NOT LISTED FOR SALE

1032 Chesapeake Harbour Dr Annapolis, MD 21403

Victor Haven Neighborhood

Estimated Value: $556,000 - $690,000

3 Beds
2.5 Baths
2,554 Sq Ft
$232/Sq Ft Est. Value

Last Sold February 08, 2024

Last sale price $500,000 $196 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $3,541/month

59 Days on Market

Highlights

  • Colonial Architecture
  • Vaulted Ceiling
  • Attic
  • Deck
  • Traditional Floor Plan
  • No HOA

About This Home

As of February 2024

Discover refined living in this newly listed Colonial home in Annapolis, boasting elegant tile and granite accents throughout. The main level offers a family room, office, and a well-appointed kitchen with granite counters, stainless steel appliances, and a center island—all set against a backdrop of fresh light grey paint throughout the home. Step onto the freshly painted deck off the kitchen for outdoor enjoyment. Upstairs, three bedrooms and two full baths provide comfort, while the lower level features expansive tile floors, a custom bar with granite countertops, and multimedia wiring for a potential home theater setup. With the convenience of downtown proximity and close access to the new Beacon Restaurant and multiple marinas, this home presents a perfect blend of style and practicality.

Last Agent to Sell the Property

Kate Hopkins

(410) 703-8502 khopkins@cbrealty.com Coldwell Banker Realty License #634990 Listed on: 11/16/2023

Coldwell Banker Realty

Last Buyer's Agent

Lori Hill

(410) 218-0048 lbhill1002@gmail.com Samson Properties License #5003167

Samson Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,982

Year Built

  • Built in 1998

Lot Details

  • 9,000 Sq Ft Lot

Parking

  • 1 Car Direct Access Garage
  • 2 Driveway Spaces
  • Front Facing Garage

Home Design

  • Colonial Architecture
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Wet Bar
  • Crown Molding
  • Vaulted Ceiling
  • Recessed Lighting
  • Family Room
  • Living Room
  • Dining Area
  • Home Office
  • Game Room
  • Washer and Dryer Hookup
  • Attic

Kitchen

  • Breakfast Room
  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom

Improved Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Rear Basement Entry
  • Sump Pump
  • Rough-In Basement Bathroom
  • Basement with some natural light

Outdoor Features

  • Deck
  • Shed
  • Porch

Schools

  • Georgetown East Elementary School
  • Annapolis Middle School
  • Annapolis High School

Utilities

  • Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Annapolis Subdivision

Listing and Financial Details

  • Tax Lot 2
  • Assessor Parcel Number 020600090086278

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,982

Year Built

Built in 1998

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1998
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Dishwasher, Oven/Range - Electric, Refrigerator, Water Heater, Microwave, Disposal
  • Interior Amenities: Attic, Breakfast Area, Kitchen - Island, Kitchen - Table Space, Dining Area, Kitchen - Eat-In, Upgraded Countertops, Crown Moldings, Primary Bath(s), Wet/Dry Bar, Recessed Lighting, Floor Plan - Traditional
  • Fireplace: No
  • Wall Ceiling Types: Vaulted Ceilings
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Game Room, Family Room, Breakfast Room, Office
  • Basement: Yes
  • Basement Type: Connecting Stairway, Rear Entrance, Sump Pump, Improved, Rough Bath Plumb, Walkout Stairs, Daylight, Partial
  • Laundry Type: Hookup
  • Total Sq Ft: 2554
  • Living Area Sq Ft: 2554
  • Price Per Sq Ft: 302.05
  • Above Grade Finished Sq Ft: 1655
  • Below Grade Finished Sq Ft: 899
  • Total Below Grade Sq Ft: 899
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: GEORGETOWN EAST
  • High School: ANNAPOLIS
  • Middle Or Junior School: ANNAPOLIS

Lot Info

  • Lot Size Acres: 0.21
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 9000.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Zoning: RESIDENTIAL
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4982.00
  • Assessor Parcel Number: 020600090086278
  • Tax Lot: 2
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2023

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 16, 2023
Closed on
Feb 8, 2024
Sold by
Lacerda Valerio
Bought by
Stewart Junius D
Seller's Agent
Kate Hopkins
Coldwell Banker Realty
Buyer's Agent
Lori Hill
Samson Properties
List Price
$499,900
Sold Price
$500,000
Premium/Discount to List
$100
0.02%
Views
529
Current Estimated Value
$591,300

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$91,300
Avg. Annual Appreciation
9.82%
Original Mortgage
$350,000
Outstanding Balance
$343,907
Interest Rate
6.69%
Mortgage Type
New Conventional
Estimated Equity
$247,393

Purchase Details

Closed on
Apr 20, 2011
Sold by
Dlj Mortgage Capital Inc
Bought by
Laccerda Valerio

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$217,150
Interest Rate
4.99%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 14, 2011
Sold by
Dlj Mortgage Capital Inc
Bought by
Laccerda Valerio

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$217,150
Interest Rate
4.99%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 26, 2010
Sold by
Raveneau Angelia
Bought by
Grp Loan Llc

Purchase Details

Closed on
Nov 8, 2005
Sold by
Raveneau Angelia
Bought by
Raveneau Angelia and Butler Nicole D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$296,000
Interest Rate
7%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Oct 20, 2005
Sold by
Raveneau Angelia
Bought by
Raveneau Angelia and Butler Nicole D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$296,000
Interest Rate
7%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
May 15, 1998
Sold by
Carraway Homes Inc
Bought by
Raveneau Angelia

Purchase Details

Closed on
Jul 9, 1997
Sold by
Modern Builders Plus Inc
Bought by
Carraway Homes Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Stewart Junius D $500,000 None Listed On Document
Laccerda Valerio $245,000 --
Laccerda Valerio $245,000 --
Grp Loan Llc $297,000 --
Raveneau Angelia -- --
Raveneau Angelia -- --
Raveneau Angelia $154,900 --
Carraway Homes Inc $35,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Stewart Junius D $350,000
Previous Owner Laccerda Valerio $217,150
Previous Owner Laccerda Valerio $217,150
Previous Owner Raveneau Angelia $296,000
Previous Owner Raveneau Angelia $296,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/08/2024 02/08/24 Sold $500,000 0.0% $196 / Sq Ft
01/14/2024 01/14/24 Pending -- -- --
01/13/2024 01/13/24 For Sale $499,900 0.0% $196 / Sq Ft
01/12/2024 01/12/24 Off Market $499,900 -- --
12/18/2023 12/18/23 For Sale $499,900 0.0% $196 / Sq Ft
12/17/2023 12/17/23 Off Market $500,000 -- --
11/16/2023 11/16/23 For Sale $499,900 -- $196 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,135 $367,667 -- --
2024 $5,135 $357,333 $0 $0
2023 $4,983 $347,000 $182,200 $164,800
2022 $4,733 $335,933 $0 $0
2021 $4,425 $324,867 $0 $0
2020 $4,425 $313,800 $191,200 $122,600
2019 $4,428 $313,800 $191,200 $122,600
2018 $4,365 $313,800 $191,200 $122,600
2017 $4,793 $367,300 $0 $0
2016 -- $334,867 $0 $0
2015 -- $302,433 $0 $0
2014 -- $270,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2073466

Bright MLS

APN: 06-000-90086278