$385,000
SOLD JAN 3, 2025

1032 Willow Bay Elgin, IL 60123

3 Beds
3.5 Baths
1,636 Sq Ft
8,895 Sq Ft Lot

Recently Sold

$235 Per Sq Ft

4% Above List Price

3 Days on Market

Highlights

  • Property is near a park
  • Vaulted Ceiling
  • Main Floor Bedroom
  • South Elgin High School Rated A-
  • Wood Flooring
  • 4-minute walk to Willow Bay Park

About This Home

As of January 2025

Welcome to this beautifully updated 3 Bedroom, 3.5 Bath home with over 2100 sq ft of finished living space in the Willow Bay Subdivision. Upon entering the home, you are greeted with stunning custom hardwood floors and soaring cathedral ceilings in the expansive living and dining area. Adjacent you find a one of a kind eat-in kitchen with a blend of custom cabinets, quartz countertops and porcelain flooring. The kitchen also features sliding glass doors that lead out to the stamped concrete patio, seamlessly blending indoor and outdoor living. As you make your way down the hallway with stone flooring, you will find a rare gem: a first-floor primary bedroom with gleaming hardwood flooring and updated ensuite bathroom complete with a spacious walk-in closet, ensuring both convenience and comfort. Convenient first floor laundry. Upstairs, two additional bedrooms and a full bathroom provide ample space for family or guests. The finished basement has a full bathroom with heated floors and offers tons of additional living space, recreation, and storage. Exterior is equipped with a fenced in yard, perfect for kids and pets. Good sized Shed for all your outdoor storage and garden bed are ready for you. Fantastic location in a quiet neighborhood. Close to everything as you are minutes to all Randall Rd has to offer. South Elgin schools. Schedule your showing today!

Last Agent to Sell the Property

Ramadan Adili

Inspire Realty Group LLC License #475190182 Listed on: 10/16/2024

Last Buyer's Agent

Gustavo Nieto

Realty of America, LLC License #475203217

Realty of America, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,968

Year Built

  • Built in 1997 | Remodeled in 2020

Lot Details

  • 8,895 Sq Ft Lot
  • Lot Dimensions are 31x148x85x164

HOA Fees

  • $14 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,636 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • 1 Fireplace
  • Family Room
  • Combination Dining and Living Room
  • Wood Flooring
  • Carbon Monoxide Detectors

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Outdoor Features

  • Patio
  • Shed

Location

  • Property is near a park

Schools

  • Fox Meadow Elementary School
  • Kenyon Woods Middle School
  • South Elgin High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • Willow Bay Subdivision, Delavan Floorplan

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,968

Year Built

Built in 1997 | Remodeled in 2020

Lot Details

0

HOA Fees

$14 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Willow Bay
  • Year Built: 1997
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2020
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2020

Interior Features

  • Basement: Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 3
  • Fireplace Features: None
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hardwood Floors, First Floor Bedroom, First Floor Laundry, First Floor Full Bath
  • LivingArea: 1636
  • Other Equipment: CO Detectors, Sump Pump
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished
  • Bathroom Amenities: Separate Shower
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Fireplace Location: None
  • Total Sq Ft: 0
  • Flooring: Hardwood
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio
  • Foundation Details: Concrete Perimeter
  • List Price: 369900
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 165
  • Association Fee Frequency: Annually
  • Community Features: Park, Sidewalks, Street Lights
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Fox Meadow Elementary School
  • High School: South Elgin High School
  • Middle/Junior School: Kenyon Woods Middle School
  • Middle/Junior School District: 46

Lot Info

  • Lot Size Acres: 0.2042
  • Lot Dimensions: 31X148X85X164
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 7968
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 16, 2024
Closed on
Dec 11, 2024
Sold by
Pacchini Michael D and Pacchini Donna M
Bought by
Cuarzo Richard Contreras
Seller's Agent
Ramadan Adili
Inspire Realty Group LLC
Buyer's Agent
Gustavo Nieto
Realty of America, LLC
List Price
$369,900
Sold Price
$385,000
Premium/Discount to List
$15,100
4.08%
Views
75
Current Estimated Value
$394,435

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,435
Avg. Annual Appreciation
1.33%
Original Mortgage
$308,000
Outstanding Balance
$307,191
Interest Rate
6.69%
Mortgage Type
New Conventional
Estimated Equity
$81,337

Purchase Details

Closed on
Oct 7, 2017
Sold by
Jeske Cindy L and Jeske Jd
Bought by
Pacchini Michael D and Pacchini Donna M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,750
Interest Rate
4.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 23, 2003
Sold by
Jeske Frederick A
Bought by
Jeske Cindy L

Purchase Details

Closed on
Aug 20, 1997
Sold by
Pulte Home Corp
Bought by
Jeske Frederick A and Jeske Cindy L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,726
Interest Rate
7.56%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $385,000 None Listed On Document
Warranty Deed $385,000 None Listed On Document
Warranty Deed $165,000 Chicago Title Insurance Co
Interfamily Deed Transfer -- --
Warranty Deed $107,666 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $308,000 New Conventional
Closed $308,000 New Conventional
Previous Owner $205,500 New Conventional
Previous Owner $123,750 New Conventional
Previous Owner $189,000 Unknown
Previous Owner $181,150 FHA
Previous Owner $162,400 FHA
Previous Owner $155,726 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/03/2025 01/03/25 Sold $385,000 +4.1% $235 / Sq Ft
10/19/2024 10/19/24 Pending -- -- --
10/16/2024 10/16/24 For Sale $369,900 -- $226 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,348 $112,315 $28,317 $83,998
2023 $7,968 $101,468 $25,582 $75,886
2022 $7,502 $92,521 $23,326 $69,195
2021 $7,182 $86,500 $21,808 $64,692
2020 $6,984 $82,577 $20,819 $61,758
2019 $6,786 $78,659 $19,831 $58,828
2018 $6,733 $74,102 $18,682 $55,420
2017 $6,588 $70,053 $17,661 $52,392
2016 $6,291 $64,991 $16,385 $48,606
2015 -- $59,570 $15,018 $44,552
2014 -- $56,531 $14,833 $41,698
2013 -- $58,022 $15,224 $42,798
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12183277

Midwest Real Estate Data (MRED)

APN: 06-28-408-012