$175,000
SOLD JUN 20, 2025

1039 Myrtle St Cumberland, MD 21502

3 Beds
2 Baths
1,502 Sq Ft
4,200 Sq Ft Lot

Recently Sold

$117 Per Sq Ft

20% Below List Price

162 Days on Market

Highlights

  • 1 Fireplace
  • No HOA
  • Central Air
  • Cash Valley Elementary School Rated 9+
  • 1 Detached Carport Space
  • Hot Water Baseboard Heater

About This Home

As of June 2025

Welcome to 1039 Myrtle Street! This two-story brick home features three spacious bedrooms, two full baths, and expansive living areas with hardwood floors throughout. Perfect for the holidays, it boasts a large kitchen with ample counter space and storage. Included are a refrigerator, range/oven, microwave, and dishwasher. Enjoy the warmth of the cozy fireplace and the convenience of a flat yard leading to the garage and driveway. Create your own all-seasons sunporch into an office or workout space. Experience the ease of living close to downtown attractions. This move in ready home is a must see!

Last Agent to Sell the Property

Amy Barfield

(814) 977-8504 amy@charisrealty.com Charis Realty Group License #wvs230302695 Listed on: 11/19/2024

Last Buyer's Agent

Pam Terry

(301) 697-1442 pamterry1971@gmail.com EXP Realty, LLC

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,209

Year Built

  • Built in 1955

Lot Details

  • 4,200 Sq Ft Lot

Home Design

  • Brick Exterior Construction
  • Shingle Roof

Interior Spaces

  • Property has 2 Levels
  • 1 Fireplace
  • Finished Basement

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Parking

  • 1 Parking Space
  • 1 Detached Carport Space

Utilities

  • Central Air
  • Hot Water Baseboard Heater
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0123003392

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,209

Year Built

Built in 1955

Lot Details

0

Listing Details

  • Property Type: Residential
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Year Built: 1955
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Fully Finished
  • Total Sq Ft: 1728
  • Living Area Sq Ft: 1502
  • Price Per Sq Ft: 151.91
  • Above Grade Finished Sq Ft: 1152
  • Below Grade Finished Sq Ft: 350
  • Below Grade Sq Ft: 226
  • Total Below Grade Sq Ft: 576
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Roof: Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Number Of Detached Carport Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Detached Carport

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Baseboard - Hot Water
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.10
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4200.00
  • Zoning: RESIDENTIAL
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2209.00
  • Assessor Parcel Number: 0123003392
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 19, 2024
Closed on
Jun 17, 2025
Sold by
Mclean Andrew M
Bought by
Harris Brittany Ann
Seller's Agent
Amy Barfield
Charis Realty Group
Buyer's Agent
Pam Terry
EXP Realty, LLC
List Price
$220,000
Sold Price
$175,000
Premium/Discount to List
-$45,000
-20.45%
Views
207
Current Estimated Value
$179,363

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,363
Avg. Annual Appreciation
5.38%
Original Mortgage
$8,402
Outstanding Balance
$8,380
Interest Rate
8.1%
Estimated Equity
$170,983

Purchase Details

Listed on
May 17, 2017
Closed on
Jul 13, 2017
Sold by
Kavanaugh Patrick T and Kavanaugh Bonnie M
Bought by
Mclean Andrew M and Mclean Amy L
Seller's Agent
Kim Gillum
Coldwell Banker Home Town Realty
Buyer's Agent
Stephen MacGray
Charis Realty Group
List Price
$84,900
Sold Price
$85,000
Premium/Discount to List
$100
0.12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.52%
Original Mortgage
$86,827
Interest Rate
3.94%
Mortgage Type
VA

Purchase Details

Closed on
Dec 4, 1996
Sold by
Chaney Randall L and Chaney Barbara C
Bought by
Kavanaugh Patrick T and Kavanaugh Bonnie M

Purchase Details

Closed on
Jun 27, 1990
Sold by
Bowser Duayne A
Bought by
Chaney Randall L-Barbara C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$42,000
Interest Rate
10.16%

Purchase Details

Closed on
Sep 10, 1986
Sold by
Adams Thomas J
Bought by
Bowser Duayne A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$38,000
Interest Rate
9.9%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $175,000 Allegany Garrett Titles & Sett
Special Warranty Deed $175,000 Allegany Garrett Titles & Sett
Deed $85,000 None Available
Deed $63,000 --
Deed $43,000 --
Deed $40,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $8,402 No Value Available
Closed $8,402 No Value Available
Open $168,050 New Conventional
Closed $168,050 New Conventional
Previous Owner $86,827 VA
Previous Owner $42,000 No Value Available
Previous Owner $38,000 No Value Available
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/20/2025 06/20/25 Sold $175,000 0.0% $117 / Sq Ft
04/30/2025 04/30/25 Pending -- -- --
03/12/2025 03/12/25 Price Changed $175,000 -7.9% $117 / Sq Ft
01/08/2025 01/08/25 Price Changed $190,000 -7.3% $126 / Sq Ft
12/02/2024 12/02/24 Price Changed $205,000 -6.8% $136 / Sq Ft
11/19/2024 11/19/24 For Sale $220,000 +158.8% $146 / Sq Ft
07/13/2017 07/13/17 Sold $85,000 +0.1% $52 / Sq Ft View Prior Sale
05/24/2017 05/24/17 Pending -- -- --
05/17/2017 05/17/17 For Sale $84,900 -- $52 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $983 $123,367 $0 $0
2024 $959 $110,633 $0 $0
2023 $910 $97,900 $7,300 $90,600
2022 $873 $94,233 $0 $0
2021 $845 $90,567 $0 $0
2020 $807 $86,900 $7,300 $79,600
2019 $810 $86,667 $0 $0
2018 $822 $86,433 $0 $0
2017 $814 $86,200 $0 $0
2016 $0 $84,267 $0 $0
2015 -- $82,333 $0 $0
2014 -- $80,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2010522

Bright MLS

APN: 23-003392