Realtor License #475157708 Listed on: 04/08/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,666
Year Built
- Built in 1903 | Remodeled in 2026
Lot Details
- 1.07 Acre Lot
- Lot Dimensions are 130x450
- River Front
- Mature Trees
- Wooded Lot
- Backs to Trees or Woods
- Additional Parcels
Parking
- 2 Car Attached Garage
- Parking Available
- Driveway
- Parking Included in Price
Home Design
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 2,166 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Family Room
- Living Room
- Dining Room with Fireplace
- Formal Dining Room
- Storage Room
- Home Gym
- Water Views
- Carbon Monoxide Detectors
Kitchen
- Range
- Dishwasher
Flooring
- Wood
- Carpet
- Linoleum
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- Bathroom on Main Level
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Exterior Basement Entry
- Finished Basement Bathroom
Utilities
- Window Unit Cooling System
- Radiator
- Baseboard Heating
- Heating System Uses Steam
Additional Features
- Tideland Water Rights
- Property is near park and forest
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 8, 2026
Closed on
May 27, 2026
Sold by
Bought by
Seller's Agent
Ryan Kurtz
john greene, Realtor
Buyer's Agent
Anna Etes
Suburban Life Realty, Ltd.
List Price
$459,000
Sold Price
$459,000
Views
79
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-39.03%
Original Mortgage
$344,250
Outstanding Balance
$343,936
Interest Rate
6.45%
Mortgage Type
New Conventional
Estimated Equity
$82,229
Purchase Details
Closed on
Feb 26, 2024
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$248,500
Interest Rate
8.13%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 17, 2020
Closed on
Jun 8, 2020
Sold by
Bought by
Seller's Agent
Eric Klein
Keller Williams Inspire
Buyer's Agent
Ryan Kurtz
john greene, Realtor
List Price
$265,000
Sold Price
$255,000
Premium/Discount to List
-$10,000
-3.77%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.75%
Original Mortgage
$200,000
Interest Rate
3.37%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Listed on
Jun 17, 2018
Closed on
Aug 10, 2018
Sold by
Bought by
Seller's Agent
Dena Priser
Grand Prairie Land Company
Buyer's Agent
Jack Norris
HomeSmart Realty Group
List Price
$250,000
Sold Price
$235,000
Premium/Discount to List
-$15,000
-6%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.64%
Original Mortgage
$230,743
Interest Rate
5.5%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 20, 2008
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $459,000 | First American Title | |
| Quit Claim Deed | $16,500 | Fidelity National Title | |
| Warranty Deed | $255,000 | Citywide Title Corp | |
| Warranty Deed | $235,000 | First American Title | |
| Interfamily Deed Transfer | -- | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $344,250 | New Conventional | |
| Closed | $248,500 | New Conventional | |
| Previous Owner | $200,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $230,743 | FHA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/04/2026 06/04/26 | Sold | $459,000 | 0.0% | $212 / Sq Ft | |
| 04/21/2026 04/21/26 | Pending | -- | -- | -- | |
| 04/10/2026 04/10/26 | For Sale | $459,000 | 0.0% | $212 / Sq Ft | |
| 04/10/2026 04/10/26 | Off Market | $459,000 | -- | -- | |
| 04/09/2026 04/09/26 | Off Market | $459,000 | -- | -- | |
| 04/08/2026 04/08/26 | For Sale | $459,000 | +80.0% | $212 / Sq Ft | |
| 06/15/2020 06/15/20 | Sold | $255,000 | -3.8% | $118 / Sq Ft | View Prior Sale |
| 05/03/2020 05/03/20 | Pending | -- | -- | -- | |
| 04/17/2020 04/17/20 | For Sale | $265,000 | +12.8% | $122 / Sq Ft | |
| 08/27/2018 08/27/18 | Sold | $235,000 | 0.0% | $108 / Sq Ft | View Prior Sale |
| 07/10/2018 07/10/18 | Pending | -- | -- | -- | |
| 07/02/2018 07/02/18 | Price Changed | $235,000 | -6.0% | $108 / Sq Ft | |
| 06/17/2018 06/17/18 | For Sale | $250,000 | -- | $115 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,653 | $111,837 | $20,850 | $90,987 |
| 2023 | $7,931 | $101,036 | $18,836 | $82,200 |
| 2022 | $7,468 | $92,127 | $17,175 | $74,952 |
| 2021 | $7,149 | $86,132 | $16,057 | $70,075 |
| 2020 | $6,952 | $82,226 | $15,329 | $66,897 |
| 2019 | $6,755 | $78,326 | $14,602 | $63,724 |
| 2018 | $6,051 | $67,199 | $13,756 | $53,443 |
| 2017 | $5,917 | $63,527 | $13,004 | $50,523 |
| 2016 | $5,646 | $58,936 | $12,064 | $46,872 |
| 2015 | -- | $54,020 | $11,058 | $42,962 |
| 2014 | -- | $53,353 | $10,921 | $42,432 |
| 2013 | -- | $54,760 | $11,209 | $43,551 |
Source: Public Records
Agents Affiliated with this Home
-
Ryan Kurtz
-
Anna Etes
A
Buyer's Agent in 2026
Anna Etes
Suburban Life Realty, Ltd.
(630) 433-8322
2 in this area
21 Total Sales
-
Eric Klein
Seller's Agent in 2020
Eric Klein
Keller Williams Inspire
(630) 781-4054
19 Total Sales
-
Dena Priser
D
Seller's Agent in 2018
Dena Priser
Grand Prairie Land Company
(630) 202-9146
15 Total Sales
-
Jack Norris
Buyer's Agent in 2018
Jack Norris
HomeSmart Realty Group
(630) 665-1000
13 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12611531
APN: 06-12-126-005
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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