NOT LISTED FOR SALE

1032 Cross Winds Dr Hernando, MS 38632

Estimated Value: $358,000 - $405,797

4 Beds
3 Baths
2,650 Sq Ft
$144/Sq Ft Est. Value

Last Sold August 30, 2023

Current estimated payment $2,270/month

7 Days on Market

Highlights

  • Lake Front
  • Fishing
  • Gated Community
  • Oak Grove Central Elementary School Rated A-
  • Home fronts a pond
  • Open Floorplan

About This Home

As of August 2023

BUYER'S FINANCING FELL THROUGH, PROPERTY HAS BEEN UNDER CONTRACT FOR OVER 4 MONTHS, SELLER WAS TRYING TO DO SIMULTANIUOS CLOSING WITH THEIR NEW CONTRUCTION!! This GORGEOUS, one owner, five-year-old, lake front home in Hernando is an absolutely a must see on the list of homes you must tour in Hernando! Walking into this home, you will be greeted by an open floor plan with true hardwood floors and decorative crown molding in the living room, primary bedroom, and dining room. There is plenty of room in the spacious, eat-in kitchen. The living room has a wonderful view of the community lake from multiple windows with soaring ceilings. Enjoy the spectacular view while you drink your coffee on the back covered deck. You can literally walk in your back yard and cast a line! The primary bedroom has its own office area, and the bathroom has double vanities, corner jetted tub, walk-in shower, and an enormous walk-in closet. When you head to the other side of this split floor plan home you will find hardwood floors leading two other bedrooms and another full bath before heading upstairs. The upstairs offers a nice size bonus area before heading down the hallway to another full bath and bedroom. This home has everything you have been searching for and much, much more!! Book you're showing today before you miss out on this jewel!!

Last Agent to Sell the Property

Adam Stanford

My Home Realty License #S-52655 Listed on: 07/24/2023

Last Buyer's Agent

Saxton Haltom

Bill Sexton Realty License #S53406

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,390

Year Built

  • Built in 2018

Lot Details

  • 9,148 Sq Ft Lot
  • Home fronts a pond
  • Lake Front
  • Cul-De-Sac
  • Landscaped

HOA Fees

  • $63 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Side Facing Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof

Interior Spaces

  • 2,650 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Gas Log Fireplace
  • Double Pane Windows
  • Insulated Windows
  • Blinds
  • Window Screens
  • Double Door Entry
  • French Doors
  • Living Room with Fireplace
  • Attic Floors

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Walk-In Pantry
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms
  • Double Vanity
  • Hydromassage or Jetted Bathtub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on lower level
  • Washer Hookup

Outdoor Features

  • Access To Lake
  • Deck
  • Exterior Lighting
  • Rain Gutters

Location

  • City Lot

Schools

  • Hernando Hills Elementary School
  • Hernando Middle School
  • Hernando High School

Utilities

  • Cooling System Powered By Gas
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 3081120200001200

Community Details

Overview

  • Association fees include ground maintenance
  • Cross Winds Subdivision
  • The community has rules related to covenants, conditions, and restrictions
  • Community Lake

Recreation

  • Fishing

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,390

Year Built

Built in 2018

Lot Details

0

HOA Fees

$63 per month

Parking

2

Listing Details

  • Architectural Style: Traditional
  • Unit Levels: Two
  • Parking Features Parking Total: 2.0
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2018
  • Lot Size Acres: 0.21
  • Subdivision Name: Cross Winds
  • Directions: TAKE HWY 51 NORTH FROM COURT HOUSE GO APPROX. 1 MILE TAKE A RIGHT IN TO CROSS CREEK,TAKE A LEFT ON CROSS WINDS DR.HOME WILL BE ON RIGHT.
  • Garage Yn: Yes
  • New Construction: No
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Cooktop, Electric Range, Free-Standing Refrigerator, Microwave, Refrigerator
  • AtticFeaturesAttic: Yes
  • BasementFeaturesBasement: No
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Door Features: Double Entry, French Doors
  • Fireplace Features: Gas Log, Gas Starter, Living Room
  • Flooring: Carpet, Ceramic Tile, Hardwood
  • Interior Amenities: Double Vanity, Eat-in Kitchen, Granite Counters, High Speed Internet, Open Floorplan, Pantry, Primary Downstairs, Walk-In Closet(s), Breakfast Bar
  • Window Features: Blinds, Double Pane Windows, Insulated Windows, Screens
  • Fireplace: Yes
  • ResoLivingAreaSource: Builder
  • Interior Features:Granite Counters: Yes
  • Kitchen Features:Granite Counters2: Yes
  • Appliances Dishwasher: Yes
  • Community Features:Fishing: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Plan: Yes
  • Kitchen Features:Breakfast Bar2: Yes
  • Fireplace Features:Gas Log: Yes
  • Appliances:Free-Standing Refrigerator: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Kitchen Features:Walk-in Pantry: Yes
  • Bathroom Features:Separate Tub Shower: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Primary Downstairs: Yes
  • Bathroom Features:Walk-In Shower: Yes
  • Appliances:Electric Range: Yes
  • Attic Features:Walk-In Attic: Yes
  • Fireplace Features:Gas2: Yes
  • Appliances:Electric Cooktop: Yes
  • Bathroom Features:Corner Tub wJets: Yes
  • Attic Features:Attic Floored: Yes
  • Fireplace Features:Gas Starter: Yes
  • Community Features:Lake: Yes
  • Community Features:Gated2: Yes

