$490,000
SOLD OCT 15, 2025

1038 Smith Rd Afton, VA 22920

4 Beds
2 Baths
1,811 Sq Ft
2 Acres

Recently Sold

$271 Per Sq Ft

1% Below List Price

67 Days on Market

Highlights

  • Mud Room
  • Front Porch
  • Double Vanity
  • Brownsville Elementary School Rated A-
  • Eat-In Kitchen
  • Patio

About This Home

As of October 2025

Charming western Albemarle Afton Cottage sits on 2 acres of private land and is completely renovated and updated inside and out! This board and batten farmhouse bungalow has been renovated from top to bottom. Stripped to the framing, this home features new roof, new windows, new drywall, refinished hardwood floors, new LVP flooring, newly finished basement doubling the finished living space and square footage, all new bathrooms, kitchen, electrical and plumbing. It even includes a new well and inspected and pumped septic system for total peace of mind! You'll love the refinished hardwood floors in the living/dining room and modern white kitchen with new stainless appliances, granite counters and beautiful large island. Three bedrooms share an elegant new full bathroom on the main level. New tile floors, walk in shower with frameless glass, vanity and lighting. The newly finished basement features LVP flooring in a large rec room, a fourth bedroom, a full bathroom with double sink vanity, tub/shower combo, new lighting and fixtures. This secluded retreat is minutes from 151 wineries and breweries at the base of the Blue Ridge Mountains. Don't miss it!

Last Agent to Sell the Property

DENISE RAMEY TEAM

LONG & FOSTER - CHARLOTTESVILLE WEST License #0225102217 Listed on: 07/08/2025

Last Buyer's Agent

Kevin Quick

RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE License #0225199493

RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $963

Year Built

  • Built in 1978 | Remodeled

Lot Details

  • 2 Acre Lot
  • Zoning described as RA Rural Agricultural

Home Design

  • Block Foundation
  • Board and Batten Siding
  • Stick Built Home

Interior Spaces

  • 1-Story Property
  • Recessed Lighting
  • Insulated Windows
  • Window Screens
  • Mud Room
  • Washer and Dryer Hookup
  • Basement

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • 2 Full Bathrooms
  • Double Vanity

Outdoor Features

  • Patio
  • Front Porch

Schools

  • Brownsville Elementary School
  • Henley Middle School
  • Western Albemarle High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Programmable Thermostat
  • Private Water Source
  • Well

Community Details

Listing and Financial Details

  • Assessor Parcel Number 06900-00-00-025A0

Home Details

Home Type

Single Family

Est. Annual Taxes

$963

Year Built

Built in 1978 | Remodeled

Lot Details

0

Listing Details

  • Property Type: Residential
  • Parcel Number: 06900-00-00-025A0
  • Property Sub Type: Detached
  • LotSizeAcres: 2.0
  • Road Frontage Type: Private Road
  • Subdivision Name: NONE
  • Above Grade Finished Sq Ft: 960.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • PreviousStandardStatus: Pending
  • BelowGradeUnfinishedArea: 109.0
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Electric Range, Microwave, Refrigerator
  • Basement: Exterior Entry, Full, Finished, Heated, Interior Entry, Sump Pump, Walk-Out Access
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 851.0
  • Interior Amenities: Double Vanity, Primary Downstairs, Remodeled, Eat-in Kitchen, Kitchen Island, Mud Room, Programmable Thermostat, Recessed Lighting
  • Living Area: 1811.0
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 3
  • Stories: 1
  • Window Features: Insulated Windows, Screens

Exterior Features

  • Roof: Composition, Shingle
  • Disclosures: Seller Disclosure
  • Construction Type: Board & Batten Siding, Stick Built
  • Foundation Details: Block
  • Patio And Porch Features: Front Porch, Patio, Porch, Side Porch
  • Property Condition: Updated/Remodeled

Utilities

  • Heating: Central, Forced Air, Heat Pump
  • Utilities: Cable Available, Fiber Optic Available, High Speed Internet Available
  • Sewer: Septic Tank
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling: Central Air, Heat Pump
  • Heating Yn: Yes
  • Water Source: Private, Well

Schools

  • Elementary School: Brownsville
  • Middle Or Junior School: Henley

Lot Info

  • Lot Features: Garden, Level, Partially Cleared, Private, Secluded, Wooded
  • Land Lease Amount Frequency: Monthly
  • Zoning Description: RA Rural Agricultural

Building Info

  • Year Built: 1978

Tax Info

  • Year: 2025
  • Tax Annual Amount: 962.84

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Western Albemarle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 8, 2025
Closed on
Oct 10, 2025
Sold by
Davis James and Merritt Christopher Franklin
Bought by
Rieman Sara Anne and Petroski Nicholas
Seller's Agent
DENISE RAMEY TEAM
LONG & FOSTER - CHARLOTTESVILLE WEST
Buyer's Agent
Kevin Quick
RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE
List Price
$495,000
Sold Price
$490,000
Premium/Discount to List
-$5,000
-1.01%
Views
146

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-79.65%
Original Mortgage
$457,000
Outstanding Balance
$457,000
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
-$39,126

Purchase Details

Closed on
Mar 6, 2025
Sold by
Davis James and Davis Amanda
Bought by
Merritt Christopher Franklin and Merritt Kristen Nicole

Purchase Details

Listed on
Oct 16, 2024
Closed on
Nov 6, 2024
Sold by
Lockwood Cindy and Lockwood Marie Diane
Bought by
Davis James and Davis Amanda
Seller's Agent
Sherry Andersen
NEST REALTY GROUP STAUNTON
Buyer's Agent
Denise Ramey
LONG & FOSTER - CHARLOTTESVILLE WEST
List Price
$100,000
Sold Price
$100,000
Views
1

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
300.83%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $490,000 Chicago Title Insurance Compan
Gift Deed -- None Listed On Document
Deed $100,000 Old Republic National Title In
Deed $100,000 Old Republic National Title In
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $457,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/15/2025 10/15/25 Sold $490,000 +2.1% $271 / Sq Ft
09/13/2025 09/13/25 Pending -- -- --
09/08/2025 09/08/25 Price Changed $480,000 -3.0% $265 / Sq Ft
07/08/2025 07/08/25 For Sale $495,000 +395.0% $273 / Sq Ft
11/08/2024 11/08/24 Sold $100,000 0.0% $104 / Sq Ft View Prior Sale
10/17/2024 10/17/24 Pending -- -- --
10/16/2024 10/16/24 For Sale $100,000 -- $104 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $963 $107,700 $91,100 $16,600
2024 $1,417 $165,900 $88,600 $77,300
2023 $607 $153,300 $81,000 $72,300
2022 $1,214 $142,100 $79,200 $62,900
2021 $1,228 $143,800 $75,600 $68,200
2020 $1,172 $137,200 $68,400 $68,800
2019 $1,072 $125,500 $63,000 $62,500
2018 $143 $122,000 $63,000 $59,000
2017 $954 $113,700 $57,400 $56,300
2016 $1,114 $132,800 $76,500 $56,300
2015 -- $130,400 $76,500 $53,900
2014 -- $125,600 $72,000 $53,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 666587

Charlottesville area Association of Realtors®

APN: 06900-00-00-025A0