$389,900
$10K PRICE DROP

1038 Kelly Fern Loop Ruskin, FL 33570

Estimated payment $2,650/month

Total Views 2,415
4 Beds
3 Baths
2,289 Sq Ft
$170 Price per Sq Ft

Highlights

  • Open Floorplan
  • Loft
  • Stone Countertops
  • Chinook Trail Elementary School Rated A
  • High Ceiling
  • Walk-In Pantry

About This Home

Fresh, Stylish, and Move-In Ready in South Haven!
Welcome to this beautifully built 2022 home that blends modern style with everyday comfort. The open-concept layout centers around a spacious kitchen featuring sleek 36" raised-panel cabinets, a walk-in pantry, and easy-care ceramic tile that flows throughout the main living areas—including the foyer, flex room, kitchen, family room, laundry, and bathrooms.
Need peace of mind? Hurricane shutters are already in place. The generously sized primary suite is bathed in natural light and includes its own walk-in closet for added convenience. Upstairs, a flexible loft and bonus room give you plenty of options—whether you’re setting up a home office, gym, or playroom.
Practical touches like under-stair storage, a guest bath with a separate vanity area, and roomy bedrooms (including one with a walk-in closet) make everyday living easy. Even better? The washer and dryer stay with the home.
Step outside into your private fenced backyard—a great spot for cookouts, relaxing with friends, or letting pets roam freely. With an irrigation system already installed, keeping the landscaping lush is a breeze.
South Haven offers great amenities like a tot lot and dog park, and it’s just minutes from E.G. Simmons Park and Little Harbor—perfect for fishing, boating, camping, or simply soaking in the Florida sunshine. Plus, you're just under 2 miles from the Amazon Fulfillment Center and within 15 minutes of all your daily essentials. Cal today to schedule your showing of this recently built gem before it's gone.

Listing Agent

Cuc Dinh

DALTON WADE INC Brokerage Phone: 888-668-8283 License #3369422 Listed on: 07/22/2025

DALTON WADE INC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,577

Year Built

  • Built in 2022

Lot Details

  • 9,111 Sq Ft Lot
  • Southwest Facing Home
  • Property is zoned PD

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Cement Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,289 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • High Ceiling
  • Sliding Doors
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Loft

Kitchen

  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Schools

  • Cypress Creek Elementary School
  • Shields Middle School
  • Lennard High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Electric Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Additional Features

  • Reclaimed Water Irrigation System
  • Exterior Lighting

Community Details

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,577

Year Built

Built in 2022

Lot Details

0

HOA Fees

$50 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Cement Siding, Stucco
  • Fireplace: No
  • Living Area: 2289
  • Lot Size Acres: 0.21
  • New Construction: No
  • Year Built: 2022
  • Building Area Total: 2758
  • Lot Size Sq Ft: 9111
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 256.23
  • Escrow City: Clearwater
  • Escrow State: FL
  • Escrow Street Name: Drew Street, Ste A
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 170.34
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 888-668-8283
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Vinyl
  • Full Bathrooms: 3
  • Interior Amenities: High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Stories: 2
  • Living Area Meters: 212.65

Exterior Features

  • Direction Faces: Southwest
  • Exterior Features: Lighting, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Street Lights
  • Association Fee: 50
  • Association Fee Frequency: Monthly
  • Association Name: Lisa Coleman
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: See HOA Declaration Section 9.04
  • Association Fee Requirement: Required
  • Association Email: LColeman@AccessDifference.com
  • Association URL: www.AccessDifference.com

Fee Information

  • Total Annual Fees: 600.00
  • Total Monthly Fees: 50.00
  • Monthly HOA Amount: 50.00

Schools

  • Elementary School: Cypress Creek-HB
  • High School: Lennard-HB
  • Middle Or Junior School: Shields-HB

Lot Info

  • Zoning: PD
  • Parcel Number: U-04-32-19-C51-000000-00047.0
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: See HOA Declaration Section 9.19

Tax Info

  • Tax Annual Amount: 6576.89
  • Tax Block: 000000
  • Tax Book Number: 140-65
  • Tax Lot: 47

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,577 $333,718 $118,087 $215,631
2023 $7,029 $342,050 $113,714 $228,336
2022 $426 $9,120 $9,120 $0
2021 $429 $9,120 $9,120 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/10/2025 09/10/25 Price Changed $389,900 -2.5% $170 / Sq Ft
07/22/2025 07/22/25 For Sale $399,900 +1.2% $175 / Sq Ft
11/05/2022 11/05/22 Sold $394,990 0.0% $175 / Sq Ft View Prior Sale
08/22/2022 08/22/22 Pending -- -- --
08/22/2022 08/22/22 For Sale $394,990 -- $175 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $394,990 Fidelity National Title
Source: Public Records

Source: Stellar MLS

MLS Number: TB8395971

Stellar MLS

APN: U-04-32-19-C51-000000-00047.0