NOT LISTED FOR SALE

1038 Harbor Dr Annapolis, MD 21403

Estimated Value: $628,061 - $671,000

3 Beds
2.5 Baths
1,924 Sq Ft
$340/Sq Ft Est. Value

Last Sold November 07, 2024

Last sale price $630,000 $327 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $3,798/month

89 Days on Market

Highlights

  • Solid Hardwood Flooring
  • No HOA
  • Family Room
  • Sun or Florida Room
  • Central Air
  • Property is in very good condition

About This Home

As of November 2024

Nestled on a quiet cul-de-sac in the highly sought-after neighborhood of Annapolis Roads, this home is situated on a beautiful wooded lot offering ample privacy.
Upper level has an open floor plan with kitchen flowing into a cathedral-ceiling great room. Bright kitchen with 42* white cabinets and lots of counter space for cooking and entertaining. Updated Pella windows and skylights bring in wonderful light throughout the house. This level has lovely wood floors and a primary bedroom opening to the rear deck with en-suite bathroom, 2nd bedroom/office with a huge custom cedar-lined closet and a large sunroom with soaring ceilings. Lower level offers spacious family room with a fieldstone fireplace and built-in bar with glass doors to the backyard, a large bedroom, 1⁄2 bath with plenty of space to add a shower or tub plus utility space houses the washer/dryer and provides great additional storage. New roof in 2024! On .28 acres with lots of parking in a quiet part of the neighborhood. Annapolis Roads is amenity-rich offering waterfront parks with fun community beach, boat ramp and kayak/paddle board storage. Just a few minutes from restaurants, convenient shopping and Downtown Annapolis. Special tax district included in county tax bill.

Last Agent to Sell the Property

Merrie Louise Raynolds

(516) 993-5083 mlraynolds@ttrsir.com TTR Sotheby's International Realty License #681776 Listed on: 06/28/2024

TTR Sotheby's International Realty

Last Buyer's Agent

David Orso

(443) 372-7171 david@davidorso.com Berkshire Hathaway HomeServices PenFed Realty License #631291

Berkshire Hathaway HomeServices PenFed Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,689

Year Built

  • Built in 1976

Lot Details

  • 0.28 Acre Lot
  • Property is in very good condition
  • Property is zoned R2

Home Design

  • Split Level Home
  • Block Foundation
  • Frame Construction

Interior Spaces

  • Property has 2 Levels
  • Stone Fireplace
  • Family Room
  • Sun or Florida Room

Flooring

  • Solid Hardwood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

Partially Finished Basement

  • Heated Basement
  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Basement with some natural light

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces
  • Gravel Driveway

Schools

  • Hillsmere Elementary School
  • Annapolis Middle School
  • Annapolis High School

Utilities

  • Central Air
  • Heating Available
  • Well
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Annapolis Roads Subdivision

Listing and Financial Details

  • Tax Lot 107
  • Assessor Parcel Number 020200107883400

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,689

Year Built

Built in 1976

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Level
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Federal Flood Zone: No
  • Year Built: 1976
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Solid Hardwood, Carpet, Ceramic Tile
  • Fireplace Features: Stone
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Family Room, Sun/Florida Room
  • Basement: Yes
  • Basement Type: Full, Heated, Improved, Interior Access, Outside Entrance, Partially Finished, Daylight, Partial
  • Total Sq Ft: 1924
  • Living Area Sq Ft: 1924
  • Price Per Sq Ft: 532.79
  • Above Grade Finished Sq Ft: 1220
  • Below Grade Finished Sq Ft: 704
  • Total Below Grade Sq Ft: 704
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Crushed Stone
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: HILLSMERE
  • High School: ANNAPOLIS
  • Middle Or Junior School: ANNAPOLIS

Lot Info

  • Horses: No
  • Lot Size Acres: 0.28
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 12400.00
  • Property Condition: Very Good
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 5689.00
  • Assessor Parcel Number: 020200107883400
  • Tax Lot: 107
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2024

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 28, 2024
Closed on
Nov 7, 2024
Sold by
Rawley Janice G
Bought by
Finnegan Blinne and Ruck Daniel Robert
Seller's Agent
Merrie Louise Raynolds
TTR Sotheby's International Realty
Buyer's Agent
David Orso
Berkshire Hathaway HomeServices PenFed Realty
List Price
$650,000
Sold Price
$630,000
Premium/Discount to List
-$20,000
-3.08%
Views
143
Current Estimated Value
$655,015

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$25,015
Avg. Annual Appreciation
3.33%
Original Mortgage
$567,000
Outstanding Balance
$561,313
Interest Rate
6.08%
Mortgage Type
New Conventional
Estimated Equity
$93,702
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Finnegan Blinne $630,000 Eagle Title
Finnegan Blinne $630,000 Eagle Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Finnegan Blinne $567,000
Closed Finnegan Blinne $567,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/07/2024 11/07/24 Sold $630,000 -3.1% $327 / Sq Ft
09/25/2024 09/25/24 Pending -- -- --
06/28/2024 06/28/24 For Sale $650,000 -- $338 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,878 $532,700 -- --
2024 $4,878 $484,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2084234

Bright MLS

APN: 02-001-07883400