Exterior Features

  • Disclosures: None
  • Exterior Features: Lighting, Rain Gutters
  • Foundation Details: Slab
  • Lot Features: City Lot, Cul-De-Sac, Landscaped
  • Roof: Architectural Shingles
  • Patio And Porch Features: Deck
  • Waterfront Features: Lake, Lake Front, Pond, Waterfront
  • WaterfrontFeaturesWaterfront: Yes
  • Pool Private: No
  • Waterfront: Yes
  • Construction Type: Brick, Brick Veneer
  • General Property Information:Accessibility Features: No
  • Lot Features:Cul-De-Sac: Yes
  • Driveway Features:Concrete Drive: Yes
  • Lot Features:City Lot: Yes
  • Lot Features:Landscaped: Yes
  • Window Features:Screens: Yes
  • Exterior Features:Rain Gutters: Yes
  • Waterfront Features:Pond: Yes
  • Window Features:Blinds: Yes
  • Door Features:Double Entry: Yes
  • Window Features:Double Pane Windows: Yes
  • Window Features:Insulated Windows: Yes
  • Exterior Features:Lighting: Yes
  • Patio And Porch Features:Deck2: Yes
  • Door Features:French Doors: Yes
  • Waterfront Features:Waterfront2: Yes
  • Waterfront Features:Lake2: Yes
  • Waterfront Features:Lake Front: Yes
  • Exterior Features:TV Connection hookup: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Garage Faces Side, Concrete
  • Attached Garage: No
  • Total Parking Spaces: 2.0
  • Parking Features:Garage2: Yes
  • Parking Features:Garage Faces Side: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air, Electric, Gas
  • Heating: Central, Natural Gas
  • Laundry Features: Laundry Room, Lower Level, Washer Hookup
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Phone Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Central: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association Fee: 750.0
  • Association Fee Frequency: Annually
  • Community Features: Fishing, Gated, Lake
  • Association: Yes

Association/Amenities

  • HorseAmenitiesHorseAmenities: No
  • Tax and Financial Information:Association: Yes
  • Covenants And Restrictions:Homeowner Association: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Tax and Financial Information:Association Fee: 750.0
  • Tax and Financial Information:Association Fee Frequency: Annually

Fee Information

  • Association Fee Includes: Maintenance Grounds

Schools

  • Elementary School: Hernando Hills
  • High School: Hernando
  • Middle Or Junior School: Hernando

Lot Info

  • Parcel #: 3081120200001200
  • Lot Size Sq Ft: 9147.6
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1390.0
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 24, 2023
Closed on
Aug 30, 2023
Sold by
Stout Janice C and Stout Harvey E
Bought by
Ward David
Seller's Agent
Adam Stanford
My Home Realty
Buyer's Agent
Saxton Haltom
Bill Sexton Realty
List Price
$430,000
Sold Price
$420,000
Premium/Discount to List
-$10,000
-2.33%
Total Days on Market
7
Views
7
Current Estimated Value
$382,199

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$37,801
Avg. Annual Appreciation
-5.25%
Original Mortgage
$336,000
Outstanding Balance
$330,249
Interest Rate
6.78%
Mortgage Type
New Conventional
Estimated Equity
$51,950

Purchase Details

Listed on
Oct 30, 2017
Closed on
Apr 17, 2018
Sold by
Whitfield Joseph B
Bought by
Stout Harvey E and Stout Janice C
Seller's Agent
George Parrish
Michael Hawks Realty
Buyer's Agent
Adam Stanford
Crye-leike Hernando
List Price
$274,900
Sold Price
$265,000
Premium/Discount to List
-$9,900
-3.6%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.08%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ward David -- None Listed On Document
Stout Harvey E -- Realty Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ward David $336,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/30/2023 08/30/23 Sold -- -- --
04/05/2023 04/05/23 Pending -- -- --
03/28/2023 03/28/23 For Sale $430,000 +56.4% $162 / Sq Ft
05/15/2018 05/15/18 Sold -- -- --
03/21/2018 03/21/18 Pending -- -- --
10/30/2017 10/30/17 For Sale $274,900 -- $104 / Sq Ft
Source: MLS United

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,130 $17,516 $3,000 $14,516
2023 $2,130 $17,516 $0 $0
2022 $1,390 $17,516 $3,000 $14,516
2021 $1,390 $17,516 $3,000 $14,516
2020 $1,390 $17,516 $0 $0
2019 $1,390 $17,516 $3,000 $14,516
2017 $471 $3,375 $3,375 $0
2016 $451 $3,375 $3,375 $0
2015 $451 $3,375 $3,375 $0
2014 $440 $3,375 $0 $0
2013 $587 $3,375 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS United

MLS Number: 4043374

MLS United

APN: 3081120200001200