$529,900
OPEN SUN 1PM - 3PM

1036 Palmetto Dr Richmond, KY 40475

Estimated payment $3,263/month

Total Views 675
3 Beds
3.5 Baths
3,607 Sq Ft
$147 Price per Sq Ft

Highlights

  • Popular Property
  • Colonial Architecture
  • Recreation Room
  • White Hall Elementary School Rated A-
  • Deck
  • Wood Flooring

About This Home

Elegant Brick Home on Over 1 Acre - Quiet Richmond Neighborhood

Nestled on a peaceful acre-plus parcel, this impeccably updated brick home marries refinement and comfort. Boasting 3 bedrooms, 3.5 baths, a spacious finished walk-out basement with a full bath and a versatile gym or entertainment area and an upstairs bonus room perfect for a fourth bedroom, office, or media space this residence excels in adaptability and ease of living.

Enter to gleaming hardwood floors, freshly painted interiors, and abundant natural light. Stylish new light fixtures throughout elevate the ambiance, while mirrors in the bathrooms amplify brightness. The kitchen shines with brand-new appliances, sink, and modern hardware, all complemented by custom blinds throughout.

The first-floor master suite provides a serene escape, featuring a jacuzzi tub, double vanity, and custom closet system. Step outside to an expansive new back deck that overlooks a flat, manicured yard ideal for hosting or everyday enjoyment. An oversized 2-car garage, plentiful storage, and thoughtful upgrades complete this turnkey home.

With its timeless charm and modern elegance, this home is truly move-in ready!

Listing Agent

Kimberly Fields

Coldwell Banker McMahan License #222320 Listed on: 08/07/2025

Coldwell Banker McMahan

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,182

Year Built

  • Built in 2002

Lot Details

  • 1.12 Acre Lot

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Colonial Architecture
  • Brick Veneer
  • Slab Foundation
  • Shingle Roof

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Propane Fireplace
  • Blinds
  • Entrance Foyer
  • Living Room with Fireplace
  • Dining Room
  • Home Office
  • Recreation Room
  • Bonus Room
  • Utility Room
  • Washer and Electric Dryer Hookup
  • Neighborhood Views
  • Attic

Kitchen

  • Eat-In Kitchen
  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet

Finished Basement

  • Walk-Out Basement
  • Sump Pump

Outdoor Features

  • Deck
  • Porch

Schools

  • White Hall Elementary School
  • Madison Mid Middle School
  • Not Applicable Middle School
  • Madison Co High School

Utilities

  • Cooling Available
  • Forced Air Heating System
  • Heat Pump System
  • Propane
  • Septic Tank

Community Details

  • Association fees include common area maintenance
  • Indigo Run Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0040-0002-0093

