Seller's Agent in 2025
Shane Vetter
Redfin Corporation
(815) 701-7776
1 in this area
21 Total Sales
1034 Willoby Ln Elgin, IL 60120
Cobblers Crossing Neighborhood
4
Beds
2.5
Baths
3,231
Sq Ft
0.32
Acres
Highlights
- Community Lake
- Home Office
- Skylights
- Deck
- Formal Dining Room
- Porch
About This Home
As of July 2025Welcome to your newly remodeled cul-de-sac home in the highly sought-after Cobblers Crossing! This stunning 2,294-square-foot, four-bedroom, two-and-a-half-bath residence has been beautifully updated and is truly move-in ready. From the moment you step onto the landscaped front walkway, you'll be greeted by the charm of a classic front porch. Inside, every detail has been thoughtfully refreshed over the last two years, including new carpet, wide plank flooring, modern lighting, and fresh paint throughout. The living room boasts soaring cathedral ceilings and abundant natural light, leading seamlessly through double doors into a private office. The family room is a cozy retreat, featuring a striking floor-to-ceiling ledgestone fireplace with a stylish mantel. The spacious island kitchen is a showstopper, offering granite countertops, a sleek smoked subway tile backsplash, and new stainless steel appliances, along with a dedicated eating area. A matching butler's pantry flows into a formal dining room, providing plenty of space for gatherings. A conveniently located powder room completes the first floor. Upstairs, three generously sized bedrooms offer ample storage with two walk-in closets and a large wall closet. The luxurious primary suite is a haven of relaxation, featuring two skylights that bathe the room in natural light, two walk-in closets, and plenty of space for an oversized bed. The spa-like en-suite bathroom is equally impressive, with a seamless glass shower, pedestal tub, double vanity, and classic honeycomb tile flooring. Need extra storage or dreaming of additional living space? The spacious unfinished basement is ready for your vision, complete with a climate-controlled crawl space for all your storage needs and new furnace. This home truly checks every box in size, style, and modern updates-don't miss this exceptional opportunity!
Last Agent to Sell the Property
Shane Vetter
Redfin Corporation License #475158513 Listed on: 05/29/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,781
Year Built
- Built in 1989
Lot Details
- 0.32 Acre Lot
- Lot Dimensions are 50x116x159x110x65
- Paved or Partially Paved Lot
HOA Fees
- $21 Monthly HOA Fees
Parking
- 2 Car Garage
- Parking Included in Price
Home Design
- Radon Mitigation System
Interior Spaces
- 3,231 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Skylights
- Gas Log Fireplace
- Blinds
- Window Screens
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Home Office
- Partial Basement
Kitchen
- Breakfast Bar
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
- Soaking Tub
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
- Sink Near Laundry
Outdoor Features
- Deck
- Porch
Schools
- Lincoln Elementary School
- Larsen Middle School
- Elgin High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 150 Amp Service
Community Details
- Cobblers Crossing Subdivision, Calton Floorplan
- Community Lake
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 29, 2025
Closed on
Jul 11, 2025
Sold by
Formaro Lorissa and Formaro Tracy
Bought by
Hernandez Juan A
Seller's Agent
Shane Vetter
Redfin Corporation
Buyer's Agent
Victor Pelayo
RE/MAX All Pro
List Price
$465,000
Sold Price
$466,000
Premium/Discount to List
$1,000
0.22%
Views
137
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,061
Avg. Annual Appreciation
4.42%
Original Mortgage
$349,500
Outstanding Balance
$348,912
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$122,149
Purchase Details
Listed on
Aug 18, 2022
Closed on
Feb 22, 2023
Sold by
Kasten Richard R and Kasten Pamela A
Bought by
Formaro Lorissa and Formaro Tracy
Seller's Agent
Jean Sauer Ferron
Century 21 New Heritage - Hampshire
Buyer's Agent
Samantha Lehman
GLD Realty, Inc.
List Price
$362,500
Sold Price
$362,500
Views
238
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.18%
Original Mortgage
$355,933
Interest Rate
6.75%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 10, 2001
Sold by
Kasten Richard R and Newton Pamela A
Bought by
Kasten Richard R and Kasten Pamela A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
7.07%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $466,000 | None Listed On Document | |
| Warranty Deed | $362,500 | None Listed On Document | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $349,500 | New Conventional | |
| Previous Owner | $355,933 | FHA | |
| Previous Owner | $180,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/17/2025 07/17/25 | Sold | $466,000 | +0.2% | $144 / Sq Ft | |
| 06/03/2025 06/03/25 | Pending | -- | -- | -- | |
| 05/29/2025 05/29/25 | For Sale | $465,000 | +28.3% | $144 / Sq Ft | |
| 03/06/2023 03/06/23 | Sold | $362,500 | 0.0% | $158 / Sq Ft | View Prior Sale |
| 01/25/2023 01/25/23 | Pending | -- | -- | -- | |
| 01/19/2023 01/19/23 | For Sale | $362,500 | 0.0% | $158 / Sq Ft | |
| 10/05/2022 10/05/22 | Pending | -- | -- | -- | |
| 09/18/2022 09/18/22 | Price Changed | $362,500 | -2.0% | $158 / Sq Ft | |
| 09/09/2022 09/09/22 | Price Changed | $370,000 | -2.6% | $161 / Sq Ft | |
| 09/01/2022 09/01/22 | For Sale | $380,000 | +4.8% | $166 / Sq Ft | |
| 08/31/2022 08/31/22 | Off Market | $362,500 | -- | -- | |
| 08/18/2022 08/18/22 | For Sale | $380,000 | -- | $166 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,781 | $33,000 | $10,011 | $22,989 |
| 2023 | $7,509 | $33,000 | $10,011 | $22,989 |
| 2022 | $7,509 | $33,000 | $10,011 | $22,989 |
| 2021 | $6,642 | $25,269 | $6,435 | $18,834 |
| 2020 | $6,741 | $25,269 | $6,435 | $18,834 |
| 2019 | $6,714 | $28,077 | $6,435 | $21,642 |
| 2018 | $8,342 | $24,554 | $5,720 | $18,834 |
| 2017 | $6,259 | $24,554 | $5,720 | $18,834 |
| 2016 | $6,886 | $25,890 | $5,720 | $20,170 |
| 2015 | $6,955 | $24,294 | $5,005 | $19,289 |
| 2014 | $8,267 | $24,294 | $5,005 | $19,289 |
| 2013 | $6,512 | $24,294 | $5,005 | $19,289 |
Source: Public Records
Agents Affiliated with this Home
-
Shane Vetter
-
Victor Pelayo
Buyer's Agent in 2025
Victor Pelayo
RE/MAX
(630) 202-4191
1 in this area
123 Total Sales
-
Jean Sauer Ferron
Seller's Agent in 2023
Jean Sauer Ferron
Century 21 New Heritage - Hampshire
(847) 612-6296
2 in this area
42 Total Sales
-
Samantha Lehman
Buyer's Agent in 2023
Samantha Lehman
GLD Realty, Inc.
(847) 813-5249
1 in this area
4 Total Sales
-
Willem de Koning
W
Buyer Co-Listing Agent in 2023
Willem de Koning
GLD Realty, Inc.
(847) 813-5249
1 in this area
3 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12370057
APN: 06-07-204-009-0000
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