Seller's Agent in 2025
Carla Antrobus
Keller Williams Realty Service
(859) 743-4817
5 in this area
33 Total Sales
10340 Calvary Rd Independence, KY 41051
Estimated Value: $291,000 - $303,000
3
Beds
2
Baths
1,264
Sq Ft
$234/Sq Ft
Est. Value
Highlights
- Open Floorplan
- Deck
- Cathedral Ceiling
- Kenton Elementary School Rated A-
- Ranch Style House
- No HOA
About This Home
As of October 2025USDA eligible! Qualified applicants with zero money !!! Ready for you! This turnkey brick ranch in the heart of Independence offers an open-concept living room with cathedral ceilings and a spacious entryway with closet. The home features 3 bedrooms and 2 full baths on the first floor, including a primary suite with walk-in closet. Beautiful LVP kitchen and great room flooring. The kitchen comes fully equipped, and all appliances—including washer and dryer—stay. The full unfinished basement spans the entire home, providing plenty of storage or the perfect play area. Also a rough-in for a bathroom. The home offers a two car garage for parking and storage. Outside, you'll love the fenced, level backyard, complete with a brand new rear deck and storage shed. Recent upgrades include new siding, a new roof, and the new deck, giving you peace of mind for years to come. Seller is also including a home warranty with ACHOSA. Don't miss your chance to own this move-in ready home!
Last Agent to Sell the Property
Keller Williams Realty Service License #280978 Listed on: 09/23/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 2000
Lot Details
- 13,939 Sq Ft Lot
- Lot Dimensions are 160 x 83
- Privacy Fence
- Wood Fence
- Level Lot
- Cleared Lot
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
- Off-Street Parking
Home Design
- Ranch Style House
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,264 Sq Ft Home
- Open Floorplan
- Cathedral Ceiling
- Ceiling Fan
- Fireplace
- Insulated Windows
- Panel Doors
- Living Room
- Formal Dining Room
- Storage
- Storage In Attic
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Outdoor Features
- Deck
- Shed
Schools
- Kenton Elementary School
- Summit View Middle School
- Simon Kenton High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 019-00-01-173.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 23, 2025
Closed on
Oct 24, 2025
Sold by
Smith Noelle
Bought by
Gemmer Ricky
Seller's Agent
Carla Antrobus
Keller Williams Realty Service
Buyer's Agent
Bobbie Richerson
Fathom Realty KY LLC
List Price
$295,000
Sold Price
$295,000
Views
38
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,916
Avg. Annual Appreciation
0.15%
Original Mortgage
$289,656
Outstanding Balance
$288,270
Interest Rate
6.26%
Mortgage Type
FHA
Estimated Equity
$6,965
Purchase Details
Listed on
Aug 11, 2020
Closed on
Sep 25, 2020
Sold by
Jones Douglas M and Jones Amber
Bought by
Smith Richard Ryan and Smith Noelle N
Seller's Agent
Robert Burkart III
Cahill Real Estate Services
Buyer's Agent
Nathan Roberts
Pivot Realty Group
List Price
$193,850
Sold Price
$195,850
Premium/Discount to List
$2,000
1.03%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.40%
Original Mortgage
$197,828
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 20, 2014
Sold by
Colvin Sarah and Colvin Timothy J
Bought by
Jones Douglas M
Purchase Details
Closed on
Apr 30, 2009
Sold by
Kelly Jared P and Kelley Jamie R
Bought by
Jones Douglas M and Jones Sarah L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,246
Interest Rate
4.86%
Mortgage Type
FHA
Purchase Details
Closed on
May 14, 2007
Sold by
Daniels Harrison Llc
Bought by
Kelley Jared P and Kelley Jamie R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,800
Interest Rate
6.17%
Mortgage Type
Purchase Money Mortgage
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Gemmer Ricky | $295,000 | None Listed On Document | |
| Smith Richard Ryan | $195,850 | Kentucky Land Title Agency | |
| Jones Douglas M | -- | None Available | |
| Jones Douglas M | $152,000 | American Title Services | |
| Kelley Jared P | $146,000 | Veritas Title | |
| Daniels Harrison Llc | -- | Veritas Title |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Gemmer Ricky | $289,656 | |
| Previous Owner | Smith Richard Ryan | $197,828 | |
| Previous Owner | Jones Douglas M | $149,246 | |
| Previous Owner | Kelley Jared P | $116,800 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/24/2025 10/24/25 | Sold | $295,000 | 0.0% | $233 / Sq Ft | |
| 09/24/2025 09/24/25 | Pending | -- | -- | -- | |
| 09/23/2025 09/23/25 | For Sale | $295,000 | +50.6% | $233 / Sq Ft | |
| 09/25/2020 09/25/20 | Sold | $195,850 | +1.0% | $155 / Sq Ft | View Prior Sale |
| 08/11/2020 08/11/20 | Pending | -- | -- | -- | |
| 08/11/2020 08/11/20 | For Sale | $193,850 | -- | $153 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,980 | $256,200 | $45,000 | $211,200 |
| 2024 | $2,399 | $195,800 | $38,000 | $157,800 |
| 2023 | $2,471 | $195,800 | $38,000 | $157,800 |
| 2022 | $2,531 | $195,800 | $38,000 | $157,800 |
| 2021 | $2,569 | $195,800 | $38,000 | $157,800 |
| 2020 | $2,053 | $152,000 | $34,000 | $118,000 |
| 2019 | $2,058 | $152,000 | $34,000 | $118,000 |
| 2018 | $2,069 | $152,000 | $34,000 | $118,000 |
| 2017 | $2,013 | $152,000 | $34,000 | $118,000 |
| 2015 | $1,953 | $152,000 | $34,000 | $118,000 |
| 2014 | $1,926 | $152,000 | $34,000 | $118,000 |
Source: Public Records
Agents Affiliated with this Home
-
Carla Antrobus
-
Bobbie Richerson
B
Buyer's Agent in 2025
Bobbie Richerson
Fathom Realty KY LLC
(859) 446-1779
1 in this area
9 Total Sales
-
Robert Burkart III
Seller's Agent in 2020
Robert Burkart III
Cahill Real Estate Services
(859) 743-7435
2 in this area
13 Total Sales
-
N
Buyer's Agent in 2020
Nathan Roberts
Pivot Realty Group
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 636513
APN: 019-00-01-173.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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