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,182

Year Built

Built in 2002

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Colonial
  • Structure Type: House
  • Year Built: 2002
  • Above Grade Finished Sq Ft: 2393.0
  • Levels: Two
  • Location Tax Legal Info:Elementary School: White Hall
  • Location Tax Legal Info:Middle or Junior School: Madison Mid
  • Location Tax Legal Info:High School: Madison Co
  • Location Tax Legal Info:Intermediate School: Not Applicable
  • Contract Info:On Market Date: 2025-08-07
  • General Property Description:Lot Size Acres: 1.12
  • General Property Description:Above Grade Finished Area: 2393.0
  • General Property Description:Below Grade Unfinished Area: 136.0
  • General Property Description:Waterfront: No
  • Utilities:Electricity2: Electricity Connected
  • Utilities:Propane3: Propane Connected
  • Utilities Sewer: Sewer Connected
  • Water: Water Connected
  • Structure Type:House: Yes
  • View:Neighborhood: Yes
  • Stories:Two2: Yes
  • Basement: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile2: Yes
  • Attic:Attic YN: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • HOA Information:HOACondo Mandatory YN: Yes
  • Cooling:Electric2: Yes
  • Appliances Refrigerators: Yes
  • Pool Features:Pool YN: No
  • Foundation Details:Slab: Yes
  • Flooring:Vinyl: Yes
  • Cooling:Heat Pump3: Yes
  • General Property Description:Below Grade Finished Area: 1214.0
  • General Property Description:Amenity Fee Mandatory: No
  • Roof:Shingle: Yes
  • Percent Basement Finished: Yes
  • Home Warranty Information:Home Warranty YN: No
  • Architectural Style:Colonial: Yes
  • General Property Description:Finished Area Total: 3607.0
  • Special Features: OpenHouse
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Interior Amenities: Primary First Floor, Walk-In Closet(s), Eat-in Kitchen, Dining Area, Bedroom First Floor, Entrance Foyer, Ceiling Fan(s)
  • Flooring: Carpet, Hardwood, Tile, Vinyl
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Basement: Finished, Concrete, Sump Pump, Walk-Out Access
  • Basement: Yes
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1214.0
  • Fireplace Features: Propane, Living Room
  • Fireplace: Yes
  • Lot Size Area: 1.12
  • Window Features: Blinds
  • Basement:Concrete: Yes
  • Fireplace Features:Fireplace YN: Yes
  • Fireplace Features:Propane6: Yes
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Primary First Floor: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Dining Area2: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Bedroom First Floor: Yes
  • Basement:Sump Pump: Yes
  • Basement:Walk-Out Access: Yes
  • Fireplace Features:Living Room3: Yes
  • General Property Description:_pound_ of Primary Bedrooms: 1
  • General Property Description:_pound_ of Half Baths: 1
  • Rooms:_pound_ of Bedrooms2: 2

Exterior Features

  • Exterior Features: Deck
  • Roof: Shingle
  • Construction Materials: Brick Veneer
  • Foundation Details: Slab
  • Home Warranty: No
  • List Price: 529900.0
  • Patio And Porch Features: Porch
  • Pool Private: No
  • View: Neighborhood
  • Construction Materials:Brick Veneer: Yes
  • Window Features:Blinds: Yes
  • Accessibility Features:Handicap Accessible YN: No
  • Exterior Features:Deck: Yes
  • Exterior Features:Porch: Yes

Garage/Parking

  • Attached Garage: Yes
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Driveway
  • Garage Features:Garage YN: Yes
  • Garage Features:Garage Spaces: 2.0
  • Garage Features:Attached: Yes
  • Garage Features:Garage Door Opener: Yes
  • Carport Features:Carport YN: No
  • Parking Features:Driveway: Yes
  • Garage Features:Garage Faces Side: Yes

Utilities

  • Sewer: Septic Tank
  • Heating: Forced Air, Electric
  • Cooling: Electric, Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Washer Hookup, Electric Dryer Hookup
  • Water Source: Public
  • Heating:Forced Air: Yes
  • Sewer Septic Tank: Yes
  • Heating:Electric: Yes

Condo/Co-op/Association

  • Association Fee: 150.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Area Maintenance

Schools

  • Elementary School: White Hall
  • High School: Madison Co
  • Middle or Junior School: Madison Mid

Lot Info

  • Lot Size Acres: 1.12
  • Lot Size Sq Ft: 48787.0
  • Parcel Number: 0040-0002-0093

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,182 $436,500 $0 $0
2023 $3,104 $320,000 $0 $0
2022 $3,114 $320,000 $0 $0
2021 $3,171 $320,000 $0 $0
2020 $3,238 $320,000 $0 $0
2019 $2,778 $273,250 $0 $0
2018 $2,777 $273,250 $0 $0
2017 $2,747 $273,250 $0 $0
2016 $2,725 $273,250 $0 $0
2015 $2,659 $273,250 $0 $0
2014 $2,615 $273,250 $0 $0
2012 $2,615 $273,250 $273,250 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/07/2025 08/07/25 For Sale $529,900 -- $147 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $436,500 Metro Title
Deed $320,000 Land Group Title & Closing
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $324,000 New Conventional
Previous Owner $96,000 Credit Line Revolving
Previous Owner $264,000 New Conventional
Previous Owner $266,000 New Conventional
Previous Owner $173,250 New Conventional
Source: Public Records

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Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25017344

ImagineMLS (Bluegrass REALTORS®)

APN: 0040-0002-